The Wealthy Spirit Insider

    Prosperity Thinking

    Posted on January 6th, 2015 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    6 – January 6

    “One plus one is two. Two plus two is four. But five will get you ten if you know how to work it.”—Mae West


    We create our own reality from our attitudes, beliefs, thoughts, and feelings. What you focus on expands—focus on fear and you will become more afraid. Focus on love and acceptance and you will get more of that. As you focus on and believe in your ability to create financial abundance in your life, you will begin to receive it: Believing is seeing, not vice versa. Saying prosperity affirmations daily will help you to do this.

    Yes, yes, I know you’ve heard of this before. Prosperity affirmations aren’t new. But I ask you: Are you doing them? Consistently? Every day? Because you are thinking about money every day, and I know from experience, what most people are thinking about money is not prosperous or affirmative. Do you clench your teeth when bills arrive in the mail? Do you shudder when you hear the word “taxes?” Do you respond with envy and sour grapes when a rich person is mentioned to you? If so, you need to start reprogramming your consciousness to develop a healthier attitude toward money so that you can attract it into your life.

    Now, if you try doing prosperity affirmations for three days and then give up in disgust, it’s not going to work. Neuro-linguistic programming states that it takes twenty-one days to establish a new habit. In order to reframe our attitudes and beliefs about money, we need daily practice. For twenty-one days in a row. That means that if you practice saying positive affirmations for ten days and then forget a day, you have to start all over again. What we want to happen is for the new programming to become second nature so that when we hear the word “money” or “wealth” we brighten up, lighten up, and feel like we own it.

    Claude Bristol, in his book The Magic of Believing, suggests a technique called “mirroring.” Stand in front of a mirror and say your affirmations out loud with power, meaning and energy. Try this for five minutes at the beginning of each day. There is something utterly transforming about talking yourself up this way.

    Obviously, if we say positive affirmations for five minutes each day but then go back to our old negative groove for the other twenty-three hours, fifty-five minutes of the day, it will take a long time to notice any progress. It is important that you monitor your thoughts and words throughout the day and catch yourself in any negativisms. When you notice one, repeat two positive affirmations—one to counteract the negativism and the other to move yourself forward.

    Find additional times and places to practice your affirmations. Standing in line at the post office or the grocery store, waiting for a bus or a friend at a restaurant, or while taking a shower are great times to run through your list. Another great affirmation time is while driving. It only takes 5 percent of your brain power to drive so use the rest of your brain positively!

    Today’s Affirmation: “My affirmations work for me, whether I believe they do or not!”


    I’d better mention that although 5% of your brain will take care of the mechanics of driving, it will take a bit more than that to make sure you follow all the rules and read the signs or you’re likely to end up in Timbuktu when you were headed for Santa Barbara. I’ve often “come to” in the car and wondered where the heck I was.

    Actual sign in Albuquerque

    And when you’re doing affirmations standing in a line somewhere, it’s best to do them silently to yourself so people won’t think you’re a crazy person talking to the air.

    Once a man in my workshop said that he wasn’t doing the affirmations because it made him feel silly. I suggested that doing the affirmations was something I felt was responsible for the successes that people continually had with my workshops. He still looked dubious. But I got him when I said this, “Would it be worth it to you to feel silly for 5 minutes a day if it would help you double your income?”

    That looks like a pretty good trade-off, doesn’t it? I told him to try it for the 8 weeks of the workshop. If it didn’t work, he didn’t ever have to do them again. But to not even try doing them is to have contempt prior to investigation.  He doubled his income.

    Secret Code Alert:


    The Law of Attraction was well-known to me and I had been practicing positive thinking for years when I began my workshops in 1990. “What you focus on expands” is a well-known phrase attributed to many different people, from Edgar Cayce to Abraham-Hicks. I quoted it without attribution because I couldn’t determine the originator of the phrase. But including it rings a bell for all the Law of Attraction followers, and they recognize me as one of “Their People”.

    It’s great to leave clues like this in your writings. I left another one with “contempt prior to investigation” that I mentioned above. It’s a well-known phrase used by a popular 12-step program that I belong to. I’ve included many of them throughout the book, and I’ve received many emails from people in the program asking me if I’m a friend of Bill W? That’s another code used by people in the program to identify each other. More about that when we get to page 79 in March…

    Aren’t codes fun?

    People Love to Give Me Money

    Posted on January 5th, 2015 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    5 – January 5

    “Money swore an oath that nobody who did not love it should ever have it.”—Irish proverb


    When I work with groups, I always ask if anyone ever took a class on making and managing money in grade school or high school. Very few hands go up. Without official training in this subject, people are left to formulate their own ideas based on what they heard, read, or saw others do. So what did you hear about money when you were growing up? What did your parents say to you when you asked for money? What did you read about money? What did your teachers, friends, neighbors tell you? What were the old clichés you heard? These thoughts became your “money mantras” and they resound in your mind whether or not you are conscious of them. And they create your financial reality. Try completing the following sentences:

    “Money doesn’t grow ____________.”

    “The love of money is the root _____________.”

    “The rich get richer and ________________.”

    “Save for a _____________.”

    “It takes money to __________.”

    “It’s just as easy to marry _________________.”

    “Money can’t buy ______________.”

    My workshop participants call out the answers immediately. As each one is mentioned, I write it on the white board for everyone to see. As I add more and more negative statements, the room gets quieter and quieter. The energy level goes way down. The feeling is palpable as people focus on their negative ideas about money. I ask them to feel the energy in the room and they all notice it’s more depressed. Then I ask, “How many people believe in the power of positive thinking?” Many people raise their hands, but then I run to the board and point out all the negative statements and ask, “Then what’s this?!”

    This generally gets a good laugh as people realize that they may believe in thinking positive, but they haven’t really taken the time to evaluate their thoughts that they are constantly replaying in their minds. At this point, they’re ready to learn some new positive thoughts about money. The very first affirmation I teach them is, “People love to give me money!” I have them say it out loud with me, and the energy level in the room goes up immediately. People start laughing—it’s fun, and it feels so different to say a positive, fun, money affirmation. I say, “See, you can’t say it without smiling!”

    Many people make this statement a part of their daily affirmation program. And the results have been amazing. One attorney thought it was silly, but was game to try it and so repeated this statement all the way home from the class. As he walked up to his front door, his roommate ran out and handed him a check for money he had owed him for nine months. Effie, a young photographer, was saying this affirmation in her car. When she stopped at a traffic light, a homeless man knocked on her window. When she rolled it down, he handed her five dollars!

    Change your mind about money today and change your experience with money tomorrow. Try it and see.

    Today’s Affirmation: “People love to give me money!”


    A woman posted this comment about affirmations on my blog a while back:

    “Oh, Chellie. Right off the bat you’ve hit my “this will never work” button. When saying this affirmation, all I can think about is the lack I’ve had in my life since childhood. Now, that doesn’t mean I’m not gonna say it, but this will truly be a “fake it, ’til you make it” affirmation for me!”

    Ah, yes, “Fake it ‘til you make it”, that great old show biz adage. Well, I’m here to tell you it works. And here’s why:

    You’re wearing your thinking.

    You wear your thoughts like you wear clothes. Your thinking shows up on your face and in your body language and in your energy. You are projecting joy, success, and prosperity or you are projecting misery, failure, and poverty. And all points in between. People can see it and they can feel it. They respond, consciously and unconsciously, to the thoughts you project.

    I explained this once on a radio show in Billings, Montanta, when my book, The Wealthy Spirit, was first released. The interviewer was Tommy B, and the call letters of the radio station were KBUL. I pictured him as a skeptical guy in a cowboy hat and boots, and didn’t think he was going to be wildly enthusiastic about practicing positive thinking.

    I was right. The first thing Tommy said after he introduced me was “I have to tell you I am a skeptic. You aren’t going to tell me that saying some silly positive phrases is going to make me more money, are you?”

    “Well, yes, Tommy, I am,” I said.

    “Okay,” he said, sounding perfectly delighted to have some controversy, “You are going to have to explain how that works.”

    “It’s really quite logical,” I explained. “For example, let’s say a friend of yours walks into your house and he’s really angry about something. Can you tell he’s angry before he says so?”

    “Yes,” replied Tommy.

    “Well, he looks happy.”

    “Yes—because you’re wearing your thinking. Your emotional state is reflected in your body language and on your face.”

    “I guess that’s true,” said Tommy. “But how is that going to make me more money?”

    “Wait and I’ll explain,” I said. “Do you network in the community to promote your radio show? Do you go to Chamber of Commerce, Rotary Club, and other business or trade associations meetings?”

    “Oh, sure,” he replied. “I go to things like that all the time.”

    “When you’re there, do you notice that some people look happy and successful, and other people look angry and complaining?”

    “Yes,” chuckled Tommy.

    “And, in addition to promoting yourself, do you sometimes hire the people you meet to provide products or services for you? To design or print your business cards, or sell you stationery supplies, or provide your insurance?”


    “So do you hire the people who look happy and successful, or do you hire the people who look angry and complaining?

    “I hire the people who look happy and successful,” he replied.


    “Because if they look happy and successful, I expect they will do a good job. It will be a pleasure working with them and there won’t be any problems.”

    “Exactly,” I said. “That is why positive thinking works. You repeat positive statements to yourself in order to talk yourself into a happy, successful feeling. That feeling is going to show on your face and in your body language. People will look at your smiling face, hear the smile in your voice, and see you as successful. Whether you are or not! In show business they say to “Fake it ‘til you make it.” Positive thinkers are using that principle in daily life. Act joyful and successful every day, and more people will hire you and be willing to pay you top dollar. Soon you’ll find you aren’t acting anymore. You’ll actually be successful. And happy. And rich.”

    “Oh,” exclaimed Tommy. “I never thought about it like that.”

    We’re all wearing our thinking. Are you wearing prosperity or poverty? Success or failure? Love or hate? And who do you think you are attracting with that energy?

    The Waitress and the Short Order Cook

    Posted on January 3rd, 2015 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    3 – January 3

    “Two men look out through the same bars: One sees the mud, and one the stars.”—Frederick Langbridge


    The waitress has worked here since time began. Ageless and calm, her eyes see through to the end of the world. She smacks her gum, gives the customer a lopsided grin, and smoothly asks in her professional voice, “May I take your order now?” She stands there expectantly, pencil poised to write on her order pad.

    “I don’t know exactly what I’m hungry for. I can’t make a mistake. I’m really sorry this is taking so long—I’m so stupid!” In discomfort and confusion, the customer gropes for the right words and the right order.

    “One don’t, one can’t, and a side order of shame!” the waitress hollers to the cook. He stands behind the counter, ready to serve up another batch of cold reality. He’s heard this order before. In a second, the plate is prepared.

    “I really want to help people. I don’t care about the money,” the customer explains.

    “Hold the money!” the waitress hollers.

    The cook silently removes the money from the plate.

    A new customer bursts into the diner: “I’ll have the talent, drive and determination to be a top caliber professional writer, I’ll write a book that helps many people and easily makes me rich and famous!”

    The waitress laughs and gives the order to the cook: “One successful bestseller smothered in money and a side order of fame!”

    “It’s already been delivered,” smiles the cook.

    This is Earth’s Universal Diner, where you always get exactly what you ask for. Would you like to change your order?

    Shelley, Bobbi, & me at Sibilla outside Rome

    Today’s Affirmation: “I always get exactly what I want!”


    I love this story. I can say that with modesty, even though I wrote it, because I’m not sure how I wrote it. This is one of the magical stories that just came through as I sat at my computer typing and thinking and writing. Once in a while, something else took hold, the zone embraced me, images flowed through my mind and became words. And the words formed a story, outside my ken.

    Every artist experiences this otherworldly phenomenon, that transforms their picture or article or ad or whatever creation they are working on. This is why we show up hour after hour, day after day. We wait for the inspiration, the muse, the automatic writing that takes over and uses us as a tool. The thing we intended has been transformed and blessed.

    This only happens when you are working, experimenting, listening, giving yourself over to the thing you love.

    Ask for what you want today. Then give yourself over to it, expecting the best. Transformation awaits you.


    Rules for Affirmations

    Posted on January 2nd, 2015 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    2 – January 2

    “Getting ahead in a difficult profession requires avid faith in yourself. You must be able to sustain yourself against staggering blows. That is why some people with mediocre talent, but with great inner drive, go much farther than people with vastly superior talent.”—Sophia Loren


    Great inner drive is sustained by daily positive thoughts about yourself and your expectations for your future. Affirmations are designed to help you with this process, but they only work if you say them. Knowing about them isn’t the same as doing them.

    When you make the commitment to practicing positive thinking on a daily basis, what affirmations should you use? You can use the affirmations in this book, collect them from other books, or write your own. Whichever you choose, make sure that they follow the three rules for creating affirmations:

    1.     State affirmations in the present tense. Affirmations must be stated in the present tense, such as “I am prosperous” or “I am rich and wonderful” because if you put them in the future tense, “I’m going to be rich” you will be creating a picture in your mind that someday you’ll be prosperous, but not now. You want to program prosperity for now, today—not someday. It’s like a sign posted at a bar: “Free Beer Tomorrow.” When does the customer get free beer?

    More of this please!

    2.     State affirmations in the positive. When you speak your affirmations, you are giving instructions to your subconscious mind. Neuro-linguistic programming has determined that the subconscious has no picture for “not,” “don’t” and other negative qualifiers. For example, if I tell you, “Don’t think about pink elephants, don’t see the little baby pink elephant with its trunk curled around its mama pink elephant’s tail,” I’m sure you are picturing pink elephants in your mind right now. You can’t help it. So, when you create an affirmation, say “I always have plenty of money in my bank account” rather than “I’m not going to be overdrawn on my bank account again.” Picture what you want instead of what you don’t want or you’ll be giving power to the wrong thing.

    3.     Be specific. A photographer friend of mine told me how much she wanted to go to Greece. She thought a great way to get there would be if she was paid to go, by getting a photography assignment there. Excited by the concept, she started doing affirmations for this trip daily: “I have a photography assignment in Athens! I have a photography assignment in Athens!” Four months later, she received the call—she had her assignment for a photo shoot in Athens. Athens, Georgia. Oops. Make sure you state exactly what it is you want.

    Santorini Beach

    Today’s Affirmation: “I always have plenty of money!”


    I have to admit that I was skeptical about affirmations to begin with. Just a little niggling thought in my head kept snarking, “That’s magical thinking, Chellie. That can’t really work.”

    And I thought that as long as I didn’t actually DO them. Funny how nothing much ever works if you don’t put it into practice…but every successful person I’ve ever seen, talked to, read about, has said that positive thinking not only works, but is required if you want to be successful.

    One year, while on a Christmas shopping trip with my sisters, I actually found that sign “Free beer tomorrow”! Pretty funny, since I had been telling the story about it for years. I bought it, of course.

    One of the reasons I designed this book as a page-a-day book was to promote the idea that affirmations needed to be practiced on a daily basis. Did you know the average person has about 60,000 thoughts a day? Studies have shown that 95% of your thoughts are the same thoughts you had yesterday (not a whole lot of new, creative thinking going on), and 80% of them are negative.

    If you think negatively about your chances of success, chances are you won’t take any action to get it. But if you think positively, you’ll get out and try something – take a class, do research, ask a questions – and your actions will likely lead to something positive happening.

    Affirmations make you feel like getting started. So do them. Or be a couch potato. Your choice.

    Celebrate a New Beginning!

    Posted on January 1st, 2015 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    1 – January 1

    “There are some people who live in a dream world, and there are some who face reality, and then there are those who turn one into the other.”—Douglas Everett


    This is a day of celebration: Awake and sing the song of a bold new beginning. The point of power is in the moment and this moment you can start your new path towards success, wealth and happiness. Whatever came before is buried in the snows of last year. You can and you will—whatever you desire.

    We are all graduates of MSU—Make Stuff Up. Whatever you have done in your life so far, you made it all up. You chose where you live, what you wear, what friends you have, what profession you’re in, how much money you make. And you choose again each day to maintain and build upon those things or to let go of them and pick up new things, new roads, new directions. On this day of your new beginning, all paths are open, all doors unlocked, all possibilities unlimited. What will you choose to be, do, and have now and going forward?

    Me and Cousin Bill make it to the top

    At the beginning of each Financial Stress Reduction Workshop, I ask participants to write down their “Intended Results.” It is a list of goals they want to accomplish in the course. I ask you to do this as well. What is your intention in reading this book? What do you want to have achieved by the end of it? Make a list of your goals for the next one-year period—financial, emotional, and spiritual. Goals have been called “dreams with deadlines.” Writing them down brings them from the metaphysical realm into the physical. No longer just a fantasy, the idea now exists in concrete form as a written document. If you have written goals down in the past, look at them and acknowledge yourself for the ones you have accomplished. Whatever remains undone may be transferred to your new list.

    Make wealth—internal and external—your goal this year. Believe you will make more money with less stress and have more time off for fun with your family and friends. Be willing to risk change and survive the storms to find your highest good. Counting your money will make your money count—and remember to count your friends and your blessings as well.

    My Friends in Rome with $25 ice cream cones

    Then celebrate—you have taken the first step along the path to great achievement!

    Today’s Affirmation: “Something wonderful is happening to me today—I can feel it!”


    Years before “The Wealthy Spirit” was even a twinkle in my eye, I was collecting quotes that I loved. Always an avid reader, I found a book in the bargain bin at the bookstore: “The Last Word on Making Money” by Rolf B. White published in 1988. It was filled with lists of quotations about all things financial.

    Although I had no plans to write a book at that point, I just had a feeling that little book would come in handy at some time in my future, so I bought it. When I started writing “The Wealthy Spirit” in 2002, I sure was glad I had this as a resource!

    For years, I also kept a little notebook that I filled with quotes that made me laugh, or ponder, or give me a chill and an aha! Some of the entries are handwritten, some are pasted in – it’s very nostalgic for me to thumb through its ragged pages now, remembering how I feverishly paged through it looking for the perfect quote for each page.

    The above quote by Douglas Everett is the very first entry in my little book, so it was appropriate for it to be the first quote in my big book. Here’s another from my notebook:

    “Far away there in the sunshine are my highest aspirations. I may not reach them, but I can look up and see their beauty, believe in them and try to follow where they lead.”—Louisa May Alcott

    Family at “It’s a Small World”

    Just looking at your highest aspirations makes you feel good. I love choosing my goals for each New Year. I start by reviewing last year’s goals, look at what I accomplished, and then decide what I want to create next. What do you want to choose for 2012? What do you want more of? What do you want to let go of?

    Dolphins everywhere support you in living your dream!


    Posted on December 31st, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    365 – December 31

    A Prayer for us All


    “I honor the place within you

    Where the whole universe resides.

    I honor the place within you

    Of love, of light, of truth, of peace.

    I honor the place within you,

    Where, when you are in that place in you,

    And I am in that place in me,

    There is only one of us.

    Namaste.”—Nepalese Prayer, contributed by Lesleigh Tolin

    Thank you for walking this road with me; for sharing space on the planet Earth, and being who you are. (If you have gotten to the end of this book, I’ll bet you’re one of My People!)

    We are the World

    At the beginning of this book, I asked you to write down your “Intended Results,” to list your financial, emotional, and spiritual goals for the next year. What was your intention in reading this book? What did you want to have achieved by the end of it? Did it happen? Did you grow? Did your money grow with you? What did you get that surprised you?

    Make a list of your accomplishments, and celebrate them. We need to take every possible occasion to praise and honor ourselves. You have succeeded! You are a success! Celebrate!

    Whatever remains undone, transfer to a new list of “Intended Results” for next year. And begin again. This book is a tool that can help you along the way every year.

    I leave you with a final affirmation of abundance for your life:

    Today I declare that I am free. I am free from all past humiliations, hurts, fears, embarrassments, addictions, bad habits, neuroses, illnesses, and dissatisfactions. The tragedies of my life hold no power over me. I let go the ancient angst and arise from phoenix ashes, renewed, refreshed, energized, and empowered.

    I declare my financial freedom and demand that all the rivers of my good flow abundantly to me now. Gold and goodness heaps upon me, and all that I take in I use in righteousness and truth. In return, I shower abundance on those before me. The world benefits from my presence. I live my life as fully as possible to shine the light of power and possibility over all who enter my circle of influence. I am free to be. I am free to be me. I am free to be me abundantly.

    I pass this gift to all who hear it, see it, feel it. I am great, I am magnificent, I am radiant. I am perfect, whole, distilled, clear, farseeing, and farseeking. My place in the universe is assured and special. I matter. At peace with the earth and sky, rivers, fields, mountain, streams, and dreams, sparkling diamonds in the sunlight of life, I call to all in harmony with the ages. I am ageless, I am one, I am all. I am satisfied, I am content, I am filled. Thank you, God.

    Peace be with you. May your life be rich—inside and out.

    Today’s Affirmation: “I am free. I am free to be me. I am free to be me abundantly.”


    I got chills reading this just now. I think this must have come through me direct from the Universe, because I don’t remember writing it and it moves me deeply. I think I need to read this one every day for a few days. Maybe all year…

    My friend Lesleigh took my course many years ago, and at the end of the last class, asked if we could all link arms while she said this prayer. She told us how, when she was young and working for American Airlines, they sent her on a mission to Nepal for three months.

    The people in the Nepalese village where she stayed greeting the morning each day with a beautiful chant. She wanted to know what they were saying, and asked several times for the translation. They smiled but she didn’t get the translation until just before she left. It stayed with her, and she says it often.

    When our group held each other and bowed our heads for this prayer, we were truly one. And I have said that prayer with every class since.

    Remember your greatness and regard yourself with kindness. Celebrate your accomplishments of this year before you plan what you’re going to do next year. Pause to reflect and enjoy this moment of closure and remembrance of things past.

    Your life is a treasure. Thank you for being “My People”.

    The City at the Summit

    Posted on December 30th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    364 – December 30

    “You cannot put the same shoe on every foot.”—Publilius Syrus


    The white-washed walls of the city of Santorini sparkle atop the steep cliffs that rise majestically from the cerulean blue waters of the Mediterranean Sea. Ships nestle in the harbor, surrounded by three islands that some say are the remains of the mythical city of Atlantis.

    From the boat dock, you can climb the one thousand steps to the summit, or, if you prefer, you can ride a donkey—the local guides take groups up every half hour. Tour busses can take you around the island before dropping you off at the top. The fastest way to the city is to take the cable car. Some people find their own precarious way up the mountain, slowly and laboriously climbing over the rocks.

    Santorini View

    A few visitors go directly to the city. Others take the detour around the island, looking at ancient ruins, and arrive at the summit later in the day. Some play all day on the beach, and still others stay on the ship and just gaze at the stars from below.

    Among the visitors, there are sometimes arguments about which is the better way to get to the summit. “The cable car is faster!” some claim. “But it’s more fun to ride the donkeys!” others retort. Those on the tour busses say, “Why go directly to the top? Enjoy the rest of the island first.” “Climbing is good for your health!” say the rest. But no one says you won’t get to the summit unless you take their route. The cable car riders don’t go to battle with the donkey riders. The rock climbers don’t throw rocks at the people on the stairs. No one ambushes the busses. It is clear there are many paths, and all lead to the city.

    The citizens of Santorini are happy to greet the visitors, whoever they are and whenever they arrive. It makes no difference to them what mode of transportation the visitors choose or what time they appear. They may laugh gently at the slow climbers who choose the most difficult way. And they may wistfully regret that the sun-bathers at the beach or the star-gazers on the ship don’t make it to the summit this trip. Oh, well, they shrug, maybe next year.

    You may come when you wish, how you wish. All roads take you to the top. Whatever path you choose, when you reach the city, you are welcomed.

    Today’s Affirmation: “Whatever path I choose is the perfect path for me.”


    Santorini is a beautiful jewel in the Mediterranean Sea. I visited the city again in 2008, when I was on a poker cruise (see the sights all day, play poker all night = heaven).

    I thought of Santorini when I was writing The Wealthy Spirit and read a story by Deng Ming-Dao about people using donkeys to get to the top of a hill. Once at the summit, he said, “all the travelers stand in the same place…the donkeys are the various doctrines that each of us embraces. What does it matter which doctrine we embrace as long as it leads us to the summit? Your donkey might be a Zen donkey, mine might be a Tao donkey. There are Christian, Islamic, Jewish, and even Agnostic donkeys. All lead to the same place. Why poke fun at others over the name of their donkey? Aren’t you riding one yourself?”

    Since I was a child, I have come to believe there are many roads to heaven – that no one religion has exclusive rights to entry. It seems to me that if God is a loving God, wouldn’t He want to save all His children? Wouldn’t He provide many routes and vehicles to get to Him? Wouldn’t He send more than just one messenger and just one donkey?

    Santorini Church

    I was speaking on finance and spirituality at a conference in Mexico, and a vision came to me of a mother at the Grand Canyon, talking to friends. Suddenly she turns and sees her baby crawling too close to the edge of the cliff. She can never make it there in time to save her baby, but there are a hundred people standing nearby. I described this to the audience and asked, “How many of you have children?” Most of the audience raised their hands. Then I said, “How many of those people would you tell ‘Go save my baby!’” With one voice, they said, “All of them!”

    Marci Shimoff, who was also speaking that day, heard me tell this story and asked me where I got it. I told her it had just come to me and she nodded. “It was a God-shot,” she said.

    Inspiration strikes unexpectedly, but most often when you’re in the zone of your work or meditation. This piece led me to writing a longer piece about philosophy, religions, and our search for The Force, as Obi Wan Kenobi called it. This became the last chapter of Zero to Zillionaire: “Lighten up on the Way to Enlightenment.”

    What is your philosophy and how does it inspire your life?


    Posted on December 29th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    363 – December 29

    “The life of man is a journey, a journey that must be traveled, however bad the roads or the accommodations.”—Oliver Goldsmith


    As a teacher, I try to act as a signpost to others, pointing the way down the road to success. But sometimes as I lecture, I know I’m the one I’m talking to. “Oh yeah, that’s a good idea, Chellie; why aren’t you doing that?!” says the voice in my head. I know that people point to leaders and teachers, whispering that they’re “not walking their talk” and quail when I know I don’t always walk mine. But I only learn to walk it after I talk it for a while and watch myself fail to connect, to measure up, to succeed at what I know I should do, what St. Chellie would do without blinking or thinking twice. Talking with my friend Korey, I agonized over the road I have taken and how many foibles and failures marked the way. I regretted the many times I strayed from the road I knew to be straight and true, the path to health and well-being, to financial success, loving relationships, spiritual peace.

    “Why did I leave the road so many times?” I moaned.

    “You were still on the road, Chellie,” she told me. “You were just in the shitty part of it.”

    I still laugh over that description, but with that one sentence, she changed my picture of life. I had seen the map of life as a series of roads, with highways and byways and detours, but always one clear shining path that we were supposed to stay on. If you were on that bright path, the path was always straight and the sun always shone. It was only when you left the road that troubles loomed.

    North Carolina Park

    Now I see that roads are not so straightforward. You choose your road for the promised destination but the journey is never what you expect. Sometimes the way is steep, lined with sharp stones; sometimes it is a walk in the park. On some parts of the road the sun smiles; on others the wind howls. Sometimes other roads line up with ours and we trudge for a time side by side with another traveler. When we stumble, another can reach out a hand to steady us. Then the roads diverge again; our paths change; they keep north while we veer east. But always we are on our road. The one less traveled, the one we have chosen. The road beckons and we follow. We have chosen the destination and the road will take us where it wills. Its troubles train our endurance, strengthen our commitment until we are worn shiny smooth like rocks in a tumbler.

    I stumble. I fall. I pick myself up. I repair the road. I learn. Success lies just over the next hill…or the one after that.

    Today’s Affirmation: “The road is clear and the way open to all the success I desire!”


    In December of 1999, I had been working on The Wealthy Spirit for about a year and a half. Funny things happened sometimes when I wrote. Something outside myself would take over and write. I know this, because I will often read a page from the book and have no recollection of writing it.

    One afternoon, a gang of City workers were repairing the street outside my house, and I was thinking about roads, and journeys. As I started to write, the words took shape as a poem. My publisher didn’t think it was good enough to include in the book, but my roommate Shelley thinks it’s the best thing I ever wrote. I like it myself. Make of it what you will.


    “No parking” signs nailed on a tree

    The road is closed for surgery

    With huge machines that cut and churn

    Spit gravel chunks and scrape and burn.


    With broken skin that seems to weep

    The bruises on the pavement seep

    Awaiting asphalt acne cream

    To soothe the sorrows of the dream.


    Fourteen men in four-ton trucks

    Rope the road that twists and bucks

    They brand a hot new blue-black skin

    Where once old pock-marked scars had been.


    I, too, have shouldered such a load

    With layers thick of rocky road

    Buried deep beneath new skins

    I paste on top to hide my sins.


    Potholes, pits and deep scars ride

    Just underneath the smiling side

    They give me depth and shape and hue

    Denied to those whose tracks are new.


    And I will bear more troubles well

    Because this road has led through hell

    Resurfacing in brighter days

    I slowly learn to change my ways.


    No parking here, keep moving on

    Where others trudged and then were gone

    A million roads more millions trod

    All wend their winding way to God.

    We Are Not Alone

    Posted on December 26th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    360 – December 26

    “Anyone can cut an apple open and count the number of seeds. But who can look at a single seed and count the trees and the apples?”—Dottie Walters


    I smile to myself as I write the title of this page. “Hmm,” I wonder, “Will the reader think I am saying we are not alone in the universe, that flying saucers and little green Martians abound, that I am a UFOer?” I will tell you, I have not ruled it out.

    I have a picture of “several hundred galaxies never before seen” as captured by the Hubble telescope. There are approximately one hundred billion stars in one galaxy—and then this new looking glass shows us several hundred of these collections of one hundred billion stars that no one knew was there. As I marveled over this picture, my father pointed out to me that the picture only showed one tiny keyhole portion of the night sky, and that the camera could be pointed in any other direction for three hundred sixty degrees and find stars and galaxies ad infinitum. “Billions and billions” of stars, as Carl Sagan said. Infinity.

    Infinity: boundless, countless, endless, eternal, everlasting, incalculable, incomprehensible. I grasp at the fringes of the idea, a blind woman trying to imagine a painting. How vast is this void in which we hang suspended, tiny bits of flotsam in the cosmos sea. My mind creaks open to the possibilities of existence in other star systems, other dimensions, other times. Alternate realities. Imagination soars outward, yet balks finally at the enormity of the task. My thoughts fall back to Earth, the one teeming ball of life I know.

    It doesn’t matter if we are alone in the Universe or not. What is important is that we are not alone on the planet. Whatever you believe about the Universe and its inhabitants, the congregation of beings with which you exist collectively on this globe have primary importance for you. Each individual can do very little alone but exist, and sometimes not even that. Yet together we can build communities, cities, airplanes, space shuttles, telephones, computer networks, pyramids, and Eiffel Towers. We write books for others to read, produce food for others to eat, manufacture cars for others to drive.

    I believe there is meaning and purpose to life, and the clues are hidden in other people. Search them out, it’s a monster jigsaw puzzle—and it’s fun. The answers are not for you to discover alone in a void; if it were so, we would all be on our own little individual planets—with instruction books, tapes, and videos. There are certainly enough planets to go around. We are here together for a reason. Your purpose in life is to figure out what that reason is. And every other person here is your teacher.

    Today’s Affirmation: “I celebrate the wonders of the Universe and my place in it!”


    One year, on the day after Christmas, and I was still giggling to myself. What a crazy, funny, happy family I have! In case you missed “The Saga of the Green Beans”, as my family gathered around the turkey at Thanksgiving, we teased my sister Carole unmercifully about having forgot to cook the green beans. That became a running theme of the evening. The best line of the night came from Carole’s daughter Katie, who, when asked what to do with the placecards at the end of the meal, said, “Keep them. They’re redeemable for green beans!”

    So of course, at the following Christmas dinner, my sister Jane proudly displayed the green beans in the center of the buffet, often asking the table, “Would you like some more green beans?” I should have remembered my placecard…

    Dick and Jane (ah yes, family joke there, too) had just moved into a lovely new home in Camarillo three days before Christmas, but gamely hosted Christmas dinner anyway, with a Charlie Brown 3-foot tree (“only $5”, Jane proudly told me). The table was beautifully set with holiday trimmings and all the food was scrumptious. Roast beef, roast pork, potatoes au gratin, cranberry jello salad, the never-to-be-forgotten-again green beans, and for desert, Carole’s scrumptious home made apple pie and my Southern Mississippi pecan pie, along with assorted cookies and the traditional See’s Candies. Dieting is for wimps.

    Ms. Kitty, a foundling feral cat that Dick and Jane had discovered in the bushes of their home several years ago, was in a bit of a snit with the move, hiding under the bed all day. Ms. Kitty was always in a bit of a snit, actually. When we were told she had taken to prowling around the new house at night, Carole and I got the giggles picturing Ms. Kitty as the “vampire” cat. We knew Jane was concerned about letting Ms. Kitty out in the new house’s back yard, which was over an acre of hills and there were coyotes reported in the area.

    “Are you kidding?” I snickered. “The coyotes are going to run for the hills if they encounter Ms. Kitty having a hissy fit! Carole mimicked a coyote coming down and then backing up with a fearful expression. “Yeah,” I contributed, “the lead coyote will run back to the pack screaming, ‘Retreat!! For God’s sake, get out!” We collapsed into those side-splitting, tear-squeezing, tummy-hurting hysterics that are so delicious you know they must be healing you of a thousand ills.

    Home and family – either your family or origin or the family you’ve chosen – that’s the real celebration of the Holidays. You are never alone when you have family. As Leo Buscalia once said, “Where love is concerned, too much isn’t even enough.”


    Posted on December 24th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    358 – December 24

    “The smallest effort is not lost. Each wavelet on the ocean tossed aids the ebb-tide or the flow; Each rain-drop makes some floweret blow; Each struggle lessens human woe.”—Charles Mackay


    My friend, Karen, was an artist with makeup. She believed every woman was beautiful, and helped many to discover their own unique beauty. I had been buying her products for four years.

    I saw her at a networking luncheon: “Hi, Karen!” I said. “You look gorgeous, as always, you tiny thing!”

    “Oh,” she said self-deprecatingly, “My friends tell me I look anorexic.”

    “Hah,” I scoffed. “You’re naturally thin—they’re just jealous.”

    She gave me a big hug, and suggested some new makeup I might try. I said sure and ordered a few items. She called me the next week to say that she had ordered my makeup and it would be delivered in a day or two. I thanked her. I didn’t know that was to be our last conversation, mundane and ordinary.

    Six days later, she took her life.

    I know I couldn’t have done anything to change her mind. Her inner pain was too great, and her focus on it too intense. Friends said that she had planned it for a long while, gotten her affairs in order, had her will notarized, written her goodbye letter.

    But I wish I could have. I wish I could have made a difference, talked her into staying, given her a reason to go on. We shared poetry and dreams—of books we would write and places we would go. She left before she could see her dreams come true.

    Goodnight, sweet Karen. May “flights of angels sing thee to thy rest.”

    To you I say, don’t give up the ship! The way is often stormy, sometimes painful. Life may not have given you what you want so far, but tomorrow might be the day. You may not have gotten the best start in life, but you could have the best finish. Others have done it, through some of the worst childhoods, tragedies, and disasters imaginable.

    Some people are fighting for money; others are throwing it away. Some people are fighting for their lives; others are throwing them away. Sometimes the biggest win is just to survive today in order to rise again another day. Find your mission. Help someone less fortunate than you—and there’s always someone.

    Stay alive.

    Today’s Affirmation: “I love and am loved. I have a unique and wonderful place in this world.”


    Karen Newman was a member of WRS, a great networking group in Los Angeles.  I’ll never forget the day our mutual friend, Susan Levin of Speaker Services, called to tell me she had taken her life. I was so shocked and tearful as she told me the story, how she had been so depressed and wanted to “go home” to God.  She left a note explaining her decision, and naming some people she especially wanted to be told.  She mentioned my name.

    I wish she would have called me instead.

    Have you every thought of killing yourself? A lot of people do idly, a lot of people seriously enough to make the attempt, and a lot enough to make sure that they succeed.

    I admit that I’ve thought of it a time or two – very briefly, mind you – when really depressed or disappointed by a failure or a dream that didn’t happen the way I wanted. It takes a lot of energy to pick yourself up and throw yourself back in the race. Sometimes it just looks too hard, and then I start mumbling, “Why isn’t this happening for me?” and “Why don’t I get to have the big win, now? Easily, please?? Haven’t I worked hard enough yet?” “Oh, what’s the use…”

    People who don’t know me well may be surprised that I have thoughts like this – me, the author of The Wealthy Spirit, one of Marci Shimoff’s “Happy 100”. Yeah. St. Chellie would be appalled.

    I’m writing this as an encouragement if you’ve had these thoughts, too. It’s normal. We all have dark places, we all cry in the night sometimes, and we all contemplate our mortality. But for the most part, we don’t embrace the death of all hope, but “rage against the dying of the light” and keep going. Because we know a better day will dawn, a ship will come in unexpectedly, a friend can still write you an encouraging word, someone’s smile can light you up again.

    When I start getting depressed, I know it’s time to play the Glad Game, drag out the Grateful List, and refresh my memory with all that’s still right with the world. As my friend, beautiful musician Ashana, once said to me, “I need a gratitude adjustment!”

    A friend of mine called me once and said, “Hi, Chellie, how are you?” “Great!” I answered. “You always say that,” he replied. “Don’t you ever get depressed?”

    “Of course I do,” I answered. “But then I don’t answer the phone, see?”

    What gets you down, and how do you get back up?