The Wealthy Spirit Insider

    A Home Office for Balance

    Posted on July 15th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    196-July 15

    “If you surrender completely to the moments as they pass, you live more richly those moments.”—Anne Morrow Lindbergh

    Everyone seems to struggle with balance—how to leave personal problems at home while at work, and leave work problems at work while at home.

    Patricia owned a “pet hotel,” a wonderful place for boarding animals. She loved her work, was consumed by her work, ate, drank, slept, breathed her work. Her passion was terrific and made her a great businesswoman, but she had trouble turning it off so she could relax when she was at home. It was beginning to have a negative affect on her relationships with her family.

    When we talked about this problem, we saw that she had a habit pattern of always thinking about work. It was her passion, but she needed to turn it off some of the time. She needed to learn to be fully present with her family and enjoy her time with them.

    The best way to break an old destructive habit is to replace it with a new constructive one. We decided to designate one room in her house as her imaginary “home office.” Whenever she found herself thinking about work, she had to stop whatever she was doing and go to her “office,” shut the door, and stay there until she was done thinking about it.

    It only took about two weeks for Patricia to stop thinking about work when she was at home. She would be cooking dinner, start to think about her office payroll, and have to go to her “home office.” She would be working in the yard, start thinking about hiring another employee, and have to go to her “office.” Her husband would catch her thinking about work and tell her to go to her “office.” It became frustrating to leave her home project and have to go to another room, so she would start catching herself and make herself think about her home and family instead. She began to trust that work was going fine and she didn’t need to obsess about it every moment in order to keep it humming. She began to live in the present moment instead of in her mind. The tension eased from her body, the worry lines disappeared from her face, and she had more upbeat energy when she was at work. She was happier and so was her family. Her income went up, too.

    As an actress, I was taught to leave my personal problems at the stage door. As workers, we need to leave our office problems at the home door. Create a space at home and designate it as your “home office.” Then make yourself go there when you start thinking about work. You will train your mind and spirit to be present in the same space as your body. Your mind will be where you are, instead of miles away. Your family will enjoy your presence. And you will enjoy theirs.

    Today’s Affirmation: “I relax into the flow of life and let my mind, body, and spirit soar.”

    Lupe Soto, founder of the LIPS (Ladies International Poker Series) tournaments, had a special “Secret Mission” during the Ladies event of the World Series of Poker, a couple of years ago. In the weeks leading up to the tournament, she and her sidekick Jaqueline Britton, gathered names and bodies for rehearsals. I was delighted to be included but then hurt my back and couldn’t participate, but I cheered loudly from the sidelines!

    Jennifer Winter, a member of our flash mob, shared this with us afterwards, and it is a perfect “Wealthy Spirit” story: “Ladies, a friend of mine wrote this after being inspired by our flash mob and I thought it was lovely”:

    Why I Love Flash Mobs

    Every time someone on Facebook posts a video of a flash mob, I watch it. And every time I watch it, I start laughing and crying. Why is it that watching this trending phenomenon elicits such joy in me? I had to stop and think about that.

    One of the reasons flash mobs cause me joy is because the are lavish, flamboyant, generous and completely unnecessary. Just like Christmas lights and flower gardens, they serve no purpose other than to give pleasure. And, like other unnecessary, lavish, and temporary joys such as ice sculptures in warm rooms and chalk sidewalk art on cloudy days, their value lies in the fact that they are temporary and unnecessary. They say, “I’m here for a moment in time to bring you joy. You don’t need me, you didn’t even know you wanted me, but now that I’m here, you’ll wonder how you ever lived without me.”

    Another reason is that I love surprises. Like a rainbow on a dreary day, these mobs burst forth unexpectedly. Henry David Thoreau said, “Most men lead lives of quiet desperation and go to the grave with the song still in them.” The beneficiaries of a flash mob performance might be going about their daily lives in quiet desperation, but the flash mob breaks through that quiet and forcibly brings the song to them.

    The last reason flash mobs bring me such joy is the sheer heterogeneity of the mobs. They are the human spectrum, and while they are surprising crowds with their song, no one cares about their gender, religious or political affiliation, age, physical appearance, ethnicity or any of the other human differences that typically divide us; there are no “isms” in joy.

    Only one thing mars my joy as I watch these videos and that is the sight of those in the crowd who just don’t get it. While others are clapping, laughing, singing or dancing along, taking pictures, or holding out their phones to share the joy with a friend, these are the people who continue to shop with hardly a glance at the gift bestowed upon them. These people amaze me. How can they do that? What relevance can that jar of olives have when there is a rainbow in the room? I can only pity them because these are the ones who will “go to the grave with the song still in them.” As for me? Bring it on! My hope is that someday, somewhere I will be going about my ordinary day and all those people around me will turn into that lavish, flamboyant, generous and completely unnecessary thing called a flash mob.

    Cynthia Wilson is a free-lance writer living in Wichita, KS – you can contact her at

    The Second Law of a Thousand Times

    Posted on July 14th, 2014 in The Wealthy Spirit by chellie

    pUpdated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    195-July 14

    “Just because you made a mistake doesn’t mean you are a mistake.”—Georgette Mosbacher

    The First Law of a Thousand Times is that we have to hear the truth a thousand times before we understand it. The Second Law of a Thousand Times is that after understanding the truth, it takes a thousand attempts to make it a part of your life before it works. After a thousand tries, you are finally able make the new truth a part of your life and you are changed.

    The process of change is often slow. It seems that we do what doesn’t work over and over, watching ourselves fail, before we get the glimmer of the idea that if we want things to change, we have to change ourselves—otherwise, they don’t change. Then we think about change for a long time, fearful of what the new challenge will bring, while the committee in our heads rages arguments pro and con. Finally, it hurts so much to continue the way we are that we make the decision to actually change. Next, we get to watch ourselves continue to be and do the old ways that we know don’t work. We feel powerless to escape the habit we have built.

    Suddenly, in one moment, we think the new thought and do the new action in a seamless, effortless triumph over our past. This happens around the 300th time we make the attempt. We feel how good the new choice feels and we celebrate that we have finally changed. Then, we backslide and do things the old way, again and again. Then, on the 551st try, we do the new change brilliantly once more. Now we’ve got it, the new feeling of the new way of being and doing is clearer. We slide back again into the old habit, but then we accelerate the number of times we do it right. We backslide less often, and succeed more often.

    Finally, on the 1,000th time, we’ve made the new change a part of our new selves.

    Be patient with yourself as you work on your changes. Bless the process, keep courage and heart in your spirit, and move forward. One step at a time. The 1,000th time will arrive.

    Today’s Affirmation: “I embrace changes that make me stronger, wiser, and richer every day.”

    Happy Bastille Day, everyone!

    Little Actions

    Posted on July 12th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    193-July 12

    “It’s no good running a pig farm badly for thirty years while saying ‘Really, I was meant to be a ballet dancer.’ By that time, pigs are your style.”—Quentin Crisp

    Your life is the sum total of all the little actions you take, your daily habit pattern. Successful people are those whose daily habits add up to something great. You don’t suddenly one day, write a book. You write a paragraph today. Then tomorrow, you write another one. And the next day, another. On a great day, you write a whole page, loving it. On a bad day, you stare at a whole page, hating it. But every day, your goal is to write; your discipline is to write; your support structure is to write.

    Don’t say: “I wish I could write.” Or “I wish I had time to write.” You can write—just do it; you have time—the same twenty-four hours everyone has. Nobel Prize winning author Toni Morrison said, “I wrote at the edges of the day,” before her children awoke in the morning and after putting them to bed at night. It was this commitment to her voice and her vision, carried out through little actions every day, that brought her world-renowned success.

    (Continued on page 193 of The Wealthy Spirit)

    Today’s Affirmation: “Every action I take today creates my glorious success.”

    Why a Chief Inspiration Officer is smart business

    When told they had to shave $3.8M from their budget, one thing the University of Idaho felt was far too important to lose was their $112,500 part-time Chief Inspiration Officer. As you might imagine, they’re getting a lot of pushback on this. But the Provost says, it is “absolutely worth the money. She’s helping us reshape our culture.”

    By “culture,” they don’t just mean happy people who like working together. They’re talking about a culture of purpose.

    So what’s so important about that? Well, let’s look at just a few ways developing a culture of purpose directly impacts profitability.

    BETTER HIRING A clear culture of purpose informs your hiring. You attract and recognize the right people. They are a good fit and improve your employee retention. Have you taken a look recently at the cost of replacing people????

    INCREASED PRODUCTIVITY People work differently when they’re working for a purpose other than their paycheck. Given a choice: someone who only cares about doing their time and getting the check vs. someone who only cares about keeping their job vs. someone who cares deeply about making your organization excellent. Which would you choose? People who work for organizations with a culture of purpose don’t just work longer and harder, they bring passion to it and care about what they do. You’ll see the difference in your bottom-line.

    EFFECTIVE DECISION MAKING Creating a culture of purpose is actually all about planning. You know how much time and money planning saves. When you’ve planned out a culture of purpose, your decision-making process is clear and universal. Decisions are focused and consistent. You’ll save massive amounts of time by avoiding delays and explorations of choices that have nothing to do with your mission. Extrapolate this to every decision maker in your organization and multiply by what they’re paid. Huge impact.

    QUALITY CLIENTS Think about your own product loyalties. Guaranteed, the companies you care about have a clear purpose. You count on them for excellent products and service. You don’t care about companies that don’t communicate and deliver on their caring about delivering something of value to you, and perhaps even something bigger. Why would you? Clients flock to organizations that stand for something bigger than lining their own pockets. When you stand for something meaningful, clients come to you, stay with you, refer you, talk about you, do a lot of your marketing for you, and pay more for what you offer. Any question this impacts your bottom line?

    GROWTH it ain’t your father’s economy out there. Growth today will not overlook a lack of vision and purpose. There is too much competition out there ready and able to fill any gap you leave open. Growth and the ability to change are the core competencies of success. If you want to grow you need them. And if you don’t want to grow, you’ll be replaced by someone who does.

    You need a Chief Inspiration Officer if:
    • There’s no sense of energy and purpose in your organization
    • Clients aren’t coming to you
    • Clients aren’t loyal
    • Staff won’t go the extra mile
    • You have a lot of turnover
    • Decisions take forever and take you down wrong paths
    Someone in the leadership of your organization needs to hold, clarify and communicate your message. Keep everyone on track. Remind everyone of your purpose, holding your vision. Facilitate agreements on how you make decisions, how you hand-off to one-another, who you work with and who you don’t, what you do and what you don’t do.

    But just having purpose isn’t enough. You need to communicate it. Cultivate it. Coach it. Design it in to each team member’s role and responsibilities.

    This is not “HR’s Job.” Slotting this into HR means overwhelming your HR people and overlooking the place it’s needed most and where culture originates before rolling downhill: senior management.

    You can call the role Chief Inspiration Officer, Chief Culture Officer Chief Purpose Officer. Call it whatever you want. But whatever you call it, get one.

    There’s a reason the brands you know invest millions in developing culture and purpose. That’s how they got where they are. And the companies that don’t? You probably haven’t heard of ‘em.

    Today’s Guest Blogger:
    Sharon Rich is the founder and Chief Growth Engineer at Leadership Incorporated. She works with smart ambitious leaders in smart ambitious organizations of $5-50M who are committed to growing the business. Her clients have a strong sense of purpose, yet aren’t making progress on critical high value initiatives. Sharon gets them clear, unstuck and achieving their objectives with confidence.

    Overnight Success

    Posted on July 11th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    192-July 11

    “If you want more, pay more.”—Stella Adler

    We’ve all heard stories of the “overnight success”—and the one, fabulous break that meant stardom for someone. What I didn’t recognize until recently was that there were usually many “lucky breaks” piled on top of each other, year after year, until the one breakout smash hit “suddenly” happened. In reality, it took them ten or twenty years of hard work to get to that one lucky moment. I thought it was just one lucky moment.

    Here are some examples of what I mean:

    From a very early age, Jon Bon Jovi wanted to be a rock star. He worked as a janitor for two years at his cousin’s radio station to earn a living. On the side, he cut upwards of fifty demo records in pursuit of his dream. Finally, his cousin agreed to play one of his songs, entitled Runaway, on the radio. It became an instant hit locally, and Jon hurriedly put together a band, then an album, and got a recording contract. But after two albums, some band members were still living in their parents’ homes, because they had no money. It wasn’t until their third album, Slippery When Wet, that national fame arrived and fortune followed.

    Sharon Stone worked in films for more than ten years before Basic Instinct made her a super-star. I imagine that she thought any number of the films that she made before that one might be her “lucky break” film. King Solomon’s Mines? No. The Year of the Gun? No.

    Colonel Sanders, of Kentucky Fried Chicken Fame, began his business at age sixty-five, after he received his first Social Security check, looked at the tiny amount of money and decided, “This will never do!” The only thing he could think of to sell was the great recipe he had for fried chicken. Over one thousand restaurants turned down his approach for a partnership. Then one said yes. Then another and another. Overnight success.

    Do you have a goal, a dream, a vision of the work you want to do in the world? Do you love it enough to devote this kind of energy, hope, enthusiasm, persistence, and dedication to it? If not—why not? There isn’t anything else to do. And tomorrow could be the day. Your lucky break is waiting behind the next daybreak. Or the one after that.

    Today’s Affirmation: “Today is my lucky day!”

    I was on vacation for a week and it was terrific! Every year in July, my friends in my home poker game and I go to Las Vegas, play poker, have fancy dinners, and all around good fun. My sisters, Jane and Carole, and their group of 10 friends have a Vegas vacation in July, too, and they often go the same weekend we do. And then, at the Rio Hotel, the World Series of Poker was having the Ladies Event, so all my women poker friends gather from all over the world to play in that. It’s just a ball hanging out with all my buddies in one place for an entire week!

    Carole, Jane, and me at Caesar’s Palace

    I didn’t place in the poker tournaments I played in, but I won lots of slots jackpots and had a ball.

    One year, my buddy Rita Baumer from my home game made it all the way through day one of the Ladies event of the World Series of Poker, and we were all excited for her. Throughout the second day, we got reports from her husband, Chuck, of how she was doing: “She’s still in but short-stacked”, “she just doubled-up”, “she’s holding her own”, etc.

    We got the call at dinner that they were down to 27 players out of 1055 and Rita was still in! We had to get down to the Rio Hotel and watch, but the taxi line was miles long, so Dianna suggested we get a limo – smart girl! We all piled in and raced to the Rio, joining Chuck “on the rail” to watch. We cheered for Rita for 2 1/2 hours and she finished 18th. A young man standing near us watching the play said he had never seen a more enthusiastic group of “railbirds”. Yeah!

    Vacations are wonderful. I’m thinking about my next one already – it’s great to have a plan to look forward to – an “I can hardly wait!” destination. Where are you going next?

    Elevator Opportunities

    Posted on July 10th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    191-July 10

    “I have missed more than nine thousand shots in my career. I have lost almost three hundred games. On twenty-six occasions I have been entrusted to take the game winning shot—and I missed. And I have failed over and over and over again in my life. And that is precisely why I succeed.”—Michael Jordan

    The room was bubbling with ideas. We were talking about luck—that magical happenstance that has been described as preparation meeting opportunity. I had asked the group what would you do if you walked into an elevator and the only other person in it was Bill Gates? Or the Pope? Or Stephen Spielberg? You’d have thirty seconds in which to make an impression. What would you say?

    Linda Sivertsen, a professional dog-walker, woke up one morning with a vision of a book of celebrity interviews about experiencing success in every area of life. She followed her dream and wrote her book, Lives Charmed: Intimate Conversations with Extraordinary People. But the path to the book’s success involves an important elevator story: “I was about half way through my manuscript and had run out of contacts. I had already interviewed all of my clients and was in need of further subjects. Several publishers had shown interest in my book and were anxiously awaiting several additional ‘big names.’ I was feeling pressured to deliver.

    “I was staying attending a golf tournament and was introduced to Charles Barkley. He agreed to be interviewed for my book. I was excited and knew in the back of my mind that his best friend, Michael Jordan, would also make a great interview. But I was reluctant to ask him for an introduction.

    “One afternoon, I was in the elevator and Michael Jordan got in. He said hello. Feeling timid about asking him to be in my book, I knew I would forever regret it if I didn’t at least give it a try. ‘Hey, you wouldn’t want to be in a book I’m writing, would you?’ I knew as soon as I said it that this was a sure way to lose a deal, but my fear of interrupting in Michael’s day was greater than my need to get the interview. He smiled and said, ‘Uh, I think I’m going to have to pass.’ Trying to make light of the situation, I laughed, ‘Barkley’s doing it,’ to which he replied, ‘I can see why.’ With a smile, Michael left the elevator and was out of sight. Ouch.”

    Linda’s book turned out beautifully, with Woody Harrelson, Leeza Gibbons, Arnold Palmer, Robert Townsend, and other celebrities who share their secrets of creating a charmed life. But Michael Jordan isn’t in it, because she wasn’t prepared for the elevator opportunity. You can bet she is now. She’s working on book two.

    And on elevator speeches. When your opportunity gets in the elevator with you, don’t you want to be prepared for it? Write down what you’d say to get the interview, get the appointment, get the job, get the date. And start practicing. Get your ships together then people will start remarking how “lucky” you are.

    Today’s Affirmation: “I am now highly pleasing to myself and to everyone I know.”

    Pricing is a conundrum for most small business owners. What’s the “right” price? How do you know what your target market is willing to pay for your services? How do you price yourself competitively, yet still make enough income to pay for the lifestyle you want, plus save money for the future?

    During the “Great Recession” I saw lots of people price their products and services so low that they couldn’t possibly be making a good living. Some people gave so much away for free that their customers became trained NOT TO PAY for anything!

    The media keeps us in fear of financial insecurity, with the gyrations of the stock market and the economic problems in the Eurozone. But during the last couple of years, I’ve seen gasoline prices double, hotel, airfare, and fees increased and additional services that used to be free, now carry additional fees – like airline baggage fees and hotel resort fees.

    I’ve been sensitive to the needs of the “financially stressed” – people who lost their jobs, their homes, their clients. In my desire to help, I kept my prices static since 2007, and given discounts, too.

    But in advising my clients about their pricing, I have to acknowledge that the time has come for me, too, to raise my fees. I called my workshops “Financial Stress Reduction®” because I teach people how to build a strong relationship with their money, learn to track it and maximize it, and create a business plan that makes them great money while they serve their clients doing the work they love. They also learn how to enjoy life now, no matter what budget they are on. I’ve had millionaires in my classes, too, whose problem isn’t producing income, but knowing where all the money goes or how to take time off to enjoy it! My work is to reduce any anxiety about money, no matter what your circumstances so you live a rich life – inside and out.

    The program works because I keep the classes small and intimate, and each person gets individual attention from me about their particular issues. I know the transformation that happens for my people comes from this interaction, and my being fully present every class. Then I can hear their personal blocks and coach them past them so they can have the success and wealth they desire. That’s what I’m dedicated to.

    The next 8-week teleclasses begin August 18, 19 and 20. This is the last time you can get the class at the $3,000 price with a $500 discount. Next year, with the publication of my new book, I anticipate a lot more demand, so the price will be $3,500. If you’re already a graduate of my program, we can arrange individual coaching strategy sessions, or you can attend the 8-week program again any time for 1/2 price. Call me – I’d love to catch up with you!

    Here’s to your fabulous success! May oceans full of big treasure ships arrive safely at your docks now and forever.

    Love and blessings,





    Posted on July 9th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    190-July 9

    “There’s a four-letter word you must use when you get rejected…NEXT!”—Jack Canfield

    I remember that Jack Nicholson, upon accepting his Academy Award for Best Actor in One Flew Over the Cuckoo’s Nest, said something like, “I dedicate this to my agent—who told me ten years ago I had no business being a serious actor.”

    All successful people have stories like this to tell. Albert Einstein failed math. Winston Churchill failed English. Failure is just another step on the road to success. If you get rejected by someone, they just aren’t “Your People!” Here are some of the rejection experiences of very famous, successful people:

    Alex Haley received 200 rejection notices before Roots became a mega-best-seller.

    Chicken Soup for the Soul was rejected by thirty-three New York publishers. The best-selling franchise has now sold over 50 million books.

    John Grisham’s first novel, A Time to Kill, was turned down by more than thirty agents and fifteen publishers. There are now more than sixty million copies of his books in print.

    The reviewer of Fred Astaire’s first screen test said, “Can’t act. Can’t sing. Can dance a little.”

    Lust for Life by Irving Stone, a novel that later became a motion picture starring Kirk Douglas as Vincent Van Gogh was described by an editor as “A long, dull novel about an artist.”

    Harry Warner, President of Warner Brothers pictures, said in 1927, “Who the hell wants to hear actors talk?”

    Alexander Graham Bell’s banker said to him, “Get that toy out of my office immediately.”

    “Playing the guitar is all very well, John, but you’ll never make a living at it,” said John Lennon’s Aunt Mimi. The Beatles Anthology told how some of his fans made a sign of her quote and sent it to her. She hung it up on display—in the house he bought her with the money he made from playing the guitar.

    These are all nay sayings from the nay sayers. They are to be pitied, not believed.

    Today’s Affirmation: “I am successful, financially, and spiritually, in everything I do!”

    Be Careful What You Don’t Ask for—You Might Not Get It

    Posted on July 8th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    189-July 8

    “It is a kind of spiritual snobbery that makes people think they can be happy without money.”—Albert Camus

    “Oh, I really don’t want to focus on money,” said the woman on the phone. A successful executive who worked in training and development for a major corporation, we had met at a networking meeting. She was very interested in my work since she was also in the business of helping people through training, but balked at the idea of taking a class centered on money. Her main goal was to help people and do meaningful work, she said.

    I often encounter this same idea, stated in different ways, which comes from the root belief that the pursuit of money for its own sake is inappropriate, and maybe even bad (remember “the love of money is the root of all evil”). I’ve heard many, many people say, “I don’t care about the money,” or “The money isn’t important to me.” What they are trying to make clear is that they have a larger objective, a goal of helping others or doing work they love that transcends their need for money.

    Unfortunately, that is not what they say. Words are powerful. When they speak their word that they “don’t care about money” what they are inadvertently doing is telling their creative mind, God, and the universal power of supply not to send money. Their need to state it this way is indicative that they have a fear-based mentality about money—they are afraid that somehow, if they make a lot of money, it will corrupt them, pull them off course, make them a slave to material things, etc. The universal power of supply that is directed by our creative minds is just a “Yes” machine. Tell it you want money—it says “Yes.” Tell it you don’t want money—it says “Yes.” Your choice.

    Why not declare instead

    that “I really want to help and serve people, and making a lot of money will help me do that even better”? Money is neutral—in and of itself it is neither good nor bad. Only the way it’s used can be judged in that way. You have the power to decide to use the money that flows into your possession for good: Donate to charity, expand your work to help more people, beautify your surroundings, give to the arts, invest in worthy businesses doing socially responsible work. Do care about the money! My belief is that all the truly spiritual, wonderful people should have lots and lots of money, because they are the ones who will use it most positively.

    You have to have some money in this world in order to live. Why not have lots of money in order to live well?

    Today’s Affirmation: “I help and serve people and make a lot of money, which I then use to help and serve people!”

    Give and It Will Be Given to You

    Posted on July 7th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    188-July 7

    “Help thy brother’s boat across, and lo! Thine own has reached the shore.”—Hindu Proverb

    I sat hunched in my chair at my computer, going over my Accounts Receivable. Sometimes I will offer clients a billing system based on regular monthly payments. Most of the time it works out well, but other times, people just don’t pay as they had promised.

    On this particular morning, I reviewed two accounts that were more than a year old. Now it was time either to write a strong demand letter with a threat of legal action or to turn the accounts over to a collection agency. But as I sat there neither choice felt good to me. Quite the opposite: I felt depressed, uncomfortable, and irritable. I thought about what action would make me feel good and it came to me clearly: Send these people a nice note wishing them the best and letting them know I was writing off their balance. With that thought, a smile danced across my face and I wrote off $1,195. It was a joyful choice that I felt happy about.

    The next day, my accountant called to tell me that I was due a tax refund. That evening, I went out to play poker. Poker is a fun and relaxing hobby of mine. Believe me, I am not a high stakes player! This particular evening I was having a rather lucky run of cards, what poker players call “being on a rush.” I was up about $100 when I hit an unbelievable “rush.” I got four of a kind, a straight flush, all the great hands. The cards all just lined up the way I wanted them and I won and won and won. I left the poker table with more money than I had ever won before at one sitting: $1,115!

    Sunday morning, as I drove to my Easter family gathering for church and brunch, I wondered why I had been so lucky this particular weekend. Between the tax refund and poker, I had received $2,773 in “Magic Money”—unexpected income. A chill ran down my spine as I suddenly realized it was a complete demonstration of the principle of “Give, and it will be given to you.” By releasing others of their debt to me, I had opened the floodgates of my own prosperity.

    I sang The Hallelujah Chorus that morning with extra feeling!

    Is there a debt you could forgive today?

    Today’s Affirmation: “The more I give, the more I receive, for both are infinite!”




    Posted on July 5th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    186-July 5

    “That’s one thing I’ll say for The Beatles, we always honored our agreements. For years, every time we had a record that went to Number One we still had six months’ work already booked at little ballrooms for fifty quid a night when we could have been earning maybe L5,000. But we always honored them.”—George Harrison

    Cancellations are a misery. You’ve planned a party but then several people call to cancel at the last minute. Some people don’t even call to explain or apologize, they just don’t show up. Prospective clients fail to arrive for an appointment. The sponsor of the event pulls its support at the eleventh hour.

    Violet was a case in point. A business owner, she had enrolled in my workshop because she wanted to grow her business. We had a great conversation about her dreams and goals. She planned to come to the September class and promised to send a deposit.

    The deposit didn’t arrive. I called to remind her of the first class and asked about the check. She said she had just gotten busy, but would bring the check with her on the day of the first class. Neither the check nor she showed up.

    Violet apologized profusely when I called her the next day. There was a contract dispute that had taken all her time and attention. I told her I would send her the tape recording of the session she missed, and she could catch up with the class the next week. She thanked me and said she would send a check in the meantime.

    Of course, the check didn’t arrive. Neither did Violet at class number two. I made sure to go back over the reasons she wanted to take the course when I talked with her the next day. Again, she promised to come to the next class and I sent another tape.

    It didn’t surprise me when she missed class three. In the end, I didn’t get the money, just a note canceling her participation until her busy season was over next June.

    Cancellations happen because people have difficulty saying “No.” They don’t want to offend you, they don’t want to end the relationship, they don’t want you to argue with them. So they say, “Fine, wonderful, I’ll be there, I promise, you can count on me,” all the while holding on to a reservation in their mind that they might not keep this agreement.

    There are people in this world whose word is golden. They tell the truth. They make no excuses. Whatever they say they will, they do. If they don’t want to do something, they will tell you “No.” Collect these people. And be one of them. Keep all your agreements. Because what goes around comes around, and if you don’t want people to cancel on you, don’t cancel on others. Show up.

    And if you keep trying to get money out of a tuna—guess who’s a tuna, too?

    Today’s Affirmation: “I keep all my agreements and others keep theirs with me.”

    The Preacher and the Bad Check

    Posted on July 4th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    185-July 4

    “It is the foolish sheep that makes the wolf his confessor.”—German Proverb

    In a 1999 article, The Los Angeles Times reported that the district attorney’s office decided there was insufficient evidence to charge a preacher when he deposited a bad check for $87,000 and then withdrew funds against it. Apparently, a man had offered the church a $10,000 donation if the pastor would cash the check for him, explaining that he did not possess proper identification. Somehow, the bank cleared the check and the pastor took out about $50,000 in a series of increments and gave it to the man. A few days later, when the bank informed the preacher that the check was bad, the man was nowhere to be found.

    When I owned my bookkeeping service, I once received a letter from someplace in Africa, proposing that they use my bank account in America to wire funds, for which I would receive a 10 percent commission. Since they wanted to transfer $10 million, I would make $1 million! Boy, did that fantasy look good! But that was all it was—a fantasy. Upon investigation, I found out that other people had acted on this offer, provided the Africans with all their bank information, and then found their accounts totally emptied overnight. When one of my clients later told me he was flying to Africa for a business deal, a chill went down my spine. I asked him details, and as he told his story, I saw that it was suspiciously similar. I told him of my research and showed him my letter. He blanched—it was the same people! He immediately canceled his plans, and thanked God for his narrow escape.

    There are sharks in the water. Sometimes they’re wearing dolphin clothing. Check their teeth.

    Today’s Affirmation: “I help all around me to achieve their heart’s desire, and so achieve my own.”

    Happy 4th of July everyone! Celebrate, gather with good friends and good food and enjoy the long weekend!