The Wealthy Spirit Insider

    I Am Blessed and I Am Thankful

    Posted on April 12th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    102-April 12

    “Great things are only possible with outrageous requests.”—Thea Alexander

     

    That you are reading this book today is a testament to the vision, resilience, drive and determination of my wonderful agent, Lisa Hagan. Introduced through mutual friends, we took to each other immediately (My People!), signed a contract, and the search for the right publisher began. We emailed each other often along the way. There was interest, there were rejections, there were “yeah, buts.” Once we had a publisher who said yes, we cheered and celebrated…for four days. Then the deal fell through. We were crushed.

    Lisa emailed me the next day:

    “I want to share something very special with you. This week I was feeling a little blue about losing your sale and I went home one night and pulled the covers over my head and stayed there until the next morning. But I awoke in the middle of the night and I prayed and prayed for guidance. I walk to work each day one mile and I use that time to thank God for all my many blessings; sometimes I say affirmations, sometimes I pray for friends, family or someone I may have read about in the paper. That day I used one of your affirmations: ‘Money comes to me from an unexpected source.’ Well, it happened that very day I sold a book that I had thought I would never sell but I just kept trying. When I was saying my prayers of gratitude that night, I said the same affirmation and a royalty check came in from a company that hadn’t been up to date in years. I thought, wow, well, I can’t very well say the same affirmation again, can I? So I just thanked God for all that He has given me, all the blessings and love that is in my life…Well, today in the mail three more checks came for clients that the publishing house was two years behind in paying. Three days in a row! Once again I am blessed and thankful.”

    Change your attitude—change your experience. Turn it over to God. Works every time.

    I was delighted with this story and yet couldn’t help but notice that after two big successes with the affirmation, she thought “Wow, well, I can’t very well say the same affirmation again, can I?” Isn’t that just how we human beings work? We ask God for help, He gives it, then we get scared that we actually got what we asked for. Our prayers are powerful. But abundance makes us nervous.

    I immediately flashed her back, saying “Why not? It’s working! Always keep doing what’s working. You just got a little scared of your power. You are powerful—and it’s great. Keep it up!”

    Lisa Lessons:

    1.     When life gets gray, pray for guidance.

    2.     When life gets great, pray your thanks.

    3.     An attitude of gratitude creates abundance.

    Today’s Affirmation: “Money is rushing to me from expected and unexpected places!”

    I’ve been reading all the research from the book “Women Don’t Ask”  by Linda Babcock and Sara Laschever and it’s really mind-blowing.

    In this book, Linda Babcock told a story about how, even though she made more money than her husband, she let him handle the finances when they went out, pay for dinners, etc. One day, her 3-year-old daughter and she went to a drugstore, and her daughter saw a stuffed toy she wanted and asked, “Do you have enough money to buy that for me, Mommy? Do girls have money, or is it just boys that have money?” Linda of course was horrified. Their family habits had communicated to their daughter that men had money but women didn’t.

    It’s all so insidious, and it permeates our daily experience.

    Even today, men control most of the economic and political environments in which women live and work. Only 10.9% of the members of the boards of directors of Fortune 1000 companies are women. Although women own about 40% of all businesses in the US, they only receive 2.3% of the available equity capital needed for growth. Joanna Rees Gallanter, a venture capitalist herself, observed, “Women are often not comfortable talking about what they’re worth. They’ll go in to pitch a project and naturally put a lower value on it than men do.”

    As recently as 2001, 98% of child-care workers, 82% of elementary school teachers, 91% of nurses, 99% of secretaries, and 70% of social workers in the US were women. 87% of corporate officers of the 500 largest companies, 90% of all engineers, 98% of all construction workers, and 70% of all financial managers were men.

    A 1999 study showed that the percentage of women used as experts in business and economic newscasts on the 3 major TV networks averaged 18%; only 31% of all business and economic news stories were filed by female correspondents, 11% of authors of business and economic news stories were women. Business Weekfinancial articles about influential individuals focused on me 92% of the time.

    Even a child who is not interested in pursuing a profession in the financial world cannot avoid the none-too-subtle message that money is a man’s business.

    But I have a solution! I’ve been helping women ask for more money, more sales, more perks and bonuses, for over 20 years through my Financial Stress Reduction® workshops and teleclasses.

    If you’re interested in more of this information and some strategies on how women can create more financial power for themselves and for others, register here to receive a free recording of a teleclass I gave on this subject:

    www.chellie.com/complimentary-teleclass-041211.html

    In this free recording, I share with you the Top Three Secrets you need to know so you can be of SERVICE, operate with HEART, and get the MONEY to be happy, joyful, and rich. You deserve it!

    Limited Thinking

    Posted on April 11th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    101-April 11

    “As you go through life, brother, whatever be your goal; keep your eye upon the doughnut and not on the hole.”—Sign at Pig ’N Whistle Coffee Shop

     

    Most people never even begin to achieve their goals. They defeat themselves before they start by listening to that inner voice that tells them they can’t do it. You have to learn to turn up the volume on the small inner voice that tells you that you’re worthy, you’re talented, and you can do anything you put your mind to.

    When I was struggling to get work as an actress, the endless auditions, rejections, and the talent and sheer numbers of the competition sometimes overwhelmed me. One day when I was complaining to a friend about how hard it all was, he said, “Take out a piece of paper and write down all the reasons why you can’t succeed as an actress.” I agreed to do this and vented all my frustrations by making a very long list. Then he told me to write another list—all the reasons why I should succeed as an actress. I had a much more difficult time with this and didn’t come up with many entries. He pointed to the positive list and said, “Until this list is longer than your negative list, you aren’t going to succeed as an actress.”

    Like a sudden drenching in ice water, insulting, shocking, humiliating—it was a cold, bare statement of fact. I saw immediately that he was right, jolted into an awareness that my own negative convictions were keeping me from success. I vowed in that moment to start changing my focus and beliefs.

    What are your inner voices telling you? Make your own list of positives and negatives. Focusing on what’s wrong, what’s missing, or what’s not working will only produce more of that in your life. As I concentrated on my positive qualities instead of my limitations, I became more and more successful.

    Madonna, in her movie Truth or Dare had a scene where she was talking with two young people.  She told them that, “Sometimes I wonder who the hell do you think you are?…But I can’t let myself think like that or I’m gone.”

    You can’t either.

    Today’s Affirmation: “I have all the reasons I need to be a terrific success at everything I do!”

     

    Did you know that studies show that people are twice as fearful of losing money as they are hopeful of gaining money?

    That means most people hang on to money out of fear when they should be investing money in things that will pay off. Holding on to money doesn’t produce any more money, does it?

    Years ago, I heard a woman speak who owned a $3 million per year manufacturing business. I never forgot what she said, “In order to expand a business successfully, you have to become more and more comfortable with bigger and bigger negative numbers.”

    Oh, that was scary when I heard it! I didn’t want to be in debt!

    But as she spoke, I began to understand. Bill Gates didn’t build Microsoft on his personal savings. Nor did Stephen Spielberg, Steve Jobs, or any other successful person who built a big company. They used OPM – Other People’s Money. That means borrowing from banks, investors, family, friends, credit cards. For all the bad press the banks and credit cards have gotten in this economy, they still have made it possible for the small business owner to get access to capital to realize their dream.

    If you want to start or build a business, you are going to need money to invest in it. One of the best investments you can make is in yourself! Yes, you could lose money – your first idea might not work. Walt Disney filed bankruptcy several times before he became wildly successful with Disneyland. (He loved his movies, but they were hit and miss financially.) There is always recovery after a downfall – human beings are amazingly resilient.

    But there is no success without risk.

    Want to hear more? Register for the recording of my free teleclass:

    “Women Don’t Ask: Why Women Earn Less Than Men and How to Break Through to Big Money Now!”

    www.chellie.com/complimentary-teleclass-041211.html

    I’m going to share with you the Top Three Secrets you need to know so you can be of SERVICE, operate with HEART, and get the MONEY to be happy, joyful, and rich. Enjoy the good life – you deserve it!

    Free Drawing! Win Prizes!

    Posted on April 10th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    100-April 10

    “I am the greatest. I said that even before I knew I was.”—Muhammad Ali

     

    When there is a door prize or a drawing for a free gift, do you usually win it?

    Did one of the voices in your head just say, “Oh, I never win anything”? If so, that’s the reason you’re not winning. You have to expect to win.

    I used to watch other people collecting their door prizes while I sat on the sidelines and never won any. Some people won multiple prizes, and I would hear the murmurs in the room as people turned to each other and said, “She’s so lucky! She always wins something!”

    As I worked on my affirmations, I noticed that when it came to winning door prizes, I wasn’t doing a very good job of being positive. In fact, I was one of the people with a voice in my head that said, “I never win these things!” Well, seeing the problem is the first step in solving the problem, so I started doing new affirmations: “I am a winner,” “I win often and I win big,” “I win door prizes all the time,” etc.

    It wasn’t long before I won a big basket of food, candy, and coffees at a luncheon. Pam, a good friend of mine who was also at the luncheon, shared her experience of this win with me. When the drawing was announced and the woman was reaching in the basket to pull out the winning ticket, she sighed, sat back in her chair and thought, “I don’t win these things.” But just as she had that thought, she happened to catch sight of me across the room. Pam said I was sitting up straighter in my chair, had a bright smile on my face, and looked like I expected to hear my name called. In a flash of understanding, she saw that the difference in our attitudes was creating the difference in our realities. She wasn’t surprised when I won. She couldn’t wait to tell me this story and find out what affirmations I was using. She started doing them herself, and a month later, won the door prize at the next luncheon!

    Now when I hear the whispers, “She always wins!” they’re talking about Pam and me.

    And you?

    Today’s Affirmation: “I always win something, everywhere I go!”

     

     

    I GET BY WITH A LITTLE HELP FROM MY FRIENDS

     

    Long, long ago, at a networking meeting far, far, away….

    Well, it really wasn’t far away – it was in Santa Monica – but it does feel like ages ago. I went to a networking group founded by Christine Kloser called NEW Entrepreneurs (NEW stood for Nurturing Entrepreneurial Women or something like that). It was a great group of businesswomen with a spiritual bent that I related to very well.

    I met a woman there named Sylvia Silk, who I quickly discovered lived just up the street from me, and we started walking once a week in the park. Sylvia is married to a psychiatrist, and teaches the Reconnection technique, got her Masters in Spiritual Psychology, and is just a lovely, deep, spirit. I treasure our walks very much, and always run things by her when I am confused, or searching, or mad (angry and/or crazy) about something…Sylvia knows just how to cut to the chase, to refocus my attention on what really matters, or to ask just the right searching question.

    On one walk, I was very nostalgic. The end of “Lost”, “24″, Simon on “American Idol”, and turning 62 (yikes!). Endings were on my mind, and the love and connections between people. I relished the love shared between the characters on these shows, and felt a little bereft as they rode into the sunset. I don’t get to share their adventures, struggles, and passions any more. Yeah, it was all imaginary and vicarious, but it feels like a real loss just the same. Hmm.

    A little melancholy, on my walk with Sylvia, I started down the path of looking at all the losses in my life, all the relationships that didn’t last, the hopes and dreams that didn’t come true, the plans that didn’t come to fruition. That I didn’t have a successful marriage, that my book wasn’t a NY Times bestseller, that I hadn’t been on Oprah, blah blah blah. I was really wallowing in it.

    “Chellie, all that is just the Ego talking,” Sylvia said. None-too-gently, I might add.

    Instantly, I stopped walking. Looked at her and stopped talking, too. OMG.

    Feeding the ego isn’t what this life is all about. The success of a venture isn’t the point – it’s the ad-venture. It’s the exploration through which we discover our values, vision, and voice. It’s the crucible through which we distill our spirits. It’s learning, it’s school, it’s soul development. Throughout your journey, you win some, you lose some. Poker players are fond of saying, “The next best thing to playing poker and winning is playing poker and losing.” The important thing is to be in action, to be in the game, playing full-out. To learn, grow, love God, love life, and love each other. Oh, yessss….

    I knew that. At least, upon occasion, I have known that. But thank God we have Way-Showers, friends on this journey of life, to guide us back to the true path when we stray and get lost in the weeds and the bogs of the side roads.

    Everyone I meet is my teacher. I learn from all of you.

    Have you had a similar experience with a friend enlightening you in an instant? I’d love for you to share it here with me! Thanks for sharing!

    Lent

    Posted on April 9th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    99-April 9

    “Going to church does not make you a Christian any more than going to the garage makes you a car.”—Lawrence J. Peter

     

    In the Christian religion, Lent is the approximately six-week period of fasting and penitence before Easter. In my youth, I remember my Catholic friends always “giving something up for Lent,” but the concept of fasting never took root at my house. I wasn’t very good at giving up things I liked, such as pecan pie, ice cream, parties, or movies. The idea of sacrifice completely eluded me.

    As I grew older, I better understood the idea, yet still I resisted. If I give up chocolate for Lent, how does that benefit or glorify God? I didn’t have the right attitude. Giving up chocolate just made me cranky.

    I hit on a plan in the early nineties. I decided that instead of giving up some pleasure in my life for Lent, I would give up a bad habit. I was willing to sacrifice a personal failing, a character defect or flaw each year for at least six weeks. This may not be the spirit of what is meant by Lent, but it seemed to me that God would smile on this plan and perhaps appreciate my self-improvement program better than my doing without dessert. I hoped I would end up a better person instead of a thinner one.

    So the first year, I gave up struggle. The next year, I gave up alcohol. The year after that, I gave up inappropriate men. In the following years I gave up criticism, vanity, complaining, envy, tiredness, stage fright, high heels, smoking. I tried to leave these burdens behind me forever, but shamefaced, I must confess I have returned to pick some of them up again. I am, after all, not St. Chellie. I am a work in progress.

    Perhaps Lent is not relevant to you—then pick another period of the year in which to do the same thing. Yom Kippur, the New Year, Summer Solstice, your birthday—any day you select can mark the beginning of a six-week period of forging a better self from the ashes of your bad habits. Don’t sacrifice the good things; they will all be laid on the altar of mortality eventually.

    Sacrifice the little evils, the petty thievery, the unkind comments, panic attacks, despair. Give up jealousy, hatred, racism, profanity, hitting. Live without gossip, off-color remarks, jokes told at another’s expense, fear-based decisions. These are the sacrifices that honor God and your fellow man.

    Today’s Affirmation: “I grow wealthier in spirit every day.”

     

    If there’s one thing I’ve learned traveling along this life’s highways and byways, is that in all things it is best to completely be yourself.  Take a stand for yourself, choose your likes and dislikes, and stand proudly in them.  When you are clearly you, other people will see it and know you for who you are.  This simplifies life immeasurably.  Your People will be drawn to you more quickly, and Not Your People run away far and fast.  This is a good thing.  You don’t want your life cluttered up with a bunch of people who don’t really like you.  It’s too much of a time and energy drain.

    I was thinking about this as I drove to the Jonathan Club in downtown Los Angeles, to speak to the Los Angeles Chapter of NAWBO (National Association of Women Business Owners).  I was dressed in my usual “Give-a-speech-costume”—blouse, blazer, pants and gold tennis shoes.  Mind you, I wear gold tennis shoes all the time.  They’re part of my brand, now.  I’ve been recognized in book stores because of my shoes!  I have casual gold tennies that have a quilted pattern and gold beads for everyday wear, but for speeches, I wear my dressy gold tennis shoes that have rhinestones all over them.  I even have gold beaded tennis shoes for black-tie events.  I had thought briefly of wearing “real shoes” to this event, since this was a rather corporate environment, but then I decided just to stick with my usual style.

    Wouldn’t you know, my momentary hesitation manifested itself in a challenge issued to me by one of the Jonathan Club employees in the lobby.  “Excuse me, miss,” he said frowning disapprovingly at my feet, “but we don’t allow tennis shoes in our club.”

    Oops!  Caught already.  I grinned up at him and said, “I’m terribly sorry, but I am the speaker this evening and this is my costume!”

    He wasn’t buying it.  “Don’t you have any other shoes?” he inquired.

    “No,” I shrugged, “not with me.”  Oh, dear, I thought, am I going to be thrown out?  Barred from the club?  My eyes widened and I said, “You know, I’m sure your dress code means tennis shoes as in gym shoes.  These are clearly not dirty old gym shoes—they are gold mesh, dressy shoes with diamonds on them!”

    He paused for a long moment as he thought this over.  It must have made sense to him, because he said, “Okay…but hurry!”  He wanted me out of his jurisdiction as soon as possible, and I was happy to oblige him as I scurried upstairs to the meeting room.

    The meeting was fabulous with lots of great people—no one else in tennis shoes, I noted.  (They must have been tipped off to the dress code.)  They were all wearing those high-heeled pointy-toed instruments of torture the fashion industry insists on foisting on us—and we pay big bucks for them, too.  This is different from ancient Chinese foot-binding—how?  I gave up all my high-heels for Lent one year, and never took them back.  Now I’m always comfortable.  It made a big difference in my budget, too.

    The reactions to my gold shoes are always very interesting.  Lots of people smile and comment how they just love my shoes, how comfortable they look, etc.  I know these are My People.  And of course, some people don’t like them—one woman told me after the talk that I should dress more professionally if I was going to talk about a serious subject like money.  I just smiled, because that’s one of the problems I’m trying to solve—that people are too serious about money.  Besides, I knew what she did for a living—she sold suits!

    So don’t judge me until you walk a mile in my gold tennis shoes.

    Appreciate Beautiful Things

    Posted on April 8th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    98-April 8

    “Think of all the beauty still left around you and be happy.”—Anne Frank

     

    Feeling financially stress-free is a state of mind. We create this state through our thoughts, beliefs, attitudes, and feelings. If we are unconscious of this fact, our minds run by habit. Most of what we think every day is the same old news, endlessly repeated by the same old voices. We may want things around us to change, to improve our circumstances, to get more wealth, health, love, and happiness. But if we want our lives to change on the outside, we have to change on the inside. We must deliberately choose our thinking and decide before the fact that our bank account is, indeed, full.

    The way to do this is to start appreciating the abundance that is all around you in the world, whether it is currently in your possession or not. Abundance is a flow of energy in constant motion around us. Admire the wonderful riches that exist everywhere and celebrate the fact that it is possible to create such glorious treasures. Each person who holds wealth is only its steward for a time. Understand this metaphysical truth: You cannot have what you envy another having. The energy of envy repels the object of its desire.

    (continued on page 98 of The Wealthy Spirit)

    Today’s Affirmation: “I revel in all the wealth and joy that life has to offer!”

     

    “Oh, I need your products!” said my friend, Sarah, to the woman at the networking meeting who was a skin-care representative. “Please call me tomorrow morning so I can talk with you about what I need to buy.”

    Then she saw a woman who did graphic design. “Oh, I need graphic design for my new flyers and my web site, too!” she exclaimed. “Please call me tomorrow morning so you can help me decide what I need to buy.”

    Neither woman called the next morning. In fact, they never called.

    What’s up with that?? Aren’t they networking to get more clients for their business? And here was a client with money who wanted to buy – why wouldn’t they call her?

    Sarah’s experience wasn’t the only one. Throughout my networking career since 1986, I heard stories like these over and over again. Most small business owners continue to network and not get the results they want, and make a lot less money than they deserve.

    Especially women.

    Women still only make 77 cents to a man’s dollar, largely because women still feel badly about “asking for money”. But in the marketplace, we must ask to be paid for our services!

    How can we re-train ourselves to ask for what we deserve in a cheerful, feminine, yet strong manner? How can we avoid being seen as “grasping” or “demanding” or “salesy” or “bitchy”—not just by others, but by ourselves?

    I’ve done a lot of research on this question, and I’ve got answers. Listen to the recording of this complimentary teleclass:

     “Women Don’t Ask: Why Women Earn Less Than Men and How to Break Through to Big Money Now!” www.chellie.com/complimentary-teleclass-041211.html

    I’m going to share with you the Top Three Secrets you need to know so you can be of SERVICE, operate with HEART, and get the MONEY to be happy, joyful, and rich.

    I’m living proof that you can create a successful business with a six-figure income helping the world with your wonderful products and services AND enjoy a balanced life full of joy with time off to travel and be with loved ones at the same time. I’m the author of two bestselling books “The Wealthy Spirit” and “Zero to Zillionaire” and featured as one of Marci Shimoff’s “Happy 100” in “Happy for No Reason”. I am quoted or have stories in more than 50 popular books. For more than 20 years, my Financial Stress Reduction® Workshops have been helping thousands of professionals, established business owners, and beginning entrepreneurs with proven strategies that work to create a rich life and business they love.

    If I can do it, you can do it, too! I’m delighted to share some of the secrets of just how to do it with you. Register to receive the recording now!
    www.chellie.com/complimentary-teleclass-041211.html
    *Affiliate Opportunity:
    You don’t have to sign up for anything, just forward this message to your favorite people, post it on Facebook or any blog or social media site, and tell them to tell me you sent them (I always ask). I will be delighted to send you a 20% bonus for everyone who signs up for any of my programs as a result of your referral

    With best wishes for your great success!

    Chellie

     

    Winning Through Service

    Posted on April 7th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    97-April 7

    “There is a wonderful mythical law of nature that the three things we crave most in life—happiness, freedom and peace of mind—are always attained by giving them to someone else.”—Peyton Conway March

     

    When I was a teenager, I belonged to a Masonic organization called Rainbow Girls. We had monthly meetings, wore formals, learned rituals and deportment, but the main raison d’etre was to be of service to the community. It was a team of dolphins. We held “dime-a-dip” dinners to raise money to donate to the homeless, car washes that raised money for crippled children, quilting bees to provide presents to the patients in the nursing home. We served as teacher’s aides for special education classes in the summer and took baskets of food and toys to poor families at Christmas. And all the while we had fun, joy, and laughter while working to help others. The rewards we received far exceeded the gifts we gave.

    Once a year, we joined a convocation of Rainbow Girls from across the state of California for “Grand Assembly.” The culmination of the conference was the announcement of the new Grand Officers for the coming year, awarded to the Assemblies who had contributed the most to their communities, ending finally with the top office, Grand Worthy Advisor.

    We knew we had worked hard and contributed much, yet we had not had a Grand Officer for several years. We were excited—we were due. Yet officer after officer was announced and we were passed by. We despaired. Finally, the last five top officers were being named. Dared we hope? But one by one they were announced and we were not chosen. No, not us, no, no again. Only one office remained. “Grand Worthy Advisor.” We held our collective breath. Could it be us? Then we heard the magic words: we were chosen. We screamed, we cried, we jumped up on each other, pulled our hair and screamed some more. The top award was ours! We had done it! I still have the picture that was taken of us that day—it is all hands and arms, running mascara and shrieking open mouths of surprise and radiant joy.

    Do you have a memory of such a win? If yes, it is one of the greatest treasures you possess. Take it out often and admire it as the priceless jewel it is. Revel in it again. If you do not own such a treasure, go create one, remembering that the first step in its creation is service to others.

    Win through working, giving, loving, serving. Team wins are the most fun, because they are shared. Create a team of dolphins to win with. Introduce your children to a team of dolphins.

    After all your money is made and all your toys enjoyed, the heart of life is in friendship and service.

    Today’s Affirmation: “I give generously to myself and to others and reap rich rewards!”

     

    Secret Code Alert:

    I promised to share some of the secret codes I put in this book. I used insider phrases or terms that people in various clubs or groups I belonged to would recognize, and our kindred bond would be reinforced.

    Rainbow Girls is a wonderful organization, and I learned so much from this experience. When all of our hard work, service to the community, and giving to others was acknowledged by our being rewarded with one of our members, Pat Chinn, being named to the top Grand Office in the state of California. We were over the moon. Somewhere I still have a photo that was taken that day when the announcement was made – 30 screaming girls, grabbing each other, arms akimbo, mouths open, tears streaming. I think that was the most emotional high I have ever had in my life! Group wins are the best wins because they are shared.

    Because the Grand Worthy Advisor was from our Assembly, we had the pleasure and responsibility of putting on her Grand Reception, inviting people from everywhere to visit and celebrate. I happened to be the Worthy Advisor of our Assembly at that time, so it was a big responsibility to take on during my senior year of high school. But though it was challenging, it was also great fun and very meaningful. I treasure these memories.

    In Rainbow, we had secret signs and we had a secret word. I cannot divulge these secrets, of course. But I can let you know the secret word is used in the above article, and Rainbow Girls everywhere will recognize it.

    On Being Happy

    Posted on April 5th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    95-April 5

    “Very little is needed to make a happy life; it is all within yourself, in your way of thinking.”—Marcus Aurelius

     

    As human beings are creatures of endless desire and hunger for betterment, it is our nature to always want to improve ourselves and our circumstances. This can be a positive force, motivating us onward to greater glorious goods for ourselves and for others. However, one can become lost in the constant search and craving for the next best thing, so trapped in future imaginings that we discount and ignore the accomplishments of the past evidenced in our present.

    The art of happiness is an act of balance. We need to appreciate the process while we work within its creative ooze, the end result as yet unformed, like elements banging against each other in search of becoming sentient. As children playing with mud pies, the fun is in the making: baking in the golden sun, fingers sticky with mud-paint, grass-stained knees, brow wrinkled with concentration, searching for the perfect fine-grained dark earth to fashion into visionary pie. Day’s end will come soon enough, no need to hurry to completion, for then the fun is over. Rejoice in the dreaming, glory in the doing, and let the dirt clods fall where they may.

    Now, today, with your own mud-luscious imagined inventions, play with the ooze and be happy.

    Today’s Affirmation: “I am a rich child playing happily in Life’s rich playground.”

     

    I saved an article written back in 2006 by Janet Cromley in the LA Times, called “A Chuckle a Day”. It has some wonderful statistics about our mind/body connection in response to laughter:

    No joke. A good belly laugh – or even the anticipation of laugher – appears to beneficially affect the body’s hormones.

    Researchers at Loma Linda University and Oakcrest healthy Research Institute in Yucaipa discovered this in a study of 32 healthy men, half of whom were instructed to view a one-hour humorous video of their own selection. The other half simply sat in a room with an assortment of magazines.

    Blood was drawn before, during and after the trial.

    The scientists found that those chosen to watch the humorous video had, on average, 27% more beta-endorphins and 87% more human growth hormone in their blood than the control group – before the video clips even started to roll. The levels of these beneficial hormones remained elevated during and after the experiment.

    The research, presented at a meeting in San Francisco last weekend, builds on previous studies that show exposure to humor has other healthful effects, such as lowering levels of the stress hormones cortisol and epinephrine.

    “The benefits of laugher are similar to exercise,” says lead researcher Lee Berk of Loma Linda University. “Laughter has a positive effect on the cardiovascular system. Blood pressure is lowered overall and resting heart rate decreases. Additionally, the immune system appears to get tuned up.”

    In short, he says, “We should become more serious about laughter.”

    P.S.  I used the word “mud-luscious” which is from a wonderful poem “In Just”  by e.e. cummings that I first performed in a reader’s theater production in high school. I never saw it used anywhere else, but I thought it wonderful and wanted to spread its usage here. Google it and you can read the whole poem online.

    It’s a Wonderful Life!

    Posted on April 4th, 2014 in The Wealthy Spirit by chellie

     

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    94-April 4

    “I’d been busy, busy, so busy, preparing for life, while life floated by me, quiet and swift as a regatta.”—Lorene Cary

     

    We’re only in this life for a short time. And none of us knows just how brief it will be. Sometimes we get so wrapped up in our busy panoply of obligations that we forget to live.

    I was working on the program committee of a women’s business organization with a woman named Joan. Joan, the Program Chair, had her own consulting business and worked hard, long hours. She was very responsible, did every task to perfection—and thus had trouble delegating work to others or setting limits as to what she would do. She always said, “Well, if I don’t do it, it won’t get done or it won’t get done right.” You could always count on her if you needed to get a job done, but I worried about how stressed she seemed. She rarely took time off or a vacation.

    One evening, Joan called me for the phone number of a health professional we both knew. She was in terrible pain, and the doctors were having trouble diagnosing her condition. It wasn’t long before she went into the hospital for tests. I went to see her the day before her operation, and she was scared and nervous, as any of us would be. It was the last time I saw her. When they opened her up, she was full of cancer. She died ten days later.

    All of her friends and the members of the program committee attended her memorial service. We told stories of her love and courage, hugged each other and cried. The next day, the president appointed a new Program Chair.

    That hit me like a thunderbolt. That’s what’s going to happen when I die, I thought. They’re going to appoint a new me the next day. All those obligations, chores, and duties will be carried out by someone else or not done at all. That very day, I started eliminating all the excess clutter from my life: I didn’t have to be all things to all people, respond to every request, fret about every last detail. I wanted bigger, more important moments in my life. I refocused on my dreams and goals and let go of the administrivia. I called the people I loved and made sure I wasn’t “too busy” to see them. Often.

    Busses will run and planes will fly without you when you’re gone. Make sure that you live the life that you want to have lived by the time you’re done.

    Today’s Affirmation: “I enjoy each and every minute of my blissful life!”

    My friend and author of Fearless Living, Rhonda Britten, says, “If you don’t have a ‘no’, your ‘yes’ means nothing.”

    That really resonated with me, as it was often so hard for me to say “no”. Whenever anyone asked for help, I said “yes”. If people wanted me to volunteer for a board, I said “yes.” I was constantly on overwhelm, having signed up for too many things, rushing around to try and get everything done.

    In my senior year of high school, I was the lead in the school play, Worthy Advisor of Rainbow Girls, and Pep Chairman all at the same time. One semester in college, I was in a semi-professional dance company, choreographing and playing a part in the college production, and rehearsed a reader’s theater piece from midnight to 4:00 am because that’s the only time I was available! Oh, yes, and carried 19 units, too. It was all engaging and interesting and a lot of fun, but really. I practically had a nervous breakdown from the stress. Somewhere in my psyche I knew I was nuts.

    When I read, “When I Say No, I Feel Guilty” by Manuel Smith, I started to understand how to unwind from so many duties and responsibilities. I could just smile and say, “Thank you so much for asking me and I’d love to, but unfortunately I have a full slate of commitments right now and can’t take that on. Good luck with your project, and let me know how it goes!”

    One time some friends in a networking group suggested I run for president of the club. I smiled and said, “Thank you so much for asking me and I’d love to, but…”

    One man said, “But Chellie, you’d make a great president!”

    I said, “Thank you very much. I appreciate your confidence in me, but no.”

    “Why not?” he pressed.

    “Because I’ve been president of every club I’ve belonged to since I was twelve,” I replied, with a twinkle in my eye. “Time for somebody else to have a crack at it!”

    Let me be clear – being an officer in an organization is fabulous. You learn so much from the experience, it’s great for your professional visibility, and the camaraderie is fantastic. It’s just that if you always have to be the one in charge, maybe that stops being a good thing after a bit.

    If you’re too rushed, you won’t be happy. You need time to rest, reflect, and enjoy your activities. Make a list of everything you’re doing in order of priority, then chop off the bottom third and resign, quit, abdicate, withdraw from them.

    You might find a golden treasure at the end of that rainbow: free time.

    Restful Sleep

    Posted on April 3rd, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    93-April 3

    “The last refuge of the insomniac is a sense of superiority to the sleeping world.”—Leonard Cohen

     

    Insomnia used to upset me. I would have trouble falling asleep, then wake up in the middle of the night, angry and anxious about not getting enough rest. I just knew I would be tired and crabby in the morning. This negative energy fed on itself, and I had more and more sleepless nights. I was trapped in my negative thoughts about sleeplessness.

    As I began working with positive affirmations, I focused my positive energy on money and business, but forgot to apply the same principles to my sleep habits. Duh! After about the thousandth time, I saw what I was doing to myself and knew I could change my mind and change my sleep. I started doing some positive affirmations about my restful sleep.

    (continued on page 93 of The Wealthy Spirit)

    Today’s Affirmation: “I get all the sleep I need each night, and awake refreshed and energized each morning!”

     

    Throughout my life, I have taken many workshops. I have seen how people can receive incredible amounts of useful information, and go home energized and excited from the experience they had—they are on “workshop high.” It lasts about three days. Then they wake up one morning struggling to apply what they learned, without knowing how to systematically put all the new information into practice in their daily lives. The same thing often happens when people read self-help books. They start out with great intentions and maybe they are able to implement one or two positive changes from hundreds of new suggestions. Then a problem comes up, their old habits intrude, the old negative voice plays its rusty recording once more, and the good feeling evaporates. Grudgingly, helplessly, they fall back into the same patterns of behavior they were trying to avoid.

    To cope with this problem, I designed my workshop to take place over eight weeks, so participants could assimilate the information and put it into practice over time. The goal was to help people create new habits of thinking and behavior, which would produce actual results during the class. Learning should be fun, so I teach by story, participation and example. I wanted to translate this workshop process into the book, without having it degenerate into a “to do” list of instructions, chapter by chapter.

    That is why I wrote this book in a page-a-day format. It was designed to help you succeed through changing your attitudes and beliefs about money and motivating you to take actions that produce abundance through a daily practice. You don’t have to try to take in all the information at once; you don’t have to twist yourself into a complete transformation today. Just take one step every day: One thought, one goal, one action every day of the year and you can change your financial condition, increase your income, live debt-free, have work you love.

    The page-a-day idea didn’t come immediately. I struggled for awhile, looking at all the financial books in the bookstores and wondering how I could make mine different. But I had been reading The Daily Word from Unity Church every day since the 70s, and one day while I was driving (a great place for creative thinking!), it struck me to do my book like that. I could get people interested through the stories, motivate them, and help them to make changes slowly on a daily basis.

    I thought I was a genius with this idea until I had written 100 stories and realized I had 265 more to write! Oy. Every night before I went to sleep, I prayed, “Dear God, please send stories!” And stories came. I’d wake up around 5:00 am and go directly to my computer and start writing them down before breakfast.

    Why do we sleep? Perchance to dream, to connect to our soul, God, the Universe. To access hidden parts of our minds, remember and deepen in awareness.

    And to get stories.

    If you would like to rocket your business to the next level FAST, the next Financial Stress Reduction® teleclass is for you!!

    For more than 20 years, I have been helping small business owners make huge leaps in their income and enjoy fabulous success and prosperity. A new business owner who designed fashion accessories went from $5,000 to $100,000 in one year after taking this course. An auto broker who said December was notoriously bad for car sales had the biggest month of his career in…you guessed it – December! A closet designer went from low six figures to high six figures in 1 1/2 years. If this is the kind of growth you’d like to see in your business, or if you’d like to get the raises, bonuses, and promotions you want in your job, this course is for you. Click here for details of the course http://www.chellie.com/financial-stress-reduction-telecourse-information.html then call Chellie for your discount coupon at 310-476-1622. I’d love to help you achieve the next level of success you want, too!

     

    Health Costs

    Posted on April 2nd, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    92-April 2

    “Every cloud has a silver lining but it is sometimes a little difficult to get to the mint.”—Don Marquis

     

    It seemed, no matter what I did, I got a bad cold every year. Someone would sneeze around me and bingo! A cold. My negative affirmations were loud in this area. And since I also believed that any cold would immediately degenerate into a sinus infection, it would be necessary for me to spend $125 for a doctor’s visit, plus about $75 for antibiotics, cough syrup, etc. So colds were not only miserable for my body, they were miserable for my pocketbook.

    Something had to be done. You can guess, by now, what I did—yes, positive health affirmations! But I could see I needed to back up the positive thinking with some ships, so I took action, too. I investigated preventive health measures, and decided to consistently take vitamins, eat better and exercise more. Each action I took was a physical demonstration of my mental belief in my health.

    (continued on page 92 of The Wealthy Spirit)

    Today’s Affirmation: “Shining, radiant health is flowing now through all parts of my beautiful body!”

     

    The cost of health is a very big topic – especially these days. My 93-year-old dad and I spent some quality lunch time near the end of his life discussing the Obama health care package (along with various wars, elections, and other topics-of-the-day). We were glad some action was taken, and understand “progress not perfection” but we are quite miffed that it’s all still left in the hands of the insurance companies. Why have a middle man skimming profits off the deal when you could have it all go through Medicare, a single payer system that already works?

    The insurance companies would still be around to provide Cadillac services for those who wanted and could afford all the extras. They’d be smaller, though, and they don’t want to give up the whole pie for just a slice. Understandable. But we should fight them on this, and win.

    The problem with insurance companies is that they make the most money from NOT SERVING THEIR CUSTOMER. They make more money when they deny claims, their profits zoom, the shareholders get richer, and the corporate executives make big multi-million dollar paydays. So is it any wonder that they devote a lot of their time and energy to preventing people from using the medical insurance they’ve been paying for? Watch “Sicko”.

    My friend Suzy beamed at me the other day at a networking meeting – she told me she was now 68 and proud of it. And delighted to be on Medicare. I signed up for that last year, too, and got my official Medicare card. That will save me about $6,000 a year. Because one of the down sides of owning your own business is that you are on the individual health insurance market, and they can basically charge you anything they want, raise your premiums any time they want, and dismiss you from insurance rolls entirely if you get sick and forevermore have a “pre-existing condition”.

    This is a sore spot with me.

    The medical industry is all out of whack from a financial perspective to begin with. No one knows what the real cost of any hospital stay is going to be. It’s impossible to price compare or be a smart consumer. When you’re sick, you go to the nearest or best hospital and your only thought is to get well. That’s not a great time for comparing costs.

    But the difference between the amount of money paid to the hospital when you have insurance, and the amount charged to you if you don’t have it is astronomical. So you have to have it, no matter what it costs.

    I’m a healthy girl. Other than a hysterectomy back in 1985, I haven’t needed a thing beyond general medications like antibiotics. I hate having to pay so much money for insurance that I don’t use, but I have to have it “just in case” something should happen. And I consider it a contribution I make to the people who can’t afford healthcare, you know? Then I just relax about the whole thing. Like, God, I’m glad I haven’t been so sick and needed the insurance!

    But I think they should give me a hefty discount because of the hysterectomy. There’s so much more that can’t go wrong now, I’m really saving them money!

    What do you say, girls?