Month: June 2011

Stephanie’s

Today’s Affirmation: “I provide extraordinary service and reap rich rewards!”
I often window-shopped at the little boutique in Pacific Palisades called Stephanie’s. She had the most beautiful clothes on display! But the prices were a little higher than I was used to, and I was afraid they didn’t fit into my budget. So, with a sigh, I passed by.

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The Leopard Slippers

Today’s Affirmation: “All my relationships are joyful and prosperous!
”Betty, a retail seller of miscellaneous goods, approached me at the networking meeting. Knowing I like animal prints, she was always on the lookout for the next leopard-zebra-furry gizmo to sell me. “I just got in these great leopard slippers—they’d look perfect on you!” she sang.

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Spend Money with Joy

Today’s Affirmation: “I always appreciate the fine service I receive and I reward it well!”
When you spend money, spend it with joy. Spend a little extra on service personnel. Tip above the usual amount. You will create a lot of happiness for them, and you’ll feel good about it, too.

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Going Shopping vs. Going Spending

Today’s Affirmation: “I have all the riches I desire right now!”
A major “Money Malady” is “spending bulimia,” which is a habit pattern of buying things out of impulse, without regard to chosen spending priorities. For some, the buying habit is a quick fix to emotionally lift their spirits—it’s fun to buy a new outfit, a new golf club, or a new car and then have the satisfaction of the complimentary “oohs” and “ahhs” from other people.

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It’s Ten O’clock. Do You Know Where Your Money Is?

Today’s Affirmation: “I love to count my money and I create lots of money to count!”
Balancing your checkbook is part of counting your money. It’s important to know how much money you have at your disposal at any given time. Otherwise, you have tension and stress every time you write a check, wondering if it will bounce!

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Home Mortgages

Today’s Affirmation: “All my investments maximize my money!”
Real estate is like any other investment. You can make money in it and you can lose money in it. But when you’re borrowing money to buy it, please do the math so you know what your real costs are.

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Home Ownership

Today’s Affirmation: “I appreciate all my appreciating assets!”Owning your own home is one of the American Dreams. But it seems to me that many people scrimp and save to buy a home and then are “house poor”—they can’t go anywhere or do anything because all their available income is going to pay their mortgage!

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Rewarding Investments

Today’s Affirmation: “All my investments pay me handsome rewards.”
So what do you invest in? Financial advisors recommend having a varied portfolio of stocks, bonds, mutual funds, real estate, etc., in order to mitigate your risk (otherwise known as “hedging your bets”).

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Market Research

Today’s Affirmation: “People are clamoring to pay me for my wonderful services!”
It was 1990, and the recession was in full swing in California. I had survived in business one year after losing my biggest customer and most of my clients and friends knew about it. Now they were afraid as business prospects diminished, money got tighter and “lean and mean” became the business order of the day. I started getting a flood of calls that sounded like this: “Chellie, things are getting difficult. When you had your problems last year, what did you do? Somehow you survived a major downturn in your business—maybe I can, too.”

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New Projects

Today’s Affirmation: “I do a lot of good. I make a lot of money. I have a lot of fun.” When requested to fit a new project into my calendar, I ask myself these three questions:

1. Is it going to do a lot of good?
2. Is it going to be a lot of fun?
3. Is it going to make me a lot of money?

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