The Wealthy Spirit Insider


    Posted on June 17th, 2015 in Uncategorized by

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    168-June 17

    “Now and then it’s good to pause in our pursuit of happiness and just be happy.”—Guillaume Appollinaire


    Not everyone thinks life is about being happy. I do. And it is not a function of money. Studies have shown that beyond the subsistence level, more and more money does not equal more and more happiness. Happiness is a choice.

    Decide to be happy. Take joy in every pleasurable thing around you. Have lots of “I can hardly waits.” In my workshop, I ask everyone to play “The Glad Game;” to make a list of things they are grateful for. Most people write a few things easily, then stop to think. One woman, Lee Killian, wrote furiously for the entire time we did this exercise and completely covered her page with notes. Everyone knew Lee was a happy person—she always had a bright smile that lit up the room. You always looked forward to seeing her, because you knew her happy energy would lift you up. I asked her for a copy of her list, which included: “Me, my health, my kids, my mom, friends, home, car, movies, music, dancing, beach, trees, animals, desert, snow, rain, sun, sleep time, telephones, dry cleaners, perm-a-press, pens, coffee, rainbows…” I know this list was endless.

    Then I was given a book called 14,000 Things To Be Happy About by Barbara Ann Kipfer. This woman had started making lists when she was in the sixth grade of all the things she enjoyed in life. It’s a great spirit-lifter! I love to just pick up the book and flip through pages at random. It always makes me smile. Here are a few samples: “steel drums, jazz dances, leaves in great golden drifts as crisp as beaten gold foil, flaky-crust meat loaf, hot chocolate at an outdoor café, herb roasted chicken (a lot of her choices are food), a scarecrow that does not work, blue topaz, at a 6 A.M. breakfast watching the sky perform, thirsty children kissing water from a fountain, beaver lodges, albino watermelon seeds, diamond mines, a thermos lunch, singing along to the movie Carousel, dark blue Indian cotton, apricot butterfly rolls, consuming M&Ms by color groups, being motioned to come sit by someone, the meaning of a bird’s song, Sunday papers, a riot of colors…” When was the last time you gave attention to things like that?

    In their book, The 500-Year Delta, Watts Wacker and Jim Taylor give business prophesies for the future. They state that “What society has always treasured is what is scarce…Satisfaction and domestic contentment have rarity, and rarity, as always, has the greatest value…If you want status, walk into a room and announce that, amidst the ambient chaos of our times, you’re a happy person.” One of my favorite compliments was given to me in class one day: “Chellie, you’d have fun in a paper bag all by yourself.” Yes!

    Live your life today so that, if someone said that to you, it would be true.

    Today’s Affirmation: “I enjoy life and everyone around me enjoys me enjoying life!”


    The World Series of Poker is currently being held at the Rio Hotel in Las Vegas. There are 50+ events, culminating in the Main Event beginning July 5th. I’ll be going to play in the Ladies Event on June 26th. It is a joy to meet up with the other women poker players from all over the world once a year for brunches, tournaments, and parties!

    Before I join in all the World Series happenings, I follow along online at their web site at and cheer the various winners. Here is a wonderful report of one year’s gold bracelet winners by Nolan Dala a couple of years ago that I thought was so clever I had to share it:

    Help Wanted

    The 2011 World Series of Poker is currently offering temporary positions for poker players. Players may earn up to $18,385 per hour. Applicants must be willing to work up to 12 hours per day. No experience is necessary.

    Today, one additional player was hired. His name was Foster Hays from Dallas, TX

    Hays would be the first to admit that he didn’t have much of an employment resume. He had never done this kind of work before. For instance, Hays had absolutely no previous WSOP experience. Nevertheless, he managed to be a quick learner on the joy. Hays’ primary duties and responsibilities included sitting around a series of poker tables and playing cards the entire time.

    Hays worked just four days at the Rio Las Vegas, assigned to a specific poker tournament designated as the $1,500 buy-in-No-Limit-Hold’em Championship. He put in 40 total hours. He s granted several breaks, including one hour each day for dinner. He was able to wear shorts, a sweatshirt, and flip flops to work. He even got to sleep until noon during each of the four days he was employed.

    Hays collected a nice-sized paycheck totaling $735,400. His salary was calculated based on working three 12-hour shifts, plus one 4-hour shift on his final day. His e0 combined hours amounted to a net income of $18,385 per hour. Hays was even permitted to bring along many of his friends to work on his final day. The friends spent most of their time at Hays’ place of employment shouting encouragement, celebrating exciting hands and drinking beer.

    Interested players are encouraged to show up at the Rio, and apply. There were 58 positions available this summer – 19 of which have already been filled. That leaves 39 positions still open. Applications are being taken now through July 19th.

    For the complete story and more, visit

    I Can Hardly Waits

    Posted on June 16th, 2015 in Uncategorized by

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    167-June 16

    “A three-year-old is a being who gets almost as much fun out of a fifty-six dollar set of swings as it does out of finding a small green worm.”—Bill Vaughn

    Children always seem to be excited about something. They have an abundance of energy and enthusiasm, looking forward to the opportunity for fun. Their lives are filled with what I heard speaker Dave Grant thirty years ago call “I can hardly waits!” “I can hardly wait until Saturday and the baseball game,” “I can hardly wait until my birthday party next week,” “I can hardly wait until school’s out,” “I can hardly wait until Christmas.” Their eyes sparkle, they grin, they vibrate with the vision of the fun they’re going to have.

    Adults, meanwhile, have “I can hardly stand its.” “I can hardly stand how commercial Christmas has gotten,” “I can hardly stand the traffic on the freeway,” “I can hardly stand the taxes I have to pay,” “I can hardly stand my boss, mother-in-law, co-worker, spouse….” Some people can be relied upon to complain the moment you see them. I call them the “Ain’t It Awful People.” You don’t dare ask how they’re doing—they’ll tell you. “Oh, I’m so tired, I’m working so hard…,” “I just lost a lot of money in the stock market…,” “My doctor says I have to have tests for this chronic pain….” They immediately put a damper on every conversation. It takes a lot of energy to remain centered in a positive, happy frame of mind when you’re with them.

    Stop that! No complaints! Find something to look forward to with joy and focus on that. Schedule a day off, a vacation, or a party to put fun in your life. Abraham Lincoln said, “Most people are about as happy as they make up their minds to be.” Make up your mind to be happy. Plan events to look forward to. My friend Barbara, who “can hardly wait” until her vacation each year said the worst thing about it is coming back because then she doesn’t have it to look forward to anymore. Excited anticipation is a blissful state of being, and she loves imagining the fun she’s going to have. So the first thing she does when she gets home is call her travel agent and get more brochures so she can pick out her next vacation!

    What are the “I can hardly waits” you’re looking forward to? Make a list, then pick one to be especially excited about today. Say, “I can hardly wait until ____” three times, jumping up and down and laughing! (If this feels silly to you, watch out! You’re in danger of getting old. Not mature. Not grown-up. Old.)

    Today’s Affirmation: “I can hardly wait until _____________!”


    A wonderful coach and Facebook friend, Therese Skelly, once posed this question:

    “How do you know what you know? Is it easy for you to claim expert status and what have you done to really anchor in your knowledge?”

    Paul Zelizer responded: “One of the ways I tap into the full power of my knowledge is through relationship. For instance, social media allows me to be in touch with some of the smartest conscious business people o the planet. Listening and participating to these kinds of conversations on a daily basis has rocketed my confidence in terms of being an ‘expert’.”

    Mary Cravets said “I usually stumble upon what I know by accident! I’ll be sharing with clients, and when they say ‘How do you DO that?’ and I I can think is that it’s easy…that’s how I get the ‘a-ha’ realization moment!”

    I answered that I have started calling myself a “financial intuitive”. I don’t even know where my expertise comes from anymore, I just trust that it does. So much of what I do is beyond just adding dollars and sense (pun intended) but accessing intuitively where people are blocked in relationship to prosperity in all things, not just financially. Yes, I owned a bookkeeping service with 13 employees for 12 years, and yes, I’ve taught my Financial Stress Reduction Workshops for over 20 years, and that time invested in working with my subject matter is invaluable. But more than that, putting in all that time means that I’ve had many opportunities to listen, learn, and trust myself to help people, and collect evidence that I have. That experience has helped me to reach a deeper level of my ability to serve, and I revel in it.

    Little Acorn and the Old Ones

    Posted on June 12th, 2015 in Uncategorized by

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    163-June 12

    “The key to everything is patience. You get the chicken by hatching the egg, not by smashing it open.”—Arnold H. Glasgow


    “How come I’m not taller?” cried Little Acorn. “I want to stand tall and straight and reach the skies. Like you!”

    “Wait,” whispered the Old Ones, leaning down from their great height. The winds sighed through their rustling leaves.

    “But I want to be big now. I shouldn’t have to be little like this. This is no fun!”

    The elder trees stood stoically, stretching their long limbs to the skies. “Wait.”

    “It’s not fair! How come you get to be so tall, while I’m stuck here on the ground? I’m just as good as you. I should at least have some roots and some limbs!”


    Frustrated and uncomprehending, Little Acorn cried and complained into the long night.

    Years passed, and Little Acorn grew. His roots took hold of the rich earth, sending long shoots deep into the rich soil. He quenched his thirst in the rain. His limbs lengthened and strengthened in the sunlight. The sap ran strong beneath his bark.

    Still Little Acorn was not satisfied. “But I still can’t reach as high as you!” he whined. “You’re at the top of life and I’m stuck here in the middle. Why can’t I be as tall as you?”

    The Old Ones nodded in the breeze and their voices sighed softly on the wind, “Wait.”

    Many suns and moons moved across the skies and the eons passed. And one day Little Acorn realized he was the tallest tree in the forest. His life-long dream had come to pass. The birds sang in the sunlight in his topmost boughs. Children played beneath his feet. He could see for miles around and stood proudly with his comrades. Now he, too, was one of the Old Ones.

    His joy was complete.

    Then he heard a small voice crying on the ground. He leaned down to see who was weeping so piteously. It was his child, Tiny Acorn.

    “How come I’m not taller?” cried Tiny Acorn. “I want to stand tall and straight and reach the skies. Like you!”

    With an ache in his soul and the wisdom of the ages in his kindly voice, he whispered, “Wait.”

    Today’s Affirmation: “I have abundant faith and trust that all my good is on its way to me now.”


    This story is precious to me. I don’t know where it came from. Out of hours and hours of writing pages and pages of this book, flashes came from an unknown source and grew in my mind. I just wrote them down.

    Buddha by Gayle Etcheverry

    Macolm Gladwell, in his book “Outliers”, says that it takes 10 years or 10,000 hours to achieve mastery. Maybe somewhere in the writing of this book, I hit 10,000 hours of writing and stories like this started to appear. As we grow older, we have better mastery of life, too, because we’ve put in the time. Problems that once looked so large fade – we’ve encountered them and survived them before. We know all we have to do is wait it out, and better days will come behind this one. You’ll be taller soon enough. You’ll be wiser soon enough.

    Wait for it.


    Posted on June 11th, 2015 in Uncategorized by

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    162-June 11

    “Every time one laughs a nail is removed from one’s coffin.”—Honduran Proverb


    Perky Lindsey wasn’t her usual bubbly self at the family dinner.

    “How is your term paper coming along?” her mother, Jane, asked sympathetically.

    “Oh, it’s really hard!” Lindsey exclaimed. She looked like it was hard too, poor haggard dear. A sophomore a UCLA, she was embroiled in all the challenges of academic diligence sandwiched between sorority parties, dances, and general fun.

    Her older sister, Marissa, had just graduated from UCLA and was happily at work as Strategic Sales Coordinator at a sports radio station. Although she clucked her sympathy, you could tell she was feeling a bit smug.

    Picking up on this energy, Mama Jane decided to have a little fun. She turned to Marissa and asked, “How many papers are you working on, Marissa?” “None!” she replied gleefully.

    “And how many finals are you studying for?”


    “How many units are you carrying?”


    Everyone laughed at this exchange, except Lindsey, who looked quite put upon. She struck back immediately: “How many hours are you working, Marisa?” she asked sweetly. Gotcha! we chorused; we all knew Marissa was working a lot of overtime in her new job.

    Katie, me, Lindsey, Jane, Kara, Marissa, Maxine, Carole

    Not to be outdone, Marissa shot back, “How much money are you making, Lindsey?” Oohh, good answer, good answer the family nodded.

    “I don’t need to make any money! Mom and Dad are paying for everything,” smiled Lindsey.

    Zing! The joke had rebounded back on the one who started it. “Ouch!” Mama Jane winced ruefully. We all dissolved in laughter at the good-natured repartee.

    Touché, touché for both girls. Life passages have their upsides and their downsides. Dance gloriously then pay the band. Enjoy each passage with humor and grace.


    Today’s Affirmation: “I love my life and all its rich rewards!”

    I have truly been blessed in this life by my wonderful family. We get together all the time, and every gathering is full of joy and laughter!  We always celebrate family June birthdays together (my sister Jane was born on the same day as I was three years later and we celebrate Carole’s with ours since she was born on Christmas Day). Delightful! Once someone asked me if I wasn’t unhappy that I didn’t have my very own birthday to celebrate, and I looked at her in surprise. It had never occurred to me. I always relished our mini-Christmas half-way through the year. Group celebrations are so much fun!

    When I was growing up, watching “Leave it to Beaver”, “Father Knows Best”, “The Donna Reed Show”, “Ozzie and Harriet” and other family sitcoms of that ilk, they so completely mirrored my family life, I thought everyone’s family was like that.

    It wasn’t until I went away to college that I realized that not everyone loved their parents, not everyone’s parents were wonderful, and not everyone lived on a street full of families that were just like mine. As I grow older and know more of the world and it’s traumas, angers, and disappointments, my sense of grateful blessing deepens. Because I know this safe harbor of my dolphin family has enabled me to grow and jump for the stars and surround myself with other like-minded dolphins in my growing family of choice on this planet.

    Whether it is your family of origin or your family of choice that nurtures and supports you, bless them and love them every day.

    Living in the Present

    Posted on June 10th, 2015 in Uncategorized by

    Santorini BeachjUpdated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    161-June 10

    “Today is a gift. That’s why it’s called the present.”–Unknown


    We all want wealth in our work, serenity in our spirit, and a balance between the two. Balance seems to be the most elusive quality. We try to do too much. Perhaps it is because there is so much possible. Our unlimited choices of where to go, what to do, how to do it, when to do it, and who to see, have us stretched and stressed. We want to do it all and we want to do it perfectly. “If only I had spent more time with my children!” we cry. Then in the next breath, “If only I had spent more time on my work!” How can we win when every choice we make produces guilt over the choice we didn’t make?

    It would help if theatres and restaurants would check all cell-phones and pagers at the door, like they used to check guns in the Old West. Then we would be unavailable. Uninterruptible. Not answerable to anyone or any piece of technology. Then we might relax and enjoy the experience we were having—while we were having it. There are very few conversations in the world that can’t wait two hours. Have a conversation with the person you’re with. That’s why you’re with them and not on the phone. It’s rude to try to do both at the same time.

    Let go of the habit of guilt, of “if onlys” and “what ifs.” Let go of the habit of looking at what you’re not doing instead of what you are doing. “Be here now,” Baba Ram Dass said in the ‘60s. It still works. Make the best choice you can each moment. Have confidence in your ability to choose. Then be in the present choice. Live fully in the present moment. Happily. Joyfully.

    Today’s Affirmation: “Every choice I make is the right choice!”

    After Sony’s Columbia Records label cancelled her, Alicia Keys sold 5.5 million copies of her next album for their competitor and won five Grammys. Ashanti was fired by Epic Records and came back to sell 3.3 million copies of her debut album for a rival. Alanis Morrisette was turned down by record company after record company, until Maverick took her on and her debut album Jagged Little Pill sold over 30 million copies worldwide. Bonnie Raitt shot to the top of the charts with two back-to-back albums on Capitol Records that spawned hit singles and won three Grammys apiece—right after her prior record company fired her.

    Losing fires up winners. Their response when someone tells them they aren’t good enough, they can’t do it, or they’re a loser, is “Oh, yeah? Watch this!” They use the rejection as an energetic launching pad to redouble their efforts, sharpen their creativity, and prove the naysayers wrong.

    So how many times have you tried to achieve your goal? Who among the people you know have tried something 9,999 times without getting results and still kept on trying? What does it take to keep on keeping on? How strong is your vision? How strong is your belief in yourself?

    It is, in the end, a self-esteem issue. You have to believe in yourself when no one else does. You have to believe in yourself, or no one else is going to. It helps to bolster your belief when you have a lot of Dolphins swimming in your pod. Dolphins who will sing to you, “You can do it! You can do anything you put your mind to! We love you! We believe in you!” But then it’s up to you to believe what they are telling you. If your pod thinks you are fabulous, you are. If your pod thinks you should go for it, you should. If your pod is full of naysayers—look for a new pod.

    And if you have no one else, you have me. I am telling you, you can do it! You wouldn’t have gotten this far in reading this blog if that weren’t true. Are you ready to believe?

    There is always another chance for you, just as often as there is another day.

    Do Nothing Weekend

    Posted on June 9th, 2015 in Uncategorized by

    Family - Carole, Jane & Me in Vegas 2014Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    160-June 9

    “I have finally figured out that the purpose of life is to enjoy it.”—Rita Mae Brown


    One of the most relaxing times I ever spent was a three-day weekend with Jennifer, a friend of mine. She was a nurse working a hectic, full schedule; I was busy running my bookkeeping service, being an officer of a club, and starting up my workshops. We both were in desperate need of some R&R, so we decided on a getaway with no plans and no schedule—she would come to my house Friday morning and we would drive north.

    Friday arrived warm and clear—perfect weather for a drive along the California coast and we found ourselves relaxing almost immediately. We became conscious of enjoying the present moment and began noticing things we had never seen before. We spotted overgrown road off the highway and decided to explore it. The road ended in an isolated beach, with waves gently breaking on the sparkling sand and no sounds but the seagulls overhead. Pleased with our discovery, we took our shoes off and walked on the beach. We didn’t walk feeling like we had to hurry to our next destination, we walked until we felt complete. Ahhh!

    It’s also my sister Jane’s birthday – she was born on exactly the same day as me three years later. Then when our youngest sister (and she never lets us forget she’s the youngest) was born on Christmas day three and a half years later, it made sense to our family to celebrate her birthday on June 9th, too. So every June, we have a mini-Christmas with lots of presents and cake and fun!
    Years later, someone asked me if I wasn’t unhappy that I didn’t get my very own birthday all to myself. It had never occurred to me! I always thought it was great fun to have a group birthday, and I was sorry for the people who had to celebrate by themselves!

    Happiness is all in your perspective, isn’t it?

    Today’s Affirmation: “I have all the time I need to have all the fun I want!”

    Happy birthday to me, and my sister Jane – we were born on the same day three years apart. We’ve always celebrated our birthdays together with our sister Carole who was born on Christmas Day. So we have a mini-Christmas with gift exchanges and parties. It’s been a life-long tradition and we enjoy it very much. Love you girls!!

    Carole is on the left and Jane on the right in this photo, taken 2 years ago at the Venetian Hotel in Las Vegas. Always fun playing with these two!!

    Jimmy Can’t Find the File

    Posted on June 8th, 2015 in Uncategorized by

    Chellie & friends at SBBWA 2015Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    159-June 8

    “Time is the coin of your life. It is the only coin you have, and only you can determine how it will be spent. Be careful lest you let other people spend it for you.”—Carl Sandburg


    Sometimes, something goes wrong with delegating. The person you hired to delegate to starts delegating to you instead. Let me tell you about Jimmy. Jimmy was a handsome, energetic, young man I hired as a full-charge bookkeeper at my business management company. He was terrific, with one exception: He could never remember where files were. He got into the habit of coming into my office and complaining he couldn’t find a particular file. I have a good memory for things like that, so I got into the habit of jumping up and finding it for him.

    It wasn’t long before I realized I was working for my employee instead of vice versa. Every time he needed something, he asked me for it and I ran and got it. It reminded me of all the years I had worked as a secretary. But something was wrong with this picture—I was the boss!

    I realized that I was going to have to spend the time to train Jimmy how to look for files. This would take more time initially, but eventually I would be freed from this task if he could find files on his own. So the next time he told me he couldn’t find the file, I asked him to sit down in my office.

    “Where have you looked?” I asked him. He looked at me wide-eyed. He was certainly surprised by my question. I don’t think he had actually looked anywhere yet, but he named a particular section of the file cabinet.

    “Okay,” I said, “And where else do you think it could be?” Now he was a trifle annoyed, but named another place. I told him to go look there and come back to me if it wasn’t there and we’d think about other places it might be. Somewhat ruffled, Jimmy left on his search.

    He came back once to report he still couldn’t find it, and we brainstormed some other ideas. He got the message that I wasn’t getting out of my chair to go look for it for him. We went through this routine a couple of times more before he stopped coming to ask where files were. By then, he knew the process.

    Think this is something you might try with your employees? Or your children?

    Today’s Affirmation: ““I love to delegate to others so I can do the work I love!”

    A friend posted this note on Facebook and it cracked me up!

    BREAKING NEWS: The Pity Train has just derailed at the intersection of Suck It Up & Move On, and crashed into We All Have Problems, before coming to a complete stop at Get the Hell Over It. Any complaints about how we operate can be forwarded to 1-800-waa-waaa. This is Dr. Sniffle Reporting LIVE from Quitchur Bitchin’. If you like this, repost it. If you don’t…suck it up cupcake! Life doesn’t revolve around you!!

    Wally Boag and Betty Taylor did over 40,000 performances of the Golden Horseshoe Review in Frontierland at Disneyland. They both passed away a year ago within a day of each other. I know they’ve gone to that big theatre in the sky where they will be making the angels laugh.

    Back in my acting days, I had the privilege of performing with Wally in a Winnie the Pooh for President rally on Main Street. He played the Mad Hatter and I played Cruella DeVille. He was a doll and an absolute pro. When we were rehearsing, I had an entrance where I walked down the stairs and he swept off his top hat and bowed. I paused next to him with my long cigarette holder, then looked at the hat and used it as an ashtray. He fell apart laughing! I’ll always treasure that – I made Wally Boag laugh!

    What fun memories.

    The Fine Art of Delegating

    Posted on June 6th, 2015 in Uncategorized by

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    157-June 6

    “Successful people think up things for the rest of the world to keep busy at.”—Unknown


    It was the time management session of the Financial Stress Reduction Workshop, and I had just explained how to prioritize activities: “A”: Most important tasks; “B”: Important task but can be delegated to someone else; and “C”: Unimportant task that anyone can do.

    Cindy spoke up then. Kind and generous to a fault, She was a successful businesswoman owning two stores with thirteen employees. But she complained that there wasn’t time to get everything done. She’d love to send out more ships, but she “just didn’t have time.”

    You must know by now that this excuse is useless. Everyone has the same twenty-four hours in their day. I thought for a moment, then asked her to describe a typical day. This was her list, which I wrote on the blackboard:

    1. Open the store                                                          6. Prepare bank deposits
    2. Listen to phone messages                                      7. Go to the bank
    3. Talk to employees or customers                           8. Prepare bids
    4. Return phone calls                                                  9. Make sales calls
    5. Go through mail                                                     10. Attend networking meetings

    The biggest problem business owners—and mothers!—have is that they are so good at everything, they have a problem delegating tasks to other people. They want to know everything that’s going on, have every detail carried out perfectly, and be in charge of the whole show. This works well when a business (or family) is small—and there’s only one person or two people involved. The minute you add a third person, however, the prime mover has to delegate.

    (continued on page 157 of The Wealthy Spirit)

    Today’s Affirmation: “I take time to be happy and to know that I am.”


    Missed Opportunities are Like Missed Buses—There’ll Be Another One in 5 Minutes

    Even our friend Thomas Edison wasn’t right about everything. He also invented the phonograph. Of that invention, he said, “The phonograph is of no commercial value.” Given the billions of dollars generated in the music industry now, I bet he’s rockin’ and rollin’ in his grave over that mistake.

    Here’s another missed investment opportunity:

    Walt Disney was passionate about his goal of creating Disneyland. Big dreams require big money, and he was looking for investors in his company. One potential investor’s account told of how Walt took him out to the site in Anaheim where Disneyland was just beginning to be built. As the tractors rolled, and dirt was dug, Walt spoke of his vision of the park. He described the different sections: Main Street with horse-drawn carriages, Tomorrowland with its rocket to the moon, Adventureland with a shooting gallery and Golden Horseshoe Revue, Fantasyland with Sleeping Beauty’s castle. The investor thought it all sounded too risky. He passed. He didn’t invest in Disneyland. He kept his ships safe at the dock.Family - Mom & Daughters at Disneyland (60s)

    Later, when Disneyland became a smashing success, the investor calculated that every step he had taken that day back to his waiting car had cost him a million dollars.

    People are wrong all the time. The soap opera Santa Barbara deemed Julia Roberts “dull.” Sharon Stone was rejected by General Hospital and As the World Turns nixed Hugh Grant. Mike Medavoy, one of Hollywood’s super agents, told a young Steven Spielberg his career was “doomed” and passed him off to another agent. Cary Grant and Jeanette MacDonald did a screen test for Fox, but were turned down with this explanation, “We feel neither of these people has a screen personality.”

    Let me give you a tip: Pay attention along the way. The goal you’re here to get might not be the goal you think you’re here to get. I set out to be an actor but turned left and ended up a speaker and author. Christopher Columbus headed for the West Indies in the right direction—he just didn’t know there was a New World in between.

    Be passionate, follow your North Star, and the worst that can happen is you live a life full of great adventures. It’s all good.

    Time or Results?

    Posted on June 5th, 2015 in Uncategorized by

    Queen of Hearts Champion Feb 2014Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    156-June 5

    “Men occasionally stumble over the truth, but most of them pick themselves up and hurry off as if nothing had happened.”—Winston Churchill


    I’d like to ask all employers: Do you care about the time employees put in? Or do you care about the results they produce?

    Years ago, when I was a struggling actress, I had a secretarial job for a medical equipment company. The job was fairly easy and the people were nice, except for the other sales secretary with whom I shared an office. Sandy had her Masters Degree in “Look Busy.” She could work more slowly than anyone I ever saw, drawing out each task to fill the eight-hour day so it always looked as if she was working. I didn’t get it. I was high-energy and wanted things to do. I used to finish all my work early, help her with her work and then help out in the service department, too.

    One afternoon, I had completed what work I had, helped the others, and took a short break to study my lines for a play I was rehearsing that evening. As luck would have it, the office manager, Ron, walked in just at that moment. Here is dutiful Sandy, working away, and Chellie is reading a play. You can guess the rest. I almost got fired. What really floored me was that Ron said Sandy had been complaining about me!

    Oops. These were clearly not “My People.” I got another job the next week. In retrospect, I can see that they could see I was not one of “Their People.” I clearly had aspirations beyond working in that office. I didn’t really fit on their team. I was just “getting by” there, making rent money, while my true focus was on becoming a professional actress.

    A couple of years after that, I found a great company, Career Data Personnel. The president, Len Savallo, cared about results. I remember him telling the sales personnel: “If you can sell $20,000 per month and only work one hour a day, more power to you! I will not ask you to punch a time clock. But if you aren’t doing $20,000 per month, I expect to see you here from nine to five.” Can do, positive, upbeat people worked for him—and produced results, too. I liked their energy and Savallo’s results-oriented philosophy. He’s the one who promoted me to my first job in bookkeeping—and that changed my focus, my direction, and my life.

    Time isn’t money. Time is just one of the resources used to make money. Focus on results. And focus on the people that produce results.

    Today’s Affirmation: “I produce fabulous results in short order every day!”


    One night a couple of years ago, I had quite an exciting night playing poker. I was playing my favorite game, Omaha High-Low, and things weren’t going great. I would just miss making my hand or make a second-best hand and I was getting a little grumpy. But I said my affirmations under my breath, and just felt things would turn around.

    A good friend of mine, Debby, was in the game and she was going up and down, too, when this hand developed. The board was 8-10 of diamonds and 5 of clubs. She checked, I checked, and the man behind us bet. We called. The turn (the next card on the board) was the 8 of hearts which paired the board. We both checked and the man bet again. We called.

    The final card was the 9 of diamonds. It was my magic card, because I had the Jack-Queen of Diamonds in my hand and that made me a straight flush 8-9-10-J-Q of Diamonds! Debby checked to me, I checked because I thought the man would bet and I could raise. But he checked, too. “I have three 8s,” he said.

    So Debby turns over the 7-6 of Diamonds and says, “Well, I have a straight flush!” I was shocked because I hadn’t even thought there was another straight flush out there. My mouth dropped open and I said, “I have a straight flush, too!!” And we both started screaming, the other players at the table jumped up and cheered, because that meant we had won the “bad beat jackpot” of $30,400! The bad beat in our game was four 9s or better beaten, so we qualified 50% goes to the losing hand and 25% to the person that won the hand and the players at the table split the remaining 25%. Debby got $15,200, I got $7,600, and the other players got $1,500.

    Never forget that even when it seems like you’re losing, a big win can come along and save the day.

    The Universal Bank Account

    Posted on June 4th, 2015 in Uncategorized by
    Brooke Harker's cat on my book

    Brooke Harker’s cat on my book

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    155-June 4

    “Sure, the world is full of trouble. But, as long as we have people undoing trouble, we have a pretty good world.”—Helen Keller


    I have always felt that there is a rhyme and reason to the Universe, that justice does prevail in the long term, that life really is fair. It’s like a big bank account in the sky—my karmic bank account, if you will, where I record my debits and my credits. Some days I make deposits to its bank account, and some days I make withdrawals. I feel happy when my accounts are balanced.

    Whenever bad things happen and I am once again going through challenges in my life, I feel I am building up credits in my Universal Bank Account. I work to overcome the obstacles, learn the lessons and tally the results of my actions. I sense that it won’t be long before my account is again overflowing and goodness and mercy will rain down on me once more.

    When I do something stupid or with questionable integrity; when I say a harsh word to someone out of my own ill temper or lack of grace; when I miss the opportunity to help someone when I easily could have; then, oh, then I feel the weight of the black debits eating up the golden store of good in my account. Funny how it’s just then that the car breaks down, the computer loses files, a friend breaks a date, a new client cancels.

    Time for prayer and meditation and repentance. And then to do good wherever I can once more: Write a love letter to a friend, call business associates and ask what I can do to help them, write a check to a worthy cause. The balance shifts, the black debits retreat in confusion, and the golden rule creates yet more gold in my life, my work, my relationships.

    What goes around, comes around. Watch it work. Check whether you are making deposits or withdrawals from your Universal Bank Account. It’s up to you. You fill it up and you deplete it.

    Make sure to keep it filled up, because the Universal Bank Account always pays great dividends.

    Today’s Affirmation: “I make many golden deposits to my Universal Bank Account and it showers me with riches!”
    In one issue of Time Magazine, the cover story was “The Science of Optimism” by Tali Sharot. The question posed is “why are humans hard-wired for hope?”

    The belief that the future will be much better than the past and present is known as the optimism bias. This holds true for every race, region and socioeconomic bracket. Even though we can be pessimistic about the world in general, the economy, politicians, etc., we stay optimistic about our own futures. The article states that “A survey conducted in 2007 found that while 70% thought families in general were less successful than in their parents’ day, 76% of respondents were optimistic about the future of their own family.”

    “A growing body of scientific evidence points to the conclusion that optimism may be hardwired by evolution into the human brain. The science of optimism, once scorned as an intellectually suspect province of pep rallies and smiley faces, is opening a new window on the workings of human consciousness. What it shows could fuel a revolution in psychology, as the field comes to grips with accumulating evidence that our brains aren’t just stamped by the past. They are constantly being shaped by the future.”

    This is cause for celebration for all of us who believe that we create our lives from our thoughts and that what we focus on is what we create. The idea that the proclivity for optimism is a genetic imperative – that without it, we would be too afraid to drive, to quit our jobs, to start new businesses, to go to college, to fly a plane, go to the moon, or anything else human beings accomplish – gives scientific legitimacy to our beliefs.

    The article says that researchers studying heart-disease patients found that optimists are more likely than pessimistic patients to take vitamins, eat low-fat diets and exercise, thereby reducing coronary risk. Pessimistic patients under 60 were more likely to die within eight months than optimistic patients of the same initial health, status and age. We have to have a vision of a successful outcome to drive us forward to do the things that pay off. “A brain that doesn’t expect good results lacks a signal telling it, “Take notice – wrong answer!” These brains will fail to learn from their mistakes and are less likely to improve over time.”

    Here’s my favorite bit: The author and her colleague, Sara Bengtsson, devised an experiment in which they tested students on cognitive task, priming them with either negative words like “stupid” and “ignorant” or positive words such as “smart”, “intelligent”, and “clever.”

    Is anyone reading this surprised that the students did better on the test when told they were smart instead of stupid?

    Affirmations work, people! Do them every day!