The Wealthy Spirit Insider

    Breakdown to Breakthrough

    Posted on August 14th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    226-August 14

    “Most of my major disappointments have turned out to be blessings in disguise. So whenever anything bad does happen to me, I kind of sit back and feel, well, if I give this enough time, it’ll turn out that this was good, so I shouldn’t worry about it too much.”—William Gaines

    We set our minds, set our goals, and start sending out ships to make all our dreams come true. We are headed for Breakthrough, for the golden shore where the sun is always shining, the money is rolling in and everything is going our way.

    But Breakthrough is often preceded by Breakdown. This is because much of what you’ve been hanging onto—out of fear of change—has to get out of your way in order for you to live your dream. The challenges strengthen us as we overcome them and we have to grow in order to escape the pain. Dr. Jeffrey Mishlove states that it is the law of nature to push itself to the brink in order to create crises and then evolve. Every system in the Universe evolves through crisis. Looks like we human beings do, too.

    Our crises take place on two fronts: Internal battles and external ones. We fight to overcome our shadow side; to become kind, generous, loving human beings. And as we grow, we struggle to survive the storms at sea that threaten our ships and sometimes even our lives. It’s important to remember, when the waves are pounding, your ship is leaking and you can’t see daylight, that the shore is still there where you left it. The storm is just a test designed to strengthen your resolve, test your nerve and your dedication. You will be better off because of it. Without the storm, you cannot appreciate the peace of calm waters.

    Today’s Affirmation: “My wonderful breakthroughs create my fabulous successes!”

    “The money is in the phone!”

    That’s one of my favorite expressions. I’ve used the phone to sell millions of dollars of workshop enrollments over the past 20 years.

    Yeah, I know. You really don’t want to call people. You want all the marketing you do to work and just have people sign up to buy without having to talk with you.

    That will work for free stuff or a few small sales. But for the big-ticket items, they want to talk with you. They need you to coach them through the buying process, because they are twice as afraid of losing their money as they are hopeful that you will give them what they need.

    I cry for the people who don’t understand the difference between marketing and selling.

    Marketing includes:

    Newsletters, Emails, Blogs, Speaking, Networking, Social Media, Blogging, Publishing books and e-books, Radio interviews, Audio recordings, Free teleclasses, Videos

    You’ll definitely get some interest in your work from this – people will love your content and want more. But then, they may just wait for all the free stuff and never buy anything.

    Sound familiar?

    “The money is in the phone!”

    People buy from you when they know you, like you and trust you. How are they going to get that from a generic email that goes to everyone?

    They want to know if you can help them! If you don’t talk with them, you’re going to leave most of your prospective clients unfulfilled and underserved. And you won’t make the money you deserve.

    Because I make my “Gold Calls”, I’ve been successful with my Financial Stress Reduction® workshops for more than 20 years. I close nearly every sale on the phone.

    Yes, they were reading “The Wealthy Spirit”, yes, they had heard me speak or were on the free teleclass, yes, they were Facebook friends, yes, they met me networking, yes, they read my blog, yes, they got my emails…

    …But they BOUGHT my program because of OUR CONVERSATION.

    You see why I think the money is in the phone?


    Time to Enjoy Your Money

    Posted on August 13th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    225-August 13

    “There’s never enough time to do all the nothing you want.”—Bill Watterson

    “Jerry makes plenty of money,” his wife Judith said when I called. “He doesn’t need your class. What he needs is more time to enjoy the money he makes.”

    I had met Jerry when we appeared together on Paul and Sarah Edwards’ radio show. He was happily making large sums of money in his public relations business, but reacted strongly when I mentioned that my workshop was called Financial Stress Reduction. “I’d really love to keep making money but reduce the stress,” he said. “Call me and let’s talk about it.”

    I called as instructed, and that’s when Judith let me know the real problem: Jerry’s work hours (24/7), his time off for fun (zero), his time with family (minimal) and her frustration with this situation (huge). I commiserated with her, then let her know that my class was not just about making money, but about having lots of time off to enjoy it as well. “Sign us up!” she exclaimed, and enrolled the two of them in the next course on the spot.

    At the beginning of the class, they spoke of the goal they had put on their “Intended Results” list—to take a month off to travel in France with another couple. It seemed unreachable then. Jerry’s fear of losing clients was a palpable force keeping him chained to his telephone at all hours. But as they did the work of the course, they came to see that when they practiced positive thinking about money, sent out ships consistently, and counted the money to keep score, they could relax. The system worked and could be relied upon. Customers could understand—and admire—a commitment to family and balance. They could be alerted to the fact of an impending vacation and get their work in early. Reciprocal deals could be made with other professionals to handle emergencies in Jerry’s absence. As Jerry’s fear decreased each week, he began to relax. He started smiling more often—and so did Judith.

    They had a wonderful time in France.

    And where are you going? When?

    Today’s Affirmation: “I have abundant time to enjoy all my abundant riches!”

    I took one weekend off to enjoy my money with a road trip to Pechanga with my poker buddies, Shelley and Debby. The sun was shining, the birds were singing, and we were delighted with our little jaunt out of town. We had a ball, and I played in two poker tournaments and finished 9th out of 238 in one and one of 7 finalists out of 127 who split the prize pool in the second. Made over $1,000 having fun with my hobby!

    When was the last time you took a long weekend off, skipped town, and just played without checking in for emails, voice mails, Social Media notices, etc.etc.? I suggest you schedule one now, and perhaps a nice long vacation, too. They’re fun to plan, fun to look forward to, fun to enjoy, and then fun to remember. And who knows, you might even turn a profit from it, too.

    Planning for fun in the future is fun in the present, too. And then you have all the fun of your “I can hardly wait until…” every day looking forward to it.  We’ve already planned our next trip, too. I am an expert at multiplying fun!

    You can do it, too,  you know. Make a Fun Plan today!




    High Class, Quality Problems

    Posted on August 12th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    224-August 12

    “Being sober doesn’t mean you won’t have problems. But the quality of your problems will improve.”—Overheard at an Alcoholics Anonymous meeting

    Making more money doesn’t mean you won’t have problems, either. Sometimes the people in my workshops with the most money have the most problems. But they are high class, quality problems!

    I’m reminded of an old story about some villagers who were complaining to God about their problems. Every day, they moaned and groaned, until finally, God called them all together for a meeting in the town square. In the center of the square was a huge oak tree. God told everyone to take their collection of troubles and hang them on the tree. After everyone had done so, He said, “Now walk around the tree, look over all the troubles, and take down the ones you’d rather have.” After the villagers examined all the problems hanging on the tree, each one took back his own set of problems and returned home without complaining again.

    We are afraid to risk the unknown, and so we put up with the problems we’ve got. I say upgrade your problems and upgrade your life! And if you find yourself complaining, stop and look at the troubles other people have. Then you might want to thank God for your high class, quality problems.

    Today’s Affirmation: “As I generate my earthly fortune, I am reminded of my heavenly connection, which is the source of my true wealth.” (Contributed by Shelley Ackerman, in New Woman Magazine)

    With a dash of perspective, here are some really fine problems:

    “Oh, darn, I have to get new tires on my Lexus SC430.”
    “My book only made it to number two on the New York Times Bestseller List.”
    “I can’t decide whether to go to the Prom with David or Jerry.”
    “The electric bill was higher this month.”
    “The bakery was out of my favorite cranberry pecan scones.”

    What can you add to this list?


    Posted on August 11th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    223-August 11

    “Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that.”—Martin Luther King, Jr.

    “Everyone sees real estate agents as sharks!” said Arlene. “And most of them are. They’re only out for themselves. I have to work really hard to let people know I’m not like that!”

    To say Arlene was angry was a complete understatement. She seethed and roiled like a mama grizzly bear that just had her cub taken away from her. She was angry at the people she perceived as sharks in her profession, angry at her husband who wasn’t earning money, angry at her sister who wouldn’t loan her money, angry at her life. When at last she turned her anger inward towards herself, she got depressed. Then she’d get mad again at all the people in her life that caused her pain and upset.

    It was a vicious cycle.

    Anger had become her comfortable friend. The angry position has power attached to it: You get to be right—and self-righteous, and you get to be a martyr—suffering but absolutely blameless. It’s never your fault. The difficulty is that you can get stuck there forever. If the problem is always in other people, you are powerless to change your situation. It’s impossible to change other people. But if you accept responsibility for your life, realize you create your reality, you can change everything. Because you cause everything.

    I asked Arlene how long it had been like this. “Years,” she said. I asked her if she wanted it to change. She said, “Yes.” That gave me permission to help. I explained to her that I saw her trapped in her cycle of anger and that there was a way out. I let her know that it would feel uncomfortable at first, because she was used to her anger and kept it with her out of habit. She needed to break free.

    I suggested that she write down everything and everybody she was angry at, in a freeform, let-it-all-out manner. When she had written everything and felt finished, she should go back and rewrite every statement as a positive. For example, if she wrote, “My husband is a burden and never makes any money,” she should reframe it as “My husband is a wonderful support and makes lots of money, too.” This is taking every negative thought—which had operated in her life as a negative affirmation—and making a positive statement out of it. Then four times a day every day she needed to read the positive statements out loud. But most importantly, she needed to stop saying the negative statements. I pointed out that saying positive affirmations for five minutes a day wasn’t going to do a lot of good if she was saying powerful negative affirmations the other twenty-three hours and fifty-five minutes. Tearfully, she agreed to do as I suggested.

    Two weeks later, I called to check up on her. She said she was much better, had sold a house, and was rushing off to sell another one. It works if you work it.

    Today’s Affirmation: “I bless everyone I meet and wish them success and happiness.”

    I read this one little bit of wisdom years ago – “If you want things to change, change yourself. Otherwise, they aren’t going to change.”

    There is an old story about a traveler who journeys to a new city and encounters a wise woman on the path. “What is that city like?” he asks her.

    The wise woman asks, “What was the city like that you just left?”

    “Oh, it was terrible,” he said. “People are angry and fighting and rude. No one is helpful, it’s impossible to do business there.”

    “I’m sorry,” she answered, “The next city is just the same as the one you left.”

    Grumbling, he stomped off.

    Another traveler passed by some time later, and asks the wise woman the same question. She replies the same way, too “What was the city like that you just left?”

    “Oh, it was wonderful!” he said. “People were kind and courteous, everyone was friendly and business was booming!”

    “That’s wonderful,” replied the wise woman. “The next city is just the same as the one you left.”

    And the happy traveler looked ahead to many years of good friendships, love and prosperity.

    Role Models

    Posted on August 9th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    221-August 9

    “We haven’t come that far—and don’t call me baby.”—NOW button, circa 1975

    Someone asked me yesterday who my role models were when was growing up. I don’t remember many role models—rather I remember a lack of them. When I was in high school, it seemed most girls gravitated toward (or were led to) becoming a teacher, nurse, or mother. None of this looked too thrilling to me. Mom took care of what I call the “5 Cs”: cleaning, chauffeuring, cooking, and child care. Children are wonderful and caring for them important, but it just wasn’t the right job description for me.

    But in the field of “actress,” I found women I could relate to and aspire to be like. Strong-willed, determined women, carving out a place at the top of the world, like Bette Davis, Rosalind Russell, Katharine Hepburn. I loved the musical stars: Jeannette MacDonald, Ginger Rogers, and Cyd Charisse. I watched and envied them all on television, dreaming of following in their glamorous footsteps.

    Nowadays, role models for women abound. Women are doctors, attorneys, politicians, psychiatrists, accountants; they run major corporations and own their own businesses. I watched the barriers come crashing down: Muriel Siebert was the first woman to buy a seat on the stock exchange. Madeline Albright was the first woman Secretary of State. Sally Ride was the first woman in space. Sherry Lansing was the first woman to run a movie studio. Whatever career you aspire to, there are many wonderful women who have led the way for you to work at the top of that profession. Seek them out, listen to their stories, follow in their pathways. Role models and mentors abound. Whatever they have done, you can do.

    There remains a lot more to do. Women make up over 50 percent of the population, but women in the top bastions of power are rare. On average, women make less money in the marketplace than men do. Only 1 percent of the Fortune 500 CEO positions are held by women. Women over forty are rarely featured in movies or star in television series. Why do we have to get off the stage at forty when we have another forty years to live? I want some wrinkled role models in my magazines, newspapers, and films. I want women role models who are successful yet not burnt out from working too many hours; loving wives and mothers who are not expected to do all the nurturing alone. I want to see women respected and admired for their intellectual gifts, not just their beautiful bodies—and I want more shapes and sizes recognized as beautiful. I want more women running things.

    There is the problem—can you be part of the solution? I challenge you to make this happen. Be a role model: Give a young girl someone to look up to, assist a female co-worker, hire that “older” candidate because she has more experience, promote feelings of sisterhood among all women whether they work in an office or in their home, and, most important of all, realize your dreams and achieve success!

    Today’s Affirmation: “I empower every person I meet today to rise to their full potential!”

    Read this from a very interesting thread on Facebook:

    “I like to watch the bios on “Wealth and Power” on Biography Channel. Seems to be trend of the “successful” people having a terrible home life. Kids hated them and had a string of failed marriages. I think Sam Walton and Bill Gates were the only ones that did not. They should have all talked with Iacocca first.”

    I commented back that this is a common thought that pervades our society – that rich and successful people have terrible home lives, bad relationships, no time to enjoy their money because they’re always working, etc. An opinion poll taken in 2000 showed that a majority of people believed that “lots of money makes people greedy and insensitive.”

    I want to remind all my dolphins reading this blog that the media does not exist to give you a fair and balanced viewpoint of what is true. It exists to sell advertising. The famous newspaper adage is that “if it bleeds, it leads” which means that murder, riots, accidents, suicides, beatings, etc. get priority space because these kinds of dramatic incidents sell more newspapers and attract more television viewers.

    Lots of people I know and have read about are “rich and successful”, happy, and yes, love their families, too! We get a skewed view from the media because they love the dysfunctional stories so much because they sell better.

    It isn’t going to serve your wealth consciousness and prosperity goals to believe that being rich will make you arrogant and rude and ignore your loved ones, will it? Research stories of rich, happy, successful people with wonderful, loving families. Collect evidence for success, prosperity, and love – you can be both spiritually and materially rich – they are not mutually exclusive!

    Now, we all have our prejudices and perspectives, and a woman reading my book came to this page and wrote me about a glaring omission. So here is her letter – she has a great point, don’t you think? I’d love to hear from you if you had a positive role model (or are one!) for people in blue collar or non-traditional occupations>

    Hi Chellie,

    I just read this through for the second time. I love the thrust of the message, AND I can’t go to bed without pointing out the glaring reality that the white collar bias in it not only dominates, but it is exclusive in the literal sense of the word. My sister busted her proverbial ass as a union apprentice, then journeywoman electrician before going on to learn industrial electronics on a vehicle assembly line maintaining robot workers. In the late seventies I found the shipping industry and worked there for nearly ten years, most of them as an able-bodied seaman on deck, and they were lonely years at sea. I LOVED being on the ocean but women were few and far between. When a laundry list of potential career paths presents itself to young women and is very clearly only elevating white collar careers it tells them in no uncertain terms that working in the trades, besides being unglamorous, is not something to be proud of aspiring to. I would love to see a more inclusive reality in that post. While screen-acting can undoubtedly be grueling, it is seen as a romantic and privileged pursuit.

    What do you think?

    Thanks Chellie,

    Cheri Hoffer Where your beloved dog boards as a family member in the private home of one of OUR state-licensed sitters on the Colorado Front Range.


    Posted on August 8th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    220-August 8

    “Please God, please—don’t let me be normal!” Luisa, in The Fantasticks, by Tom Jones and Harvey Schmidtt

    It was a dark and stormy night. Slippers on my feet, a mug of hot tea in my hand, I zipped past channels on the TV in search of entertainment when I alighted on the documentary film, Trekkies. It was about the fans of the Star Trek television series in its many incarnations.

    What a fun movie! I truly enjoyed watching these fans speak glowingly of their fascination with the stars, the mythos, the technology, and the spirit behind this television show. The documentary showed various fans—at home and at conventions—dressed as their favorite characters. There were Klingons, Vulcans, Romulans, Captain Kirk impersonators, ensigns and commanders galore. There is a convention somewhere in the world every weekend.

    Make no mistake—this is a happy group of people. They may seem a little left of center to you, but they are having fun. One of them, a dentist, Denis Bourguignon, has a practice called “Star Base Dental” in Orlando, Florida. He, his wife, and all the staff dress in Star Trek uniforms and have decorated the entire office with space ship regalia. A man who changed his name to something Star Trek-related said many people complimented him on his courage, saying they could never do that. Sure you can, he said, “You can do anything you want in life.” Good attitude.

    Various stars from the shows were interviewed, who spoke with universal affection for the tremendous love and appreciation they felt from their fans. A paralyzed woman told Kate Mulgrew, “For the hour you are on, I forget about the body I’m trapped in.” And James Doohan, who played the engineer, Scottie, spoke movingly of a woman who wrote him a suicide note. He called her and told her there was a Star Trek convention in two weeks and he wanted to see her there. She went, they talked and he told her about the next convention, and he wanted to see her there. She went to that one, too. And the next, and the next—for about two or three years. Then silence. He didn’t hear from her, and didn’t know what had happened.

    Eight years later, she wrote him a letter, thanking him for taking the time to help her. His kindness and attention had lifted her spirits and given her the will to go on. She was writing to tell him that he had inspired her to get her degree in electrical engineering. He had tears in his eyes as he spoke of it.

    Are you laughing at these people? Do you think it’s ridiculous for a dentist to dress up in costume? Well, perhaps they think it’s ridiculous that men wear ties that choke them, women wear high heel shoes that hurt their feet and people work in jobs they hate. Perhaps your hobby is swinging a metal rod in order to hit a little ball into a hole? Sliding down a hill on wooden poles? Or collecting spoons? What’s normal?

    Beam me up, Scottie.

    Today’s Affirmation: “I live long and prosper!”

    This is one of my very favorite stories in this book. Today, I celebrate all the people who are different, who choose their names, their passions, their hobbies, their lifestyles according to what they think is fun and fulfilling. Who don’t march in lockstep according to what society and convention dictates, who think for themselves, who reject the tried and true and try to make the world conform to their inner light. Who say society’s style is not my style, and find others who think “different” is a very fine style indeed.

    This is the era of niches, where not everyone watches the same television show on the same night every week, where not everyone’s dream is the same dream you read about in magazines and newspapers. Now instead of the “Top 40″ on the radio, you can listen to just country music, or just jazz, or just the newest of the new bands that few have heard of yet. You can find your joy and a small niche group that enjoys that, too.

    Google anything, and you’ll find a tribe of people marching to that different drummer. Your People in Your Niche are out there for you to find and flourish with.

    Go forth, and be happy!

    Yours truly,
    From your Golden-fingernailed-gold-tennis-shoe-wearing-gold-phone-dialing Grand Dolphiness.
    I made that up.

    The Star Trek Experience

    Posted on August 7th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    219-August 7

    “A snowflake is one of Nature’s most fragile things, but look what they can do if they stick together.”—Unknown

    My friend, Beca Lewis, in her workshop, The Shift, told a story about Star Trek. She said that in this television series, every week a team of people on a space ship goes exploring. They know their mission: “To go where no one has gone before.” They know how they are going: “Boldly.” Every week, they encounter an “it.” This is something that appears to be a threat or at least a dangerous mystery.

    But there is a difference in the behavior of the crew on Star Trek and most people. They have a solid team and support one another. No one ever says, “How did you make this happen, you idiot?” And no one ever says, “How did I make this happen? I’m such an idiot!” There is only rational discussion of how to handle the threat. They engage in the process of looking for solutions instead of searching for someone to blame. The solutions are found each week by the group acting as a team, and the decisions are all based on a personal code of ethics and morality.

    And no one ever says, “We better not explore any more. Remember what happened last week!”

    I quite enjoyed this story. Maybe that’s what I like so much about the Star Trek series—the friendship and support of the team players. Whatever challenges they face each week, you know that they will stand and face them together. They are all dolphins.

    Life is like a Star Trek mission. We are all exploring and we are all traveling with a team. We have a choice whether to be critical or supportive. What would you like to receive from your team? Be the first to give them that.

    Today’s Affirmation: “I am courageous, strong, and victorious and so is my team!”

    One year, my nuclear family team of my two sisters, Jane and Carole, and my dad Mark, got together to see “Rise of the Planet of the Apes”, grab some pizza and go back to Carole’s to eat and play some poker.

    It was unusual for just the four of us to get together, since the family has expanded over the years with Carole’s two kids, Jane’s three, plus her daughter Marissa and her husband Max have three kids now, too. My dad, who passed away last year at 93, was a great-granddad, which is still a staggering realization when I think of it. Since everyone else was otherwise engaged that weekend, Carole suggested it would be a fine opportunity for the original core family members to gather.

    Great Grandpa Mark, Granddaughter Marissa, and Greatgrandbaby Derek

    This is our Star Trek team, who gathered together from time and space to explore our universe “boldly” with the friendship and support of the other team members. We encountered many “its” along the way, overcame challenges, celebrated victories, and expanded the team with new crew members. We mourned together when some of our team like Mama Nell and then Grandpa Maaark (granddaughter Lindsey’s pronunciation) moved on to other realms of existence, and celebrated as we welcomed the wee ones just starting their voyage to the stars. This is the team I was born into, and it’s influence is powerful in my life. Another team was the Skagway Street gang in Whittier where I grew up. It’s too fun that one of that gang started a Skagway Facebook group and lots of us gathered there to fondly reminisce over the hide-and-seek games, 4th of July sparklers, and block parties filling the street with food, parades, and music.

    Teams abounded as I explored my Universe: school sports teams, drama club, leadership, circles of friends, college, musical productions, jobs, companies, professional associations, networking groups, my Dolphin Club, workshop participants, affiliates, poker aficionados, my city, my state, my country, and this Earth.

    But through all the teams that ebb and flow in my life, my original family team remains my rock and support, whose depths of love and shared experience can never be matched.

    Through time and space, the Starship Campbell voyages on.

    Changing the Paradigm

    Posted on August 6th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    218-August 6

    “If no one ever took risks, Michelangelo would have painted on the Sistine floor.”—Neil Simon

    Joel Barker produced and narrated a wonderful video entitled The Business of Paradigms.

    It is an examination of how business and the marketplace responds to new ideas and new inventions that radically change the way things are. He demonstrates how our natural tendency is to cling to the old paradigm, the old pattern or habit rather than embrace the new, seemingly radical idea. Businesses that have been built and made a success out of an old idea are reluctant to accept a new idea that will fundamentally change the way they do business. Change must come from the outside.

    For example, when the man who invented the copier machine decided to sell his idea, he went first to Kodak. The copier process was a kind of photographic process, so it seemed logical to take it to the preeminent company specializing in cameras and film. They turned him down. They didn’t see how the application of this new technology would change business forever and spawn a new generation of technological office machines. So then he went to Xerox. That’s why we Xerox reports instead of Kodaking them.

    What is the current paradigm of your business? Of your life? Can you think of a new idea that might radically change what you do or how you do it? If nothing comes to mind, you may be too firmly rooted in the old paradigm, too weighed down by habit, to think of change. The known seems so safe. But great products, great services, and great wealth come from new ideas that provide greater benefits. A friend of mine kept a poster in his office that read “How can I improve this?” He searched constantly for new ideas to improve the quality of his products and services so that he could better serve his customer, and thereby, better serve himself.

    The more people you serve, and the better you serve them, the more money you make.

    Today’s Affirmation: “All my affirmations happen in the perfect way for the highest good of all concerned.”

    If you’re anxious, you’re living in the future.

    If you’re depressed, you’re living in the past.

    This really resonates with me. It’s true isn’t it? If you look at your financial situation and you’re anxious, it’s because you are imagining a future with not enough money attached to it. If you’re depressed about your money, you’re looking backward at all the circumstances that let you to a present that doesn’t have as much financial security as you would like.

    But what about the present? Do you have enough money to get through today? Do you have enough to eat today? Do you have a place to sleep today?

    Why not live in joy this present moment where you have enough?

    Do you want to move past your fears and LEAP INTO YOUR RICHER FUTURE  NOW?

    If you sense that you should be making a lot more money, a healthier profit, that work shouldn’t be so all-consuming or so hard,

    then the Financial Stress Reduction® Telecouse may be just the guidance, support, and help you’re looking for.

    For more than 20 years, I have been helping small business owners MAKE HUGE LEAPS IN THEIR INCOME and enjoy fabulous success and prosperity!  Classes begin August 18, 19 or 20!

    Details at

    Budgeting Spree Money

    Posted on August 5th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    217-August 5

    “Beware of little expenses; a small leak will sink a great ship.”—Benjamin Franklin

    Many people struggle with budgeting. They know how much they spend on rent or mortgage, how much the car payment is, and the amounts of other fixed expenses. But there are so many other monthly expenses that are variable! How much do you spend on food? Dining out? Parking meters? Books? Movies? Magazines? Coffees? Munchies?

    What’s the grand total of all the ATM cash and where does it go?

    If you can relate to this problem, I suggest you start counting your money. I mean count all of it, from the fifty cents you pay for gum to the dollar for the lottery ticket, the quarter in the parking meter to the dime you pick up off the street. Carry around a small notebook specifically for this purpose and record every time you use money in every transaction, large and small. Only then will you know exactly where your money has gone. Knowledge is power. When you know what you’re doing, you have the power to change it. Knowing that you’re going to have to record spending $3.95 on a double cappuccino latte may not stop you on the first day, but may make you think about it on the third day! You may just start to become aware of how much of your money slides out of your grasp on trinkets and incidentals. $3.95 a day for 365 days is $1,441.75.

    (Continued on page 217 of The Wealthy Spirit)

    Today’s Affirmation: “I adjust my money mix for maximum abundance!”

    Helaine Z. Harris, MA, MFT

    Are you, or anyone you know, struggling with feelings of overwhelm and anxiety because of money? It’s a safe bet the answer is, “Yes!” Normally I say finances and abundance issues are connected to self-esteem but right now there is such a major economic shift going on and for many people money stress is connected to having difficulty with the changing financial structure. People are feeling out-of-control and fearful.


    1. Write down your specific money anxiety issues now.

    Bad choices or investments and you lost money
    You lost your job
    You didn’t save enough money when you had it coming in, etc.

    2. What feelings and emotions come up from these issues?

    I feel stupid about money
    I can’t forgive myself for . . . . .
    I lost all that money on. . . . . . and feel terrible now.

    3. What main abundance goals do you want to experience differently?

    I want $1,000, $15,000 or whatever it is for you, in my savings account.
    I want to feel comfortable financially so I can do what I want without thinking about money.
    I want to create . . . . product(s) in my business and bring in $_____ a month.
    Imagine your next goal, not the biggest one you want, but the next goal in 3 months.

    4. Then use Emotional Freedom Technique (EFT), emotional acupuncture, hypnosis , and EMDR, to quickly release these negative beliefs and emotions. The EFT sheets can be found under Free Stuff on my website.

    5. Using the LOA, visualize your future self coming through this time period better than you were going into it. Feel the energy and emotions as you do this. Imagine the new skills you’re developing. See yourself totally successful looking back on this time period. Enjoy the feelings of empowerment and success from your internal shift, Consider what your next most important step is that leads toward the future success that is yours. Feel how excited you are to take that step and you’ll be on your way to achieving it. Once you can imagine it with all the energy and emotions, you can achieve it.

    So give up the struggle now. Say yes to your current experience, tune into your inner wisdom and your brain will switch into success and abundance mode! If these methods are not successful on your own, then contact a good psychotherapist or coach to assist you.

    © Helaine Z. Harris, 2009

    Helaine Z. Harris, MA, MFT, empowers heart-centered spiritualpreneurs to transform their business and the world. Because of what is happening with the economy and her clients, she is focusing on how to activate prosperity with heart energy. She is also is a psychotherapist, intuitive healer, business coach and founder of An Awakening Center™, which blends over 40 traditional and alternative psychotherapies. She has 30 years experience and is the author of Are You In Love with a Vampire? Healing the Relationship Drain Game. She specializes in empowerment, career creativity, anxiety/depression, trauma, and relationship. Contact her at

    The Big Fix

    Posted on August 4th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    216-August 4

    “Hope is the feeling you have that the feeling you have isn’t permanent.”—Jean Kerr

    Many people hunger for “The Big Fix.” This is the magical appearance of a large sum of money which will pay off all the past due bills, credit card debts, school loans, mortgages, etc., buy the new house, car, vacation home, and Rolex and still have enough left over to completely fund the retirement plan. It’s winning the lottery, closing the biggest client, inventing the newest electronic gizmo, writing the best-selling novel, getting the starring role in the hit movie, producing the mega-hit record, creating a billion-dollar Internet company. They don’t really need to budget, call their creditors and arrange payment plans, renegotiate the loans, move to a smaller house or sell the boat because “The Big Fix” will take care of everything.

    Michael had been struggling on the fringes of the music industry for years, eking out a living. He had enthusiasm and energy and a great smile, but only made thirty thousand dollars per year. He resisted doing his budget for this amount, but clung to his high budget figure of fifty million. “That’s what I’ll be making when my band hits it big!” he declared. “That’s great,” I told him, “but you need to practice sound money management principles with what you are earning today before the Universe will trust you with fifty million dollars.”

    (Continued on page 216 of The Wealthy Spirit)

    Today’s Affirmation: “More and more money is flowing more and more easily into my life.”

    Are you, or anyone you know, struggling with feelings of overwhelm and anxiety because of money? It’s a safe bet the answer is, “Yes!” Normally I say finances and abundance issues are connected to self-esteem but right now there is such a major economic shift going on and for many people money stress is connected to having difficulty with the changing financial structure. People are feeling out-of-control and fearful. This issue has become so prevalent that now MAD is getting known as the acronym for Money Anxiety Disorder. It’s reaching almost epidemic proportions with the current economic climate. According to a survey in October of the American Psychological Association, “80% of us find the recent financial crisis a significant cause of stress—up from 66% last April—and women are bearing the brunt of the worry.” Some of the symptoms of stress and Money Anxiety

    * Pervasive sense of panic and fear or depression and futility
    * Effecting health, putting you at higher risk for a host of ailments
    * High blood pressure
    * Heart disease

    Some less serious side effects include sleeping disorders, an increase in all kinds of addictions, digestive problems and eating disorders, including weight loss and more frequently, weight gain. This anxiety is the result of uncertainty – not knowing what the future holds, and creating worst case scenarios in our minds. Then many create limiting beliefs in their mind and remain focused on all the doom and gloom around us. According to the Law of Attraction (LOA), this type of thinking results in self-fulfilling prophecies which keep attracting disastrous evidence to prove our emotional perceptions. Consequently, we end up spiraling rapidly downhill, eventually hitting the bottom. So what does one do? You can stop your own struggle and begin to rebuild. Your foundation for this is made up of your potential, strengths, abilities, and resourcefulness. Fear is the emotion you need to overcome. It takes an inner warrior, or the Feminine Warrior (as I call it), to empower yourself and turn your situation around. Even though worrisome and challenging, times like this can be your greatest asset. Often times of difficulty challenge us to be creative and think “outside the box,” which under more normal circumstances we would be less apt to do. Usually any major achievement, breakthrough or change is preceded by confusion and even overwhelm. Uncertainty is frequently the gateway for new ideas and creativity – so welcome them, even if they are not comfortable. History has shown that great wealth has been made during depressions by individuals who were willing to embrace the unknown, take a chance, and change. Imagine that you are one of those people.


    Science has proved exercise and meditation are two of the best ways to combat stress and anxiety. There are a number of processes I’ve already suggested in my article Stress Success Quickies, found on my website. The #1 Secret to combating Money Anxiety, and perhaps all anxiety, is breathing, deep, slow breaths. Deep breathing takes you from the Sympathetic Nervous System to the Parasympathetic Nervous System. This means you go from the fight/flight space to the warm, peaceful place.

    Calming Breath – Begin with a 4-count breathing, in through the nose, out through the mouth. Later you can increase the length of each count, first to 5, then to 6, etc. Start with 5 breaths.

    1. Breathe in to the count of four
    2. Hold
    3. Breathe out
    4. Hold

    Belly Breathing – In through the nose, out through the mouth

    1. Put a hand on your upper chest and belly, to keep the chest still.
    2. Breathe in, letting your belly blow up like a balloon.
    3. Breathe out.
    4. This one is the great for turning around all anxiety.

    © Helaine Z. Harris, 2009

    Helaine Z. Harris, MA, MFT, empowers heart-centered spiritualpreneurs to transform their business and the world. Because of what is happening with the economy and her clients, she is focusing on how to activate prosperity with heart energy. She is also is a psychotherapist, intuitive healer, business coach and founder of An Awakening Center™, which blends over 40 traditional and alternative psychotherapies. She has 30 years experience and is the author of Are You In Love with a Vampire? Healing the Relationship Drain Game. She specializes in empowerment, career creativity, anxiety/depression, trauma, and relationship. Contact her at