Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”
“Maybe they call it take-home pay because there is no other place you can afford to go with it.”—Franklin P. Jones
Whenever you are in a period of financial stress, when there is too much month left at the end of the money, thoughts of lack and limitation can be overwhelming. Doing positive affirmations won’t do much good if you do them for ten minutes a day but then think anxious and worried thoughts about money for the other twenty-three hours and fifty minutes.
What I suggest is that you make an appointment with yourself once per week for bill paying time. (If you’re married, you can do this with your spouse.) It must be a regular weekly appointment, for example, Saturday morning at 10:00 A.M. During that hour you will sort out what bills you have and how much you can pay on each one. You will do the best you can with what you’ve got. Pay everyone something, even if it’s just a few dollars. When they receive a payment from you every month, they will be more likely to trust you for the balance eventually. I once had a client pay me only ten dollars per month—but she paid every month for three years, and one day it was paid in full. For this hour, you may let yourself worry and fret if you must if there is not enough to go around.
At the end of bill paying time, you are not allowed to worry about your bills for the rest of the week. All bills received just get put in the drawer for the next Saturday at 10:00 A.M. You are not allowed to think about them or deal with them until then. Your full attention is to be on sending out ships and producing income! Positive affirmations, joy over every bit of money received, and daily gratitude for all that you currently possess is to be your state of mind for the balance of the week.
The flow of abundance will swell as you focus on the money and possessions you do have, instead of the ones you lack. It won’t be long before there’s plenty of money to go around.
Today’s Affirmation: “My bank account is overflowing with money after all my bills are paid!”
It’s always amazing to me that people who believe in the law of attraction and “what goes around comes around” will not pay their bills.
I know things get tough sometimes and money gets tight. Maybe you can’t pay all that you owe right now and can only make a partial payment. These things happen, and most people will encounter this problem sometime in their lives. The worst thing you can do is stop communicating with your creditors – but that’s exactly what most people do. But if someone owed you money and stopped making payments, didn’t send a note, and didn’t return your phone calls – wouldn’t that make you mad?
But if you just send a small check – or a personal note if you truly don’t have any money to send – every month, the person to whom you owe the debt will relax and see that you are being ethical and doing the best you can.
Over the years, I’ve done small payment agreements with people so that I could help them get the training they needed to be successful. Some of them paid me slowly but regularly month after month, and sent me notes and updates of how they were doing. I always wrote back and encouraged them, and sometimes they’d call me for advice and help. I would always think well of them and help wherever I could. Eventually, I always got paid in full as life got better for them. As it always will, since they are acting in accordance with the Law of Attraction!
I felt so sorry for the other people who would promise payment but not deliver and then refuse to respond to my phone calls or notes. It may be that they are suffering and feeling trapped – it’s not fun to be scared about money and feel you don’t have enough to survive on! I’ve been there, too. But sometimes it’s that they somehow justify to themselves that they shouldn’t have to pay, and then instead of confronting the issue directly, they just disappear. They figure that eventually you will just go away and stop trying to get paid…
But they will never know how much that strategy will cost them. “What goes around comes around”. They may not recognize that the client referral that didn’t happen was a result of their not honoring their word and keeping their payment agreement. They won’t see that they created it when the payment they were waiting for fails to materialize. They won’t notice their dampened spirit when it comes to money issues because underneath their consciousness they know they are out of integrity and not being responsible for their debts.
Honor your financial commitments and the subtle shift in your energy will cause money to flow to you, faster and faster. Before you know it, you will be financially fit again. Affirm it and believe it now and act accordingly – do the best you can, send small payments, stay in communication, and keep sending out ships so that one day your ship will come in. It’s the actions you take now when there are storms at sea that determine your character and that is what determines your future results.