The Wealthy Spirit Insider

    Trekkies

    Posted on August 8th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    220-August 8

    “Please God, please—don’t let me be normal!” Luisa, in The Fantasticks, by Tom Jones and Harvey Schmidtt

    It was a dark and stormy night. Slippers on my feet, a mug of hot tea in my hand, I zipped past channels on the TV in search of entertainment when I alighted on the documentary film, Trekkies. It was about the fans of the Star Trek television series in its many incarnations.

    What a fun movie! I truly enjoyed watching these fans speak glowingly of their fascination with the stars, the mythos, the technology, and the spirit behind this television show. The documentary showed various fans—at home and at conventions—dressed as their favorite characters. There were Klingons, Vulcans, Romulans, Captain Kirk impersonators, ensigns and commanders galore. There is a convention somewhere in the world every weekend.


    Make no mistake—this is a happy group of people. They may seem a little left of center to you, but they are having fun. One of them, a dentist, Denis Bourguignon, has a practice called “Star Base Dental” in Orlando, Florida. He, his wife, and all the staff dress in Star Trek uniforms and have decorated the entire office with space ship regalia. A man who changed his name to something Star Trek-related said many people complimented him on his courage, saying they could never do that. Sure you can, he said, “You can do anything you want in life.” Good attitude.

    Various stars from the shows were interviewed, who spoke with universal affection for the tremendous love and appreciation they felt from their fans. A paralyzed woman told Kate Mulgrew, “For the hour you are on, I forget about the body I’m trapped in.” And James Doohan, who played the engineer, Scottie, spoke movingly of a woman who wrote him a suicide note. He called her and told her there was a Star Trek convention in two weeks and he wanted to see her there. She went, they talked and he told her about the next convention, and he wanted to see her there. She went to that one, too. And the next, and the next—for about two or three years. Then silence. He didn’t hear from her, and didn’t know what had happened.

    Eight years later, she wrote him a letter, thanking him for taking the time to help her. His kindness and attention had lifted her spirits and given her the will to go on. She was writing to tell him that he had inspired her to get her degree in electrical engineering. He had tears in his eyes as he spoke of it.

    Are you laughing at these people? Do you think it’s ridiculous for a dentist to dress up in costume? Well, perhaps they think it’s ridiculous that men wear ties that choke them, women wear high heel shoes that hurt their feet and people work in jobs they hate. Perhaps your hobby is swinging a metal rod in order to hit a little ball into a hole? Sliding down a hill on wooden poles? Or collecting spoons? What’s normal?

    Beam me up, Scottie.

    Today’s Affirmation: “I live long and prosper!”

    This is one of my very favorite stories in this book. Today, I celebrate all the people who are different, who choose their names, their passions, their hobbies, their lifestyles according to what they think is fun and fulfilling. Who don’t march in lockstep according to what society and convention dictates, who think for themselves, who reject the tried and true and try to make the world conform to their inner light. Who say society’s style is not my style, and find others who think “different” is a very fine style indeed.

    This is the era of niches, where not everyone watches the same television show on the same night every week, where not everyone’s dream is the same dream you read about in magazines and newspapers. Now instead of the “Top 40″ on the radio, you can listen to just country music, or just jazz, or just the newest of the new bands that few have heard of yet. You can find your joy and a small niche group that enjoys that, too.

    Google anything, and you’ll find a tribe of people marching to that different drummer. Your People in Your Niche are out there for you to find and flourish with.

    Go forth, and be happy!

    Yours truly,
    From your Golden-fingernailed-gold-tennis-shoe-wearing-gold-phone-dialing Grand Dolphiness.
    I made that up.

    The Star Trek Experience

    Posted on August 7th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    219-August 7

    “A snowflake is one of Nature’s most fragile things, but look what they can do if they stick together.”—Unknown

    My friend, Beca Lewis, in her workshop, The Shift, told a story about Star Trek. She said that in this television series, every week a team of people on a space ship goes exploring. They know their mission: “To go where no one has gone before.” They know how they are going: “Boldly.” Every week, they encounter an “it.” This is something that appears to be a threat or at least a dangerous mystery.

    But there is a difference in the behavior of the crew on Star Trek and most people. They have a solid team and support one another. No one ever says, “How did you make this happen, you idiot?” And no one ever says, “How did I make this happen? I’m such an idiot!” There is only rational discussion of how to handle the threat. They engage in the process of looking for solutions instead of searching for someone to blame. The solutions are found each week by the group acting as a team, and the decisions are all based on a personal code of ethics and morality.

    And no one ever says, “We better not explore any more. Remember what happened last week!”

    I quite enjoyed this story. Maybe that’s what I like so much about the Star Trek series—the friendship and support of the team players. Whatever challenges they face each week, you know that they will stand and face them together. They are all dolphins.

    Life is like a Star Trek mission. We are all exploring and we are all traveling with a team. We have a choice whether to be critical or supportive. What would you like to receive from your team? Be the first to give them that.

    Today’s Affirmation: “I am courageous, strong, and victorious and so is my team!”

    One year, my nuclear family team of my two sisters, Jane and Carole, and my dad Mark, got together to see “Rise of the Planet of the Apes”, grab some pizza and go back to Carole’s to eat and play some poker.

    It was unusual for just the four of us to get together, since the family has expanded over the years with Carole’s two kids, Jane’s three, plus her daughter Marissa and her husband Max have three kids now, too. My dad, who passed away last year at 93, was a great-granddad, which is still a staggering realization when I think of it. Since everyone else was otherwise engaged that weekend, Carole suggested it would be a fine opportunity for the original core family members to gather.

    Great Grandpa Mark, Granddaughter Marissa, and Greatgrandbaby Derek

    This is our Star Trek team, who gathered together from time and space to explore our universe “boldly” with the friendship and support of the other team members. We encountered many “its” along the way, overcame challenges, celebrated victories, and expanded the team with new crew members. We mourned together when some of our team like Mama Nell and then Grandpa Maaark (granddaughter Lindsey’s pronunciation) moved on to other realms of existence, and celebrated as we welcomed the wee ones just starting their voyage to the stars. This is the team I was born into, and it’s influence is powerful in my life. Another team was the Skagway Street gang in Whittier where I grew up. It’s too fun that one of that gang started a Skagway Facebook group and lots of us gathered there to fondly reminisce over the hide-and-seek games, 4th of July sparklers, and block parties filling the street with food, parades, and music.

    Teams abounded as I explored my Universe: school sports teams, drama club, leadership, circles of friends, college, musical productions, jobs, companies, professional associations, networking groups, my Dolphin Club, workshop participants, affiliates, poker aficionados, my city, my state, my country, and this Earth.

    But through all the teams that ebb and flow in my life, my original family team remains my rock and support, whose depths of love and shared experience can never be matched.

    Through time and space, the Starship Campbell voyages on.

    Changing the Paradigm

    Posted on August 6th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    218-August 6

    “If no one ever took risks, Michelangelo would have painted on the Sistine floor.”—Neil Simon

    Joel Barker produced and narrated a wonderful video entitled The Business of Paradigms.

    It is an examination of how business and the marketplace responds to new ideas and new inventions that radically change the way things are. He demonstrates how our natural tendency is to cling to the old paradigm, the old pattern or habit rather than embrace the new, seemingly radical idea. Businesses that have been built and made a success out of an old idea are reluctant to accept a new idea that will fundamentally change the way they do business. Change must come from the outside.

    For example, when the man who invented the copier machine decided to sell his idea, he went first to Kodak. The copier process was a kind of photographic process, so it seemed logical to take it to the preeminent company specializing in cameras and film. They turned him down. They didn’t see how the application of this new technology would change business forever and spawn a new generation of technological office machines. So then he went to Xerox. That’s why we Xerox reports instead of Kodaking them.

    What is the current paradigm of your business? Of your life? Can you think of a new idea that might radically change what you do or how you do it? If nothing comes to mind, you may be too firmly rooted in the old paradigm, too weighed down by habit, to think of change. The known seems so safe. But great products, great services, and great wealth come from new ideas that provide greater benefits. A friend of mine kept a poster in his office that read “How can I improve this?” He searched constantly for new ideas to improve the quality of his products and services so that he could better serve his customer, and thereby, better serve himself.

    The more people you serve, and the better you serve them, the more money you make.

    Today’s Affirmation: “All my affirmations happen in the perfect way for the highest good of all concerned.”

    If you’re anxious, you’re living in the future.

    If you’re depressed, you’re living in the past.

    This really resonates with me. It’s true isn’t it? If you look at your financial situation and you’re anxious, it’s because you are imagining a future with not enough money attached to it. If you’re depressed about your money, you’re looking backward at all the circumstances that let you to a present that doesn’t have as much financial security as you would like.

    But what about the present? Do you have enough money to get through today? Do you have enough to eat today? Do you have a place to sleep today?

    Why not live in joy this present moment where you have enough?

    Do you want to move past your fears and LEAP INTO YOUR RICHER FUTURE  NOW?

    If you sense that you should be making a lot more money, a healthier profit, that work shouldn’t be so all-consuming or so hard,

    then the Financial Stress Reduction® Telecouse may be just the guidance, support, and help you’re looking for.

    For more than 20 years, I have been helping small business owners MAKE HUGE LEAPS IN THEIR INCOME and enjoy fabulous success and prosperity!  Classes begin August 18, 19 or 20!

    Details at http://www.chellie.com/financial-stress-reduction-telecourse-information.html

    Budgeting Spree Money

    Posted on August 5th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    217-August 5

    “Beware of little expenses; a small leak will sink a great ship.”—Benjamin Franklin

    Many people struggle with budgeting. They know how much they spend on rent or mortgage, how much the car payment is, and the amounts of other fixed expenses. But there are so many other monthly expenses that are variable! How much do you spend on food? Dining out? Parking meters? Books? Movies? Magazines? Coffees? Munchies?

    What’s the grand total of all the ATM cash and where does it go?

    If you can relate to this problem, I suggest you start counting your money. I mean count all of it, from the fifty cents you pay for gum to the dollar for the lottery ticket, the quarter in the parking meter to the dime you pick up off the street. Carry around a small notebook specifically for this purpose and record every time you use money in every transaction, large and small. Only then will you know exactly where your money has gone. Knowledge is power. When you know what you’re doing, you have the power to change it. Knowing that you’re going to have to record spending $3.95 on a double cappuccino latte may not stop you on the first day, but may make you think about it on the third day! You may just start to become aware of how much of your money slides out of your grasp on trinkets and incidentals. $3.95 a day for 365 days is $1,441.75.

    (Continued on page 217 of The Wealthy Spirit)

    Today’s Affirmation: “I adjust my money mix for maximum abundance!”

    THE SECRET TO COMBATING MONEY ANXIETY – Part II
    Helaine Z. Harris, MA, MFT

    Are you, or anyone you know, struggling with feelings of overwhelm and anxiety because of money? It’s a safe bet the answer is, “Yes!” Normally I say finances and abundance issues are connected to self-esteem but right now there is such a major economic shift going on and for many people money stress is connected to having difficulty with the changing financial structure. People are feeling out-of-control and fearful.

    DISCOVER AND HEAL YOUR MONEY ANXIETY ISSUES

    1. Write down your specific money anxiety issues now.

    Bad choices or investments and you lost money
    You lost your job
    You didn’t save enough money when you had it coming in, etc.

    2. What feelings and emotions come up from these issues?

    I feel stupid about money
    I can’t forgive myself for . . . . .
    I lost all that money on. . . . . . and feel terrible now.

    3. What main abundance goals do you want to experience differently?

    I want $1,000, $15,000 or whatever it is for you, in my savings account.
    I want to feel comfortable financially so I can do what I want without thinking about money.
    I want to create . . . . product(s) in my business and bring in $_____ a month.
    Imagine your next goal, not the biggest one you want, but the next goal in 3 months.

    4. Then use Emotional Freedom Technique (EFT), emotional acupuncture, hypnosis , and EMDR, to quickly release these negative beliefs and emotions. The EFT sheets can be found under Free Stuff on my website.

    5. Using the LOA, visualize your future self coming through this time period better than you were going into it. Feel the energy and emotions as you do this. Imagine the new skills you’re developing. See yourself totally successful looking back on this time period. Enjoy the feelings of empowerment and success from your internal shift, Consider what your next most important step is that leads toward the future success that is yours. Feel how excited you are to take that step and you’ll be on your way to achieving it. Once you can imagine it with all the energy and emotions, you can achieve it.

    So give up the struggle now. Say yes to your current experience, tune into your inner wisdom and your brain will switch into success and abundance mode! If these methods are not successful on your own, then contact a good psychotherapist or coach to assist you.

    © Helaine Z. Harris, 2009

    Helaine Z. Harris, MA, MFT, empowers heart-centered spiritualpreneurs to transform their business and the world. Because of what is happening with the economy and her clients, she is focusing on how to activate prosperity with heart energy. She is also is a psychotherapist, intuitive healer, business coach and founder of An Awakening Center™, which blends over 40 traditional and alternative psychotherapies. She has 30 years experience and is the author of Are You In Love with a Vampire? Healing the Relationship Drain Game. She specializes in empowerment, career creativity, anxiety/depression, trauma, and relationship. Contact her at www.hzharris.com

    The Big Fix

    Posted on August 4th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    216-August 4

    “Hope is the feeling you have that the feeling you have isn’t permanent.”—Jean Kerr

    Many people hunger for “The Big Fix.” This is the magical appearance of a large sum of money which will pay off all the past due bills, credit card debts, school loans, mortgages, etc., buy the new house, car, vacation home, and Rolex and still have enough left over to completely fund the retirement plan. It’s winning the lottery, closing the biggest client, inventing the newest electronic gizmo, writing the best-selling novel, getting the starring role in the hit movie, producing the mega-hit record, creating a billion-dollar Internet company. They don’t really need to budget, call their creditors and arrange payment plans, renegotiate the loans, move to a smaller house or sell the boat because “The Big Fix” will take care of everything.

    Michael had been struggling on the fringes of the music industry for years, eking out a living. He had enthusiasm and energy and a great smile, but only made thirty thousand dollars per year. He resisted doing his budget for this amount, but clung to his high budget figure of fifty million. “That’s what I’ll be making when my band hits it big!” he declared. “That’s great,” I told him, “but you need to practice sound money management principles with what you are earning today before the Universe will trust you with fifty million dollars.”

    (Continued on page 216 of The Wealthy Spirit)


    Today’s Affirmation: “More and more money is flowing more and more easily into my life.”

    Are you, or anyone you know, struggling with feelings of overwhelm and anxiety because of money? It’s a safe bet the answer is, “Yes!” Normally I say finances and abundance issues are connected to self-esteem but right now there is such a major economic shift going on and for many people money stress is connected to having difficulty with the changing financial structure. People are feeling out-of-control and fearful. This issue has become so prevalent that now MAD is getting known as the acronym for Money Anxiety Disorder. It’s reaching almost epidemic proportions with the current economic climate. According to a survey in October of the American Psychological Association, “80% of us find the recent financial crisis a significant cause of stress—up from 66% last April—and women are bearing the brunt of the worry.” Some of the symptoms of stress and Money Anxiety

    * Pervasive sense of panic and fear or depression and futility
    * Effecting health, putting you at higher risk for a host of ailments
    * High blood pressure
    * Heart disease

    Some less serious side effects include sleeping disorders, an increase in all kinds of addictions, digestive problems and eating disorders, including weight loss and more frequently, weight gain. This anxiety is the result of uncertainty – not knowing what the future holds, and creating worst case scenarios in our minds. Then many create limiting beliefs in their mind and remain focused on all the doom and gloom around us. According to the Law of Attraction (LOA), this type of thinking results in self-fulfilling prophecies which keep attracting disastrous evidence to prove our emotional perceptions. Consequently, we end up spiraling rapidly downhill, eventually hitting the bottom. So what does one do? You can stop your own struggle and begin to rebuild. Your foundation for this is made up of your potential, strengths, abilities, and resourcefulness. Fear is the emotion you need to overcome. It takes an inner warrior, or the Feminine Warrior (as I call it), to empower yourself and turn your situation around. Even though worrisome and challenging, times like this can be your greatest asset. Often times of difficulty challenge us to be creative and think “outside the box,” which under more normal circumstances we would be less apt to do. Usually any major achievement, breakthrough or change is preceded by confusion and even overwhelm. Uncertainty is frequently the gateway for new ideas and creativity – so welcome them, even if they are not comfortable. History has shown that great wealth has been made during depressions by individuals who were willing to embrace the unknown, take a chance, and change. Imagine that you are one of those people.

    STEPS TO COMBAT MONEY ANXIETY DISORDER

    Science has proved exercise and meditation are two of the best ways to combat stress and anxiety. There are a number of processes I’ve already suggested in my article Stress Success Quickies, found on my website. The #1 Secret to combating Money Anxiety, and perhaps all anxiety, is breathing, deep, slow breaths. Deep breathing takes you from the Sympathetic Nervous System to the Parasympathetic Nervous System. This means you go from the fight/flight space to the warm, peaceful place.

    Calming Breath – Begin with a 4-count breathing, in through the nose, out through the mouth. Later you can increase the length of each count, first to 5, then to 6, etc. Start with 5 breaths.

    1. Breathe in to the count of four
    2. Hold
    3. Breathe out
    4. Hold

    Belly Breathing – In through the nose, out through the mouth

    1. Put a hand on your upper chest and belly, to keep the chest still.
    2. Breathe in, letting your belly blow up like a balloon.
    3. Breathe out.
    4. This one is the great for turning around all anxiety.

    © Helaine Z. Harris, 2009

    Helaine Z. Harris, MA, MFT, empowers heart-centered spiritualpreneurs to transform their business and the world. Because of what is happening with the economy and her clients, she is focusing on how to activate prosperity with heart energy. She is also is a psychotherapist, intuitive healer, business coach and founder of An Awakening Center™, which blends over 40 traditional and alternative psychotherapies. She has 30 years experience and is the author of Are You In Love with a Vampire? Healing the Relationship Drain Game. She specializes in empowerment, career creativity, anxiety/depression, trauma, and relationship. Contact her at www.hzharris.com

    Enough Money

    Posted on August 2nd, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    214-August 2

    “It is a gorgeous gold pocket watch. I’m proud of it. My grandfather, on his deathbed, sold me this watch.”—Woody Allen

    Every individual has some interior sense of what is “enough” money. When you don’t have enough money, you can only think about two things: Yourself, and getting money. It is not until you have “enough” that you can think about others and giving money. The diagram looks like this:

    Others / Giving

    Enough $_____________________________________________________

    Self / Getting

    Have you ever met a salesperson operating below the line? They aren’t interested in selling you what you need or want; they only want to get your money so they can pay the rent, the phone bill, their taxes—in other words, themselves. They are solely intent on getting, not giving. It isn’t fun to deal with people like that because they don’t have your best interests at heart.

    But a salesperson who is above the line, who knows they always have enough, can be interested in your welfare and what’s best for you. They focus on giving, knowing that getting will be its natural by-product. It is a pleasure doing business with people who really care about serving their customer. They know there’s enough to go around. They can give. Then both of you will benefit. One of my clients once complimented me on my sales technique. She said, “Chellie, you sound as if you really care about people.” I said, “Yeah, well there’s a trick to that.” Very interested, she asked, “What is that?” I answered, “I really do care!” You can’t fake caring. People can tell if you don’t.

    The above-the-line salesperson is confident and happy. And it becomes a self-fulfilling prophecy. They get more business because they are contributing to others out of their sense of abundance, and then others want to give to them.

    That’s how repeat business is born. And repeat business is easy business.

    Today’s Affirmation: “I appreciate the abundance of life and there is plenty for all!”

    Marketing your business has radically changed over the past 20 years, and continues to shift with the advent of new Social Media platforms on the internet. Back-in-the-day before the internet, I attended networking meetings, printed brochures, did mass mailings (oh the postage and printing expenses!), and made innumerable telephone calls to prospective clients. I would speak at events, especially local networking meetings. I taught three classes per week, each with 8-12 students, in my home. It was a really simple business model with just a few tasks that I did ad infinitum – I went to 8-12 networking meetings a month and made 50-75 phone calls a week.

    Now I attend only an occasional live networking meeting and don’t make quite as many phone calls. Instead of brochures, I maintain and update my web site, send about 8 marketing emails plus one newsletter every month, read and respond to about 100 incoming emails per day, write a daily blog, post daily on LindedIn, Twitter, and Facebook, correspond with clients, prospects and colleagues, do radio, magazine and teleclass interviews, and speak at events. Instead of teaching classes in person in Los Angeles which only people who lived within driving distance could attend, I give teleclasses which reach people all over the world!

    Even though there are so many time-savers created by the internet – such as sending a reminder note to my clients with one email instead of making 20 individual phone calls -sometimes my business today seems like a lot more work… and the potential for even more work is endless! But I remember being told “work will expand to fill the time you’re willing to devote to it” so I make sure to keep work within certain boundaries and then go out to play.

     

    Do Your Research, Get Your Raise

    Posted on August 1st, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    213-August 1

    “Darling, only cows are contented.”—Stella Adler

    Sally’s eyes were snapping and her face burned with resentment. “I’ve been working for these people for five years and have done wonders for them, but they are so stingy they are only giving me a 3 percent raise!” She was so hot she could barely sit in her chair.

    It was a beautiful spring day, and we were sitting outdoors at the local restaurant. I knew something was wrong the minute she arrived. Sally was the Executive Director of the Chamber of Commerce and was quite visible in the community. She did a wonderful job, and I had seen the growth in membership and programs of the Chamber during her tenure. I had no idea she wasn’t well paid. “Tell me everything,” I said, “but start at the beginning. How long have you been working in this job?”

    “Five years,” she exclaimed, “starting as a part-time secretary. I’ve been full-time for the past four years and have taken on many more duties and responsibilities. I’ve tripled their membership and their budget, but they still only give me tiny annual cost-of-living raises based on my starting salary as a secretary!” She was seething. “I’m going to quit!”

    “Take a deep breath and relax a minute,” I coached. “You can always quit—that’s a last resort option. But you like the job except for the low pay, so why don’t we work together to try to get you the money you deserve?” She thought about that for a minute, then agreed it couldn’t hurt to try.

    Over the next couple of weeks, I coached Sally on how to get a raise…

    (Continued on page 213 of The Wealthy Spirit)

    Today’s Affirmation: “I am powerful, professional and very well paid!”

    Sometimes the truth about money is counter-intuitive.

    A Los Angeles Business Journal article stated that at one time, Antonio Villaraigosa, the Mayor of Los Angeles at the time, was in favor of eliminating the city business tax.

    “What?” I though incredulously. “With all the talk about how government is broke and needs to raise taxes and revenues, there’s a movement to eliminate a tax??”

    But in reading the article, it became clear that because the city’s business tax was so high, businesses were moving out of the city of Los Angeles and people were deciding not to start businesses in the city. It was estimated that the income generated by the city business tax wasn’t nearly the amount of money that would be generated by more businesses opening, flourishing, hiring employees, collecting and paying sales taxes, etc.

    So the cost-cutting measures you hear about aren’t always going to save you money.


    Business owners know that in order to expand their business, they have to make a capital investment first – you can never afford to hire the next employee when you need to hire them. In the immediate present, taking that action lowers your profits, doesn’t it? It increases your overhead. You have to pay another person plus their benefits, payroll taxes, etc.

    But a smart business owner has to be able to project into the future and see that the employee will earn back the money spent with their productivity – that you can serve more clients, get more done more efficiently, etc. That is what makes businesses grow. Investment generates more income over time than the expense, which equals a greater profit.

    In my business, I work with many business owners to help them make more money. My 8-week workshop has proven results at doing that for more than 21 years. But even when I show people that they will more than earn back the money they spent on the class – and do it year after year – they still say, “Well, I just can’t spend any more money right now” or “I have to pay off my debt first”, etc.

    It’s a very common blind spot to fail to see the future benefit beyond the present cost. Studies have shown that people are twice as afraid of losing their money as they are hopeful of gaining money, so they fail to make the investments today that are going to pay off in the future. Which means their future is going to have pretty much the same amount of money as they have right now.

    If you’d like to invest in your future, my next 8-week Financial Stress Reduction® teleclass starts Monday, August 18 from 5:00 – 7:00 pm Pacific Time, Tuesday, August 19 from noon – 2:00 pm PT, and Wednesday, August 20 from 5:00 – 7:00 pm PT. Click here to register and for more information: http://www.chellie.com/financial-stress-reduction-telecourse-information.html

    Give Yourself a Raise

    Posted on July 30th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    211-July 30

    “Self-respect is a question of recognizing that anything worth having has its price.”—Joan Didion
    Give yourself a raise. Ask for more money. You’re worth it!

    Many people have a hard time asking for their worth. They know their value, but are afraid of the reaction they might get if they ask for it. They get scared that their clients or bosses will feel they have over-priced themselves and that they will find someone else who will do it for less. This is generally a groundless fear. People do business with you for one primary reason—they like you. Sure, they want to save money, get a good deal, and a pay a fair price. But if you are doing a great job for them, they don’t want to change and have to find and hire someone else who may not be able to do as good a job as you are doing.

    A music composer named Steve took my workshop a few years ago, and had just found a new agent to represent him. He was very happy with the new agent, who had a great reputation, lots of experience and clout. But he was concerned because the agent wanted to increase his price from $150,000 to $200,000 per film. He said he just felt he couldn’t ask for that much money.

    I asked him if there were any composers working in the industry who made that much money. “Well, of course there are,” he said immediately. “There are famous composers who get paid millions of dollars per picture.”

    So I told him that $200,000 wasn’t enough—he should ask for $400,000. He was totally shocked by that amount, which seemed outrageous. I told him to practice saying “I am paid $400,000 per film, I am paid $400,000 per film,” twenty times per day for the next week. He needed to say it with positive emotion and intention behind it until he believed it. Steve laughed, but he agreed to try it.

    At the next class session, I asked him if he had practiced stating his new price. He answered that he had and that it felt good. “Does $200,000 per picture sound like a reasonable amount of money now?” I asked him.
    “As a matter of fact, now it doesn’t sound like enough!” he answered, which provoked gales of laughter from his classmates.

    The reason this exercise works is that it helps you to convince yourself that you’re worth the money. When you establish your price, you are telling people what you think you’re worth. They take their cue from you. If you state your new price tentatively, fearfully, or questioningly, they’re going to spit it back in your face and demand a lower price. If you state it confidently, like this high price is really unbelievably cheap, they will see the respect you have for yourself and more likely accede to your request. After all, if you’re getting that much money, you must be worth it!

    Today’s Affirmation: “I love to ask for money and I get paid top dollar when I do!”

    I’ve received the email below a couple of times, and I can relate to the groundswell of anger and frustration in the general populace of the American people that produced it. With the Republican/Democrat standoff in Congress over the debt ceiling, Obamacare, and the continuing recessionary times, the people want their elected representatives to represent them and fix it. But the overwhelming sensibility is that they have voted themselves such a rich package of lifetime benefits that they have lost touch with the needs of the American people.

    From that perspective, this resolution makes a lot of sense. What do you think? Do chime in!

    Subject: Amendment change

    The 26th amendment (granting the right to vote for 18 year-olds) took only 3 months & 8 days to be ratified! Why? Simple! We, the people, demanded it. That was in 1971…before computers, before email, before cell phones, etc.

    Of the 27 amendments to the Constitution, seven (7) took 1 year or less to become the law of the land…all because of public pressure.

    I’m asking each addressee to forward this email to a minimum of twenty people on their address list; in turn ask each of those to do likewise.

    In three days, most people in The United States of America will have received the message. This is one idea that really should be passed around.

    Congressional Reform Act of 2011

    1. No Tenure / No Pension. A Congressman collects a salary while in office and receives no pay when they are out of office.

    2. Congress (past, present & future) participates in Social Security. All funds in the Congressional retirement fund move to the Social Security system immediately. All future funds flow into the Social Security system, and Congress participates with the American people. It may not be used for any other purpose.

    3. Congress can purchase their own retirement plan, just as all Americans do.

    4. Congress will no longer vote themselves a pay raise. Congressional pay will rise by the lower of CPI or 3%.

    5. Congress loses their current health care system and participates in the same health care system as the American people.

    6. Congress must equally abide by all laws they impose on the American people.

    7. All contracts with past and present Congressmen are void effective 1/1/12. The American people did not make this contract with Congressmen. Congressmen made all these contracts for themselves. Serving in Congress is an honor, not a career. The Founding Fathers envisioned citizen legislators, so ours should serve their term(s), then go home and back to work.

    If each person contacts a minimum of twenty people then it will only take three days for most people (in the U.S. ) to receive the message. Maybe now is time.

    THIS IS HOW YOU FIX CONGRESS!!!!!

    What do you think?

    The Negotiating Game

    Posted on July 29th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    210-July 29

    “A money-grabber is anyone who grabs more than you can grab.”—Anonymous

    Many people run into trouble when it comes to negotiating money. This applies to salaries, pay raises, prices of products, and fees for services. Often fearful of asking for too much, they make the opposite mistake and ask for too little. It’s like they study the situation very carefully, figure out the least amount they can possible ask for and still be able to eke out a living, and then ask for their rock bottom line amount. Then, when their prospective boss or client tries to negotiate a better price, they are angry and resentful. How, they think, can this person ask for a better price—don’t they know this is an incredible deal and the cheapest price around?

    Well, no, they don’t know! They are playing the negotiating game. It is a win-win scenario if it’s played correctly. This is how to play it:

    1. Seller figures out bottom line price.
    2. Seller asks for amount above bottom line price.
    3. Buyer asks for reduction in Seller’s price.
    4. Compromise is reached in the middle.
    5. Every dollar Seller got above his bottom line, he wins.
    6. Every dollar Buyer gets Seller to reduce his asking price, he wins.
    7. End game: Win-Win.

    You can see that if the Seller goes in asking for his bottom line, he leaves the Buyer nothing to do but say “Yes” or “No.” Then somebody loses and is unhappy. To make it possible for everyone to win, the Seller must ask for more money than his bottom line.

    Note: If the Seller asks for an amount above his bottom line and the Buyer says yes immediately—he didn’t ask for enough money!

    Today’s Affirmation: “I am worth lots of money and always get paid what I’m worth!”

    My article “Sometimes You Have to Ask God for a Sign” (blog post July 27 “Facts or Excuses?”) got a lot of responses – and these days, they come from all over the world. It’s an amazingly connected age we live in!

    Here’s one sample from a land on the other side of the world and my response (which was actually Spirit once again giving me my marching orders and thus, is probably for you, too!)

    There were some wonderful ‘pointers’ here for me.

    I love your intro to the book – very powerful. The truth is – we are what we think. I live on the other side of the world from you – one of the CIS Republics. I’ve lived in India for about a third of my life working as a professional volunteer for charities and a spiritual coach/mentor. Having moved back to my home country has been a change and a challenge. Challenge because I see so many people stuck in their lives (I mean, not that I am not in some aspects, ha!) – too much gloom and doom that I so pray to be used to change. But I think I’m still slightly stuck in the mentality that “no prophet is received in their own land”, ha! At times the “spirit” of the land gets to me, like recently – and your mail has become that “lamp unto my feel and light unto my path”. It’s time to let the light shine through – since that’s what I love doing the most, and make a sign on my desktop – “My God shall supply all my needs – according to His reaches and glory” – today’s daily affirmation for me.

    Thank you!

    Regards,
    Julia G.
    India and Kazakhstan

    Hi, Julia,

    Thank you so much for your lovely note. How wonderful to hear from someone on the other side of the world. It is an amazing day and age we live in with so much connectedness.

    I know it’s hard to be the light when you’re surrounded by so much darkness, but that’s where the light is needed, isn’t it? Although we have to have some spaces where we’re surrounded with other light workers, otherwise we have a hard time maintaining the glow. I’m glad my affirmations and writings are helping keep your lamp lit, Sister-Sun! Keep on shining – you are helping more than you know or see.

    (and I just wrote that for me, too, you see).

    Have a wonderful week!

    Love and hugs,
    Chellie

    Glenda’s Creative Solution

    Posted on July 28th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    209-July 28

    “The shortest and best way to make your fortune is to let people see clearly that it is in their interests to promote yours.”—Jean de la Bruyere

    Glenda has two young children and serious medical problems. The kids have had medical problems, too, which makes it impossible for her to work full-time. But she needed to make a living. What to do?

    Glenda opened a quilting store. She only works one day a week, but the store is open seven days a week from morning until evening. Although the shop is fully staffed, Glenda has no payroll. She makes a nice profit and her income helps to support her family.

    How does she do it?

    Her store is completely staffed by volunteers. They are enthusiastic hobbyists, who love quilting. They are happy to spend their time among the quilts, quilting materials, books, and other hobbyists who share their passion. They receive discounts on merchandise, free materials, and free classes in exchange for their time. Everyone’s needs are met. Everyone is having fun.

    And Glenda’s not living on disability, moaning about her fate. She’s a successful business owner making a wonderful living for herself and her family.

    Think about how you might turn a hobby into a career. Can you use Glenda’s model to create something similar for yourself?

    Pick your price. Make your budgets. Save money. Don’t go into debt. Then find another way to get what you want!

    Today’s Affirmation: “I always find creative ways to have all that I desire!”

    If you ask kindergartners if they are an artist, 100% of them say yes.

    If you ask 5th graders if they’re an artist, only 10% say yes.

    Isn’t that sad? Somehow between the ages of 5 and 10, children get the message – from school, their parents, their friends, their peers, the media – that they aren’t an artist or that they aren’t creative.


    But we are all artists and all creative all the time, with every choice we make, every item of decoration or clothing or makeup or jewelry or furniture or housing or transportation we pick! Stop the judgment; stop comparing yourself to someone else’s choice of style or color. Yes, you can appreciate another person’s flair or creativity, but the point is not to put yourself down with it, but to be inspired by it. Let your own creative soul express itself and fly!

    Do something new and different today. Buy an article of clothing that’s just a little outside your comfort zone – a wild color that doesn’t go with anything else, or a funky piece of jewelry that isn’t your usual style. Go to a sci-fi movie if you never do, or go see a children’s cartoon even if you don’t have children. Reach out and make a phone call to someone you might not ordinarily call.

    Break the chains of habit and circumspection and create your life anew just a little bit today.

    Because you are an Artist.