The Wealthy Spirit Insider

    Appreciate Beautiful Things

    Posted on April 8th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    98-April 8

    “Think of all the beauty still left around you and be happy.”—Anne Frank

     

    Feeling financially stress-free is a state of mind. We create this state through our thoughts, beliefs, attitudes, and feelings. If we are unconscious of this fact, our minds run by habit. Most of what we think every day is the same old news, endlessly repeated by the same old voices. We may want things around us to change, to improve our circumstances, to get more wealth, health, love, and happiness. But if we want our lives to change on the outside, we have to change on the inside. We must deliberately choose our thinking and decide before the fact that our bank account is, indeed, full.

    The way to do this is to start appreciating the abundance that is all around you in the world, whether it is currently in your possession or not. Abundance is a flow of energy in constant motion around us. Admire the wonderful riches that exist everywhere and celebrate the fact that it is possible to create such glorious treasures. Each person who holds wealth is only its steward for a time. Understand this metaphysical truth: You cannot have what you envy another having. The energy of envy repels the object of its desire.

    (continued on page 98 of The Wealthy Spirit)

    Today’s Affirmation: “I revel in all the wealth and joy that life has to offer!”

     

    “Oh, I need your products!” said my friend, Sarah, to the woman at the networking meeting who was a skin-care representative. “Please call me tomorrow morning so I can talk with you about what I need to buy.”

    Then she saw a woman who did graphic design. “Oh, I need graphic design for my new flyers and my web site, too!” she exclaimed. “Please call me tomorrow morning so you can help me decide what I need to buy.”

    Neither woman called the next morning. In fact, they never called.

    What’s up with that?? Aren’t they networking to get more clients for their business? And here was a client with money who wanted to buy – why wouldn’t they call her?

    Sarah’s experience wasn’t the only one. Throughout my networking career since 1986, I heard stories like these over and over again. Most small business owners continue to network and not get the results they want, and make a lot less money than they deserve.

    Especially women.

    Women still only make 77 cents to a man’s dollar, largely because women still feel badly about “asking for money”. But in the marketplace, we must ask to be paid for our services!

    How can we re-train ourselves to ask for what we deserve in a cheerful, feminine, yet strong manner? How can we avoid being seen as “grasping” or “demanding” or “salesy” or “bitchy”—not just by others, but by ourselves?

    I’ve done a lot of research on this question, and I’ve got answers. Listen to the recording of this complimentary teleclass:

     “Women Don’t Ask: Why Women Earn Less Than Men and How to Break Through to Big Money Now!” www.chellie.com/complimentary-teleclass-041211.html

    I’m going to share with you the Top Three Secrets you need to know so you can be of SERVICE, operate with HEART, and get the MONEY to be happy, joyful, and rich.

    I’m living proof that you can create a successful business with a six-figure income helping the world with your wonderful products and services AND enjoy a balanced life full of joy with time off to travel and be with loved ones at the same time. I’m the author of two bestselling books “The Wealthy Spirit” and “Zero to Zillionaire” and featured as one of Marci Shimoff’s “Happy 100” in “Happy for No Reason”. I am quoted or have stories in more than 50 popular books. For more than 20 years, my Financial Stress Reduction® Workshops have been helping thousands of professionals, established business owners, and beginning entrepreneurs with proven strategies that work to create a rich life and business they love.

    If I can do it, you can do it, too! I’m delighted to share some of the secrets of just how to do it with you. Register to receive the recording now!
    www.chellie.com/complimentary-teleclass-041211.html
    *Affiliate Opportunity:
    You don’t have to sign up for anything, just forward this message to your favorite people, post it on Facebook or any blog or social media site, and tell them to tell me you sent them (I always ask). I will be delighted to send you a 20% bonus for everyone who signs up for any of my programs as a result of your referral

    With best wishes for your great success!

    Chellie

     

    Winning Through Service

    Posted on April 7th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    97-April 7

    “There is a wonderful mythical law of nature that the three things we crave most in life—happiness, freedom and peace of mind—are always attained by giving them to someone else.”—Peyton Conway March

     

    When I was a teenager, I belonged to a Masonic organization called Rainbow Girls. We had monthly meetings, wore formals, learned rituals and deportment, but the main raison d’etre was to be of service to the community. It was a team of dolphins. We held “dime-a-dip” dinners to raise money to donate to the homeless, car washes that raised money for crippled children, quilting bees to provide presents to the patients in the nursing home. We served as teacher’s aides for special education classes in the summer and took baskets of food and toys to poor families at Christmas. And all the while we had fun, joy, and laughter while working to help others. The rewards we received far exceeded the gifts we gave.

    Once a year, we joined a convocation of Rainbow Girls from across the state of California for “Grand Assembly.” The culmination of the conference was the announcement of the new Grand Officers for the coming year, awarded to the Assemblies who had contributed the most to their communities, ending finally with the top office, Grand Worthy Advisor.

    We knew we had worked hard and contributed much, yet we had not had a Grand Officer for several years. We were excited—we were due. Yet officer after officer was announced and we were passed by. We despaired. Finally, the last five top officers were being named. Dared we hope? But one by one they were announced and we were not chosen. No, not us, no, no again. Only one office remained. “Grand Worthy Advisor.” We held our collective breath. Could it be us? Then we heard the magic words: we were chosen. We screamed, we cried, we jumped up on each other, pulled our hair and screamed some more. The top award was ours! We had done it! I still have the picture that was taken of us that day—it is all hands and arms, running mascara and shrieking open mouths of surprise and radiant joy.

    Do you have a memory of such a win? If yes, it is one of the greatest treasures you possess. Take it out often and admire it as the priceless jewel it is. Revel in it again. If you do not own such a treasure, go create one, remembering that the first step in its creation is service to others.

    Win through working, giving, loving, serving. Team wins are the most fun, because they are shared. Create a team of dolphins to win with. Introduce your children to a team of dolphins.

    After all your money is made and all your toys enjoyed, the heart of life is in friendship and service.

    Today’s Affirmation: “I give generously to myself and to others and reap rich rewards!”

     

    Secret Code Alert:

    I promised to share some of the secret codes I put in this book. I used insider phrases or terms that people in various clubs or groups I belonged to would recognize, and our kindred bond would be reinforced.

    Rainbow Girls is a wonderful organization, and I learned so much from this experience. When all of our hard work, service to the community, and giving to others was acknowledged by our being rewarded with one of our members, Pat Chinn, being named to the top Grand Office in the state of California. We were over the moon. Somewhere I still have a photo that was taken that day when the announcement was made – 30 screaming girls, grabbing each other, arms akimbo, mouths open, tears streaming. I think that was the most emotional high I have ever had in my life! Group wins are the best wins because they are shared.

    Because the Grand Worthy Advisor was from our Assembly, we had the pleasure and responsibility of putting on her Grand Reception, inviting people from everywhere to visit and celebrate. I happened to be the Worthy Advisor of our Assembly at that time, so it was a big responsibility to take on during my senior year of high school. But though it was challenging, it was also great fun and very meaningful. I treasure these memories.

    In Rainbow, we had secret signs and we had a secret word. I cannot divulge these secrets, of course. But I can let you know the secret word is used in the above article, and Rainbow Girls everywhere will recognize it.

    On Being Happy

    Posted on April 5th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    95-April 5

    “Very little is needed to make a happy life; it is all within yourself, in your way of thinking.”—Marcus Aurelius

     

    As human beings are creatures of endless desire and hunger for betterment, it is our nature to always want to improve ourselves and our circumstances. This can be a positive force, motivating us onward to greater glorious goods for ourselves and for others. However, one can become lost in the constant search and craving for the next best thing, so trapped in future imaginings that we discount and ignore the accomplishments of the past evidenced in our present.

    The art of happiness is an act of balance. We need to appreciate the process while we work within its creative ooze, the end result as yet unformed, like elements banging against each other in search of becoming sentient. As children playing with mud pies, the fun is in the making: baking in the golden sun, fingers sticky with mud-paint, grass-stained knees, brow wrinkled with concentration, searching for the perfect fine-grained dark earth to fashion into visionary pie. Day’s end will come soon enough, no need to hurry to completion, for then the fun is over. Rejoice in the dreaming, glory in the doing, and let the dirt clods fall where they may.

    Now, today, with your own mud-luscious imagined inventions, play with the ooze and be happy.

    Today’s Affirmation: “I am a rich child playing happily in Life’s rich playground.”

     

    I saved an article written back in 2006 by Janet Cromley in the LA Times, called “A Chuckle a Day”. It has some wonderful statistics about our mind/body connection in response to laughter:

    No joke. A good belly laugh – or even the anticipation of laugher – appears to beneficially affect the body’s hormones.

    Researchers at Loma Linda University and Oakcrest healthy Research Institute in Yucaipa discovered this in a study of 32 healthy men, half of whom were instructed to view a one-hour humorous video of their own selection. The other half simply sat in a room with an assortment of magazines.

    Blood was drawn before, during and after the trial.

    The scientists found that those chosen to watch the humorous video had, on average, 27% more beta-endorphins and 87% more human growth hormone in their blood than the control group – before the video clips even started to roll. The levels of these beneficial hormones remained elevated during and after the experiment.

    The research, presented at a meeting in San Francisco last weekend, builds on previous studies that show exposure to humor has other healthful effects, such as lowering levels of the stress hormones cortisol and epinephrine.

    “The benefits of laugher are similar to exercise,” says lead researcher Lee Berk of Loma Linda University. “Laughter has a positive effect on the cardiovascular system. Blood pressure is lowered overall and resting heart rate decreases. Additionally, the immune system appears to get tuned up.”

    In short, he says, “We should become more serious about laughter.”

    P.S.  I used the word “mud-luscious” which is from a wonderful poem “In Just”  by e.e. cummings that I first performed in a reader’s theater production in high school. I never saw it used anywhere else, but I thought it wonderful and wanted to spread its usage here. Google it and you can read the whole poem online.

    It’s a Wonderful Life!

    Posted on April 4th, 2014 in The Wealthy Spirit by chellie

     

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    94-April 4

    “I’d been busy, busy, so busy, preparing for life, while life floated by me, quiet and swift as a regatta.”—Lorene Cary

     

    We’re only in this life for a short time. And none of us knows just how brief it will be. Sometimes we get so wrapped up in our busy panoply of obligations that we forget to live.

    I was working on the program committee of a women’s business organization with a woman named Joan. Joan, the Program Chair, had her own consulting business and worked hard, long hours. She was very responsible, did every task to perfection—and thus had trouble delegating work to others or setting limits as to what she would do. She always said, “Well, if I don’t do it, it won’t get done or it won’t get done right.” You could always count on her if you needed to get a job done, but I worried about how stressed she seemed. She rarely took time off or a vacation.

    One evening, Joan called me for the phone number of a health professional we both knew. She was in terrible pain, and the doctors were having trouble diagnosing her condition. It wasn’t long before she went into the hospital for tests. I went to see her the day before her operation, and she was scared and nervous, as any of us would be. It was the last time I saw her. When they opened her up, she was full of cancer. She died ten days later.

    All of her friends and the members of the program committee attended her memorial service. We told stories of her love and courage, hugged each other and cried. The next day, the president appointed a new Program Chair.

    That hit me like a thunderbolt. That’s what’s going to happen when I die, I thought. They’re going to appoint a new me the next day. All those obligations, chores, and duties will be carried out by someone else or not done at all. That very day, I started eliminating all the excess clutter from my life: I didn’t have to be all things to all people, respond to every request, fret about every last detail. I wanted bigger, more important moments in my life. I refocused on my dreams and goals and let go of the administrivia. I called the people I loved and made sure I wasn’t “too busy” to see them. Often.

    Busses will run and planes will fly without you when you’re gone. Make sure that you live the life that you want to have lived by the time you’re done.

    Today’s Affirmation: “I enjoy each and every minute of my blissful life!”

    My friend and author of Fearless Living, Rhonda Britten, says, “If you don’t have a ‘no’, your ‘yes’ means nothing.”

    That really resonated with me, as it was often so hard for me to say “no”. Whenever anyone asked for help, I said “yes”. If people wanted me to volunteer for a board, I said “yes.” I was constantly on overwhelm, having signed up for too many things, rushing around to try and get everything done.

    In my senior year of high school, I was the lead in the school play, Worthy Advisor of Rainbow Girls, and Pep Chairman all at the same time. One semester in college, I was in a semi-professional dance company, choreographing and playing a part in the college production, and rehearsed a reader’s theater piece from midnight to 4:00 am because that’s the only time I was available! Oh, yes, and carried 19 units, too. It was all engaging and interesting and a lot of fun, but really. I practically had a nervous breakdown from the stress. Somewhere in my psyche I knew I was nuts.

    When I read, “When I Say No, I Feel Guilty” by Manuel Smith, I started to understand how to unwind from so many duties and responsibilities. I could just smile and say, “Thank you so much for asking me and I’d love to, but unfortunately I have a full slate of commitments right now and can’t take that on. Good luck with your project, and let me know how it goes!”

    One time some friends in a networking group suggested I run for president of the club. I smiled and said, “Thank you so much for asking me and I’d love to, but…”

    One man said, “But Chellie, you’d make a great president!”

    I said, “Thank you very much. I appreciate your confidence in me, but no.”

    “Why not?” he pressed.

    “Because I’ve been president of every club I’ve belonged to since I was twelve,” I replied, with a twinkle in my eye. “Time for somebody else to have a crack at it!”

    Let me be clear – being an officer in an organization is fabulous. You learn so much from the experience, it’s great for your professional visibility, and the camaraderie is fantastic. It’s just that if you always have to be the one in charge, maybe that stops being a good thing after a bit.

    If you’re too rushed, you won’t be happy. You need time to rest, reflect, and enjoy your activities. Make a list of everything you’re doing in order of priority, then chop off the bottom third and resign, quit, abdicate, withdraw from them.

    You might find a golden treasure at the end of that rainbow: free time.

    Restful Sleep

    Posted on April 3rd, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    93-April 3

    “The last refuge of the insomniac is a sense of superiority to the sleeping world.”—Leonard Cohen

     

    Insomnia used to upset me. I would have trouble falling asleep, then wake up in the middle of the night, angry and anxious about not getting enough rest. I just knew I would be tired and crabby in the morning. This negative energy fed on itself, and I had more and more sleepless nights. I was trapped in my negative thoughts about sleeplessness.

    As I began working with positive affirmations, I focused my positive energy on money and business, but forgot to apply the same principles to my sleep habits. Duh! After about the thousandth time, I saw what I was doing to myself and knew I could change my mind and change my sleep. I started doing some positive affirmations about my restful sleep.

    (continued on page 93 of The Wealthy Spirit)

    Today’s Affirmation: “I get all the sleep I need each night, and awake refreshed and energized each morning!”

     

    Throughout my life, I have taken many workshops. I have seen how people can receive incredible amounts of useful information, and go home energized and excited from the experience they had—they are on “workshop high.” It lasts about three days. Then they wake up one morning struggling to apply what they learned, without knowing how to systematically put all the new information into practice in their daily lives. The same thing often happens when people read self-help books. They start out with great intentions and maybe they are able to implement one or two positive changes from hundreds of new suggestions. Then a problem comes up, their old habits intrude, the old negative voice plays its rusty recording once more, and the good feeling evaporates. Grudgingly, helplessly, they fall back into the same patterns of behavior they were trying to avoid.

    To cope with this problem, I designed my workshop to take place over eight weeks, so participants could assimilate the information and put it into practice over time. The goal was to help people create new habits of thinking and behavior, which would produce actual results during the class. Learning should be fun, so I teach by story, participation and example. I wanted to translate this workshop process into the book, without having it degenerate into a “to do” list of instructions, chapter by chapter.

    That is why I wrote this book in a page-a-day format. It was designed to help you succeed through changing your attitudes and beliefs about money and motivating you to take actions that produce abundance through a daily practice. You don’t have to try to take in all the information at once; you don’t have to twist yourself into a complete transformation today. Just take one step every day: One thought, one goal, one action every day of the year and you can change your financial condition, increase your income, live debt-free, have work you love.

    The page-a-day idea didn’t come immediately. I struggled for awhile, looking at all the financial books in the bookstores and wondering how I could make mine different. But I had been reading The Daily Word from Unity Church every day since the 70s, and one day while I was driving (a great place for creative thinking!), it struck me to do my book like that. I could get people interested through the stories, motivate them, and help them to make changes slowly on a daily basis.

    I thought I was a genius with this idea until I had written 100 stories and realized I had 265 more to write! Oy. Every night before I went to sleep, I prayed, “Dear God, please send stories!” And stories came. I’d wake up around 5:00 am and go directly to my computer and start writing them down before breakfast.

    Why do we sleep? Perchance to dream, to connect to our soul, God, the Universe. To access hidden parts of our minds, remember and deepen in awareness.

    And to get stories.

    If you would like to rocket your business to the next level FAST, the next Financial Stress Reduction® teleclass is for you!!

    For more than 20 years, I have been helping small business owners make huge leaps in their income and enjoy fabulous success and prosperity. A new business owner who designed fashion accessories went from $5,000 to $100,000 in one year after taking this course. An auto broker who said December was notoriously bad for car sales had the biggest month of his career in…you guessed it – December! A closet designer went from low six figures to high six figures in 1 1/2 years. If this is the kind of growth you’d like to see in your business, or if you’d like to get the raises, bonuses, and promotions you want in your job, this course is for you. Click here for details of the course http://www.chellie.com/financial-stress-reduction-telecourse-information.html then call Chellie for your discount coupon at 310-476-1622. I’d love to help you achieve the next level of success you want, too!

     

    Health Costs

    Posted on April 2nd, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    92-April 2

    “Every cloud has a silver lining but it is sometimes a little difficult to get to the mint.”—Don Marquis

     

    It seemed, no matter what I did, I got a bad cold every year. Someone would sneeze around me and bingo! A cold. My negative affirmations were loud in this area. And since I also believed that any cold would immediately degenerate into a sinus infection, it would be necessary for me to spend $125 for a doctor’s visit, plus about $75 for antibiotics, cough syrup, etc. So colds were not only miserable for my body, they were miserable for my pocketbook.

    Something had to be done. You can guess, by now, what I did—yes, positive health affirmations! But I could see I needed to back up the positive thinking with some ships, so I took action, too. I investigated preventive health measures, and decided to consistently take vitamins, eat better and exercise more. Each action I took was a physical demonstration of my mental belief in my health.

    (continued on page 92 of The Wealthy Spirit)

    Today’s Affirmation: “Shining, radiant health is flowing now through all parts of my beautiful body!”

     

    The cost of health is a very big topic – especially these days. My 93-year-old dad and I spent some quality lunch time near the end of his life discussing the Obama health care package (along with various wars, elections, and other topics-of-the-day). We were glad some action was taken, and understand “progress not perfection” but we are quite miffed that it’s all still left in the hands of the insurance companies. Why have a middle man skimming profits off the deal when you could have it all go through Medicare, a single payer system that already works?

    The insurance companies would still be around to provide Cadillac services for those who wanted and could afford all the extras. They’d be smaller, though, and they don’t want to give up the whole pie for just a slice. Understandable. But we should fight them on this, and win.

    The problem with insurance companies is that they make the most money from NOT SERVING THEIR CUSTOMER. They make more money when they deny claims, their profits zoom, the shareholders get richer, and the corporate executives make big multi-million dollar paydays. So is it any wonder that they devote a lot of their time and energy to preventing people from using the medical insurance they’ve been paying for? Watch “Sicko”.

    My friend Suzy beamed at me the other day at a networking meeting – she told me she was now 68 and proud of it. And delighted to be on Medicare. I signed up for that last year, too, and got my official Medicare card. That will save me about $6,000 a year. Because one of the down sides of owning your own business is that you are on the individual health insurance market, and they can basically charge you anything they want, raise your premiums any time they want, and dismiss you from insurance rolls entirely if you get sick and forevermore have a “pre-existing condition”.

    This is a sore spot with me.

    The medical industry is all out of whack from a financial perspective to begin with. No one knows what the real cost of any hospital stay is going to be. It’s impossible to price compare or be a smart consumer. When you’re sick, you go to the nearest or best hospital and your only thought is to get well. That’s not a great time for comparing costs.

    But the difference between the amount of money paid to the hospital when you have insurance, and the amount charged to you if you don’t have it is astronomical. So you have to have it, no matter what it costs.

    I’m a healthy girl. Other than a hysterectomy back in 1985, I haven’t needed a thing beyond general medications like antibiotics. I hate having to pay so much money for insurance that I don’t use, but I have to have it “just in case” something should happen. And I consider it a contribution I make to the people who can’t afford healthcare, you know? Then I just relax about the whole thing. Like, God, I’m glad I haven’t been so sick and needed the insurance!

    But I think they should give me a hefty discount because of the hysterectomy. There’s so much more that can’t go wrong now, I’m really saving them money!

    What do you say, girls?

    Another Bad Habit Bites the Dust

    Posted on April 1st, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    91-April 1

    “He has spent his life best who has enjoyed it most. God will take care that we do not enjoy it any more than is good for us.”—Samuel Butler

     

    I was in the middle of a hand of poker, when the woman tapped me on the shoulder. “Your friend isn’t feeling well,” she said. “She’s sitting in the women’s room and wants to see you.”

    Concerned, I got up immediately and rushed to the women’s room. Shelley looked awful. She was pale and sagging in the chair. “What’s wrong?” I asked. “I don’t know,” she replied. “I have a burning sensation across my chest.” “Okay,” I said, “Let’s go.”

    I gathered up Shelley’s belongings and my own, cashed out our chips at the casino cage, and redeemed the car from valet parking. “Do you think it’s heartburn?” I asked as we drove towards home. “I don’t know,” she said, “But I took some antacid tablets.” “Is it helping?” I wanted to know. “No.” There was finality in that reply. I looked at her closely at the next stop light. “Do you want to go to the emergency hospital?” was my next fateful question. “Yes.”

    You can bet I drove as fast as the traffic would allow and we screeched into the UCLA emergency room parking. The nurse sat Shelley down, took her pulse, then turned to the nurse behind her and said, “Get a bed ready!” They hooked Shelley up to many machines and we watched the lines and numbers go wildly up and down for the next few hours. Then they sent me home.

    Shelley had an angiogram on Monday and open-heart surgery on Wednesday. Triple bypass. The next week, a mutual friend of ours named Kathy died of lung cancer. Kathy was a smoker. So was Shelley. So was I.

    Sometimes the messages God sends us are so clear, so powerful, we cannot miss them. I heard this one. And my answer back was, “No, it doesn’t have to be me before I get it. Thank you. I quit.”

    I was a smoker for thirty years. I quit cold turkey. And you know what? It was easy.

    Protect your health and your body—you can’t make money without it. Is there something in your life that it’s time for you to quit? Or are you waiting for God to send you an email?

    Today’s Affirmation: “I love myself and treasure my health.”

     

    Oh, yeah, let me give you a tip: Never write a book righteously bragging about something you’ve done that you could undo…

    True Confessions: After I quit for about 3-4 years and gained 25 pounds, I said, “Yowza, that’s enough. Think I’ll smoke a little again!” Thought I might lose a little weight…that didn’t happen. But I resolved that I wasn’t going to smoke very much. So I have a cigarette now and again, usually when I play poker. It’s a nice break and I enjoy it.

    I rather enjoy that it’s just so un-PC, too. People have been horrified, really. I try to keep it a secret from all my health-nut friends, alternative medicine practitioners, and liberals of all stripes. People do get so self-righteous about it all – I can’t tell you how many nice people frown and get all huffy and tell me I should quit. One fitness instructor was going to take my workshop, but saw me have a cigarette on a break at a conference and said he had lost all respect for me and so wasn’t going to enroll. I just smile sweetly when people have responses like that. Like you have no vices? Sorry this one is so visible, but there you go. As Terry Cole-Whittaker said, “What you think of me is none of my business.”

    However, I think it’s really fortunate that California made it illegal to smoke indoors – that really helped me when I quit, and it keeps me from smoking more than a cigarette or two now and then. Especially when it’s cold or raining! I admit to enjoying my trips to Vegas where a person can still smoke indoors. First thing I do when I get there is grab a cigarette and a slot machine. Fun! But all the poker rooms there are smoke-free zones now, and that’s a good thing, too.

    So maybe you have a little vice or bad habit that you know is bad for you but you indulge yourself. I think that’s part of what makes people interesting. Just keep things in moderation and you’ll probably be fine. Know the risks and balance them against the rewards. Then enjoy yourself!

    What’s your secret sin?

    I Guess I’m Just Lucky

    Posted on March 31st, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    90-March 31

    “When you’re in the muck you can only see muck. If you somehow manage to float above it, you still see the muck but you see it from a different perspective.”—David Cronenberg

     

    Oops! My car broke again. Well, machinery gets old and stuff happens. This time I was in a parking garage behind a restaurant in Culver City. It was 10:00 P.M. and I was one of the last people leaving a networking dinner. The key wouldn’t turn in the ignition and the steering column was locked. The parking lot attendant came over and tried to get it to work too, but no go. Rats.

    Okay, time to play “The Glad Game”: Thank you, God, for the Auto Club. Thank you, God, for cell phones. I made some notes for my book and did some affirmations while I waited for the tow truck. Finally, my knight in shining armor arrived in the person of Bijan, astride his trusty steed, the Auto Club tow truck. He strapped my car to his truck, I got in the cab, and we took off for the repair shop.

    “You know, there are some good things about this,” Bijan said to me as we drove away. I looked at him in astonishment. The tow trucker from Iran was playing “The Glad Game”! He continued, “If your wheels hadn’t been straight, I wouldn’t have been able to tow you.”

    “Really?” I commented. “I guess I’m just lucky!”

    (continued on page 90 of The Wealthy Spirit)

    Today’s Affirmation: “I am a lucky person—I feel lucky today!”

     

    My friend and fellow author, Mariaemma Willis, gave me a great leg up when I was first writing The Wealthy Spirit.  She was in my Financial Stress Reduction Workshop, and one class she brought in a flyer advertising Mark Victor Hansen and jack Canfield’s “How to Buld Your Speaking and Writing Empire” weekend seminar and shared it with the class.

    “I want to go to that!” I exclaimed, and made a copy of the flyer, called them the next day, and enrolled. Mariaemma went too and we both had a fabulous time and learned a lot, and nurtured and supported each other over the next several years as we wrote and then published our books.

    Mariaemma is an expert at education and particularly children’s learning sytles, the subject of her book. She recently posted this excellent piece on Facebook and she gave me permission to reproduce it here:

    Last week, at one of my networking group meetings, we discussed Gay Hendricks’ book, The Big Leap, and his concept of the Zone of Genius. Our hostess focused on the idea that if we stayed in our Zone of Genius pretty much the whole day, that would bring us the most fulfillment and success, in our careers and our lives. We then did some exercises to re-discover and identify where our genius lies.

     

    And here is what’s so sad, I said to the group, when it was my turn. Here we are trying to resurrect our genius and encouraged to spend lots of time in that zone; yet for 12 or more years kids are prevented from doing this very thing, especially in school.

    What, you want to draw all day? No drawing until you learn your math facts. Do experiments all day? I don’t think so -  you’ve got English and Geography and Economics…Spend most of your time reading…or working with animals…or learning about aviation…you get the idea – it just can’t be done.

    School is set up to give you a well-rounded education and you must spend lots of time on these other topics, whether they are relevant to your real life or not. And then, years later, therapists and life coaches and career counselors ask, So what do you love? Why aren’t you doing that? What makes you the happiest? Geesh, why not encourage kids to do that in the first place – discover where your genius is and you will be happy and successful!

    By: LearningSuccess(tm) Institute Mariaemma Willis is co-author of Midlife Crisis Begins in Kindergarten and the best-selling Discover Your Child’s Learning Style. She provides programs that create learning & life success for all students http://www.facebook.com/l/7b3fagI8O6na3Lku7Xhglrp3w8A/solimaracademy.com), and shows adults how to re-discover their Power Traits through her Personal Success Profile workshops (http://www.facebook.com/l/7b3faDDAK5U_ATswSi9rRM5UD5w/powerofyounow.com).m@mariaemmawillis.com

    It reminded me of a quote I love from The Road to Happiness: Simple Secrets to a Happy Life by Mac Anderson and BJ Gallagher (available at www.simpletruths.com):

    “When I was in grade school, they told me to write down what I wanted to be when I grew up. I wrote down, ‘Happy.’ They told me I didn’t understand the assignment. I told them they didn’t understand life.”—Anonymous

    Do Nothing Day

    Posted on March 29th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    88-March 29

    “I work for myself, which is fun. Except for when I call in sick—I know I’m lying.”—Rita Rudner

     

    After I had the revelation about my habit of getting sick in order to get out of commitments, I decided I had to change my behavior. I had to learn to say “No” to more things and break the cycle of over-commitment. I had to focus on my priorities, and one of them had to be my health.

    I took a long, hard look at my calendar and all the activities I planned each week. I realized I was on the go too much—even with fun things. I needed more “do nothing time.” I looked at what I did on my sick days: I stayed in my pajamas, wrapped myself in a blanket, I watched TV, I read books, I napped throughout the day, I talked with friends on the phone, I ate foods that made me feel better, I drank hot tea and soup. I wondered what it would be like to have a “sick day” when I wasn’t sick? So I created “Do Nothing Day.”

    On “Do Nothing Day,” I eat my favorite foods and watch videos of recent movies I really want to see. I always have several books I’m in the middle of, so I’ll read them when the mood strikes me. I might play computer games, chat on the Internet, do crossword puzzles. I sit on the patio and watch the birds. I often stay in my pajamas, or at least wear comfortable scruffy clothes. I don’t go anywhere. I don’t put on any makeup. I don’t answer the phone (it might be work related, and I’d rather not explain about “Do Nothing Day” on “Do Nothing Day.”) I drink my tea and cuddle with my cat. There is a great pleasure in lying on a bed, holding a cat with its motor running, knowing you don’t have to get up anytime soon and rush off.

    After a “Do Nothing Day,” I am a bundle of energy and enthusiasm: Renewed, refreshed and once again eager to connect with the world and do the work I love.

    When was the last time you took a day off just to loaf around? Put one on your schedule now.

    P.S. “Do Nothing Day” is not “Chores Day.” You do not have permission to do anything constructive.

    Today’s Affirmation: “I revel in relaxation!”

     

    I realized that when I was a kid, I was never excused from school unless I was sick. There were no “mental health” days, or playing hookey at our house. My parents were very serious about education and following the rules and doing what was expected of us. Staying home from school just for fun would have been bad.

    But when I was sick, my mom would pamper us silly. She’d fix us milk toast or cream of wheat for breakfast and chicken soup for lunch. We got to lie on the couch and watch television (all 7 channels) or read books. Mom would plump our pillows and hourly ask how we were feeling. It was rather a “Queen for a Day” experience.

    No wonder I always worked hard and didn’t give myself many breaks – except if I were sick. It was just a mirror of my early training which had sunk into my brain as an oft-repeated pattern without my realizing it.

    Now I have incorporated “Do Nothing” days into my regular schedule. Ahhhhh. Each one feels just as wonderful, relaxing, and a little bit decadent as that first one did. It’s become my new habit. Enjoying myself – now that’s a habit pattern I want.

    It Pays to Be on Time

    Posted on March 28th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    87-March 28

    “The trouble with being punctual is there’s no one there to appreciate it.”—Franklin P. Jones

     

    When I attended a financial workshop years ago, we played a game called “It pays to be on time.” We were charged a dollar a minute for every minute we were late to class, to a maximum of ten dollars. You should have heard the arguments that went on each class about paying those fines! A veritable cornucopia of “Yeah, buts.” “Yeah, but there was an accident on the freeway,” “Yeah, but my car broke down,” “Yeah, but my biggest client called with a problem and I had to help him,” etc. The workshop cost eight hundred dollars, yet here we were spending the first fifteen-twenty minutes of each class arguing whether or not someone owed their fine of two dollars!

    There was an important lesson in this exercise. When you’re late, you’re late. Just own your responsibility that you made a choice that resulted in your being late. Whether it was to leave for the meeting with no leeway for traffic problems, to choose to pick up the ringing telephone when you were on your way out, or not having your car properly serviced so breakdowns don’t occur—these are all choices that are your responsibility. If your ship sails and you’re not on it, the reasons why you missed it won’t put you on it.

    (Continued on page 87 of The Wealthy Spirit)

    Today’s Affirmation: “Time is my friend and I am always on time.”

     

    Isn’t it funny how the Late People are always late nearly exactly the same amount of time? I remember one of my mother’s friends was always one hour late. For everything. She would arrive flustered and hurried and very apologetic. But you could set your watch by the exactly one hour she would be late! So of course, my mom started telling her things started an hour earlier so that they would be on time.

    I err on the other side of the spectrum. I’m habitually early for everything. I know it’s partly because I don’t want to miss anything, but more than that, it’s my theater training. The curtain goes up at 8:00, the audience is in their seats and waiting and they’ve paid for their tickets and expect the show to start on time. All the actors have to be ready, in costume and makeup, and start the show.

    I’ll never forget when I was performing in a production of “Little Mary Sunshine” at the Megaw Theater in Northridge. The director was Elaine Moe, and she was fabulously talented. And a strict taskmistress. She expected everyone to be promptly on time for every rehearsal. She gave us the rules in the beginning:

    “You will be on time for every rehearsal. If you aren’t here on time, everyone in the cast will sit and do nothing but wait for you to arrive. When you do, you will go onstage and make a formal apology to everyone in the theater whose time you wasted.”

    Brrrrr! I’m telling you, one person was late early on, and the rest of us sat and waited for her to arrive. When she did and saw everyone just sitting and staring at her, she gulped and turned white. She nervously made her stuttering apology, as Elaine and the rest of us stared at her.

    I don’t remember anyone ever being late again.

    I was so religiously on time that people always expected it of me. Once I was meeting my mother, my aunt Woodie, and my sisters for lunch at the Beverly Wilshire tea room, and somehow I ran late (traffic? I don’t remember). But I remember the looks of relief from all my family members when I rushed in 15 minutes after the appointed hour.

    “Oh, thank God you’re here,” my mother breathed with a deep sigh of relief. “We were sure something terrible had happened to you because you’re never late!”

    How reliable are you?