The Wealthy Spirit Insider

    Allan Learns His Lesson

    Posted on October 18th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    291-October 18

    “If you lend someone twenty dollars and never see that person again, it was probably worth it.”—Unknown


    Allan is a sharp, young attorney in his own private practice. Like many sole practitioners, he leases office space from a larger law firm, and shares some of their equipment. He pays them for use of their copier and fax machines, for example. It is a co-operative, dolphin relationship that works in harmony for both parties. Most of the time.

    Recently, Allan spoke to me of his growing irritation with the senior partner of the law firm.

    It seems a shark fin or two was beginning to mar the surface of their relationship. On one occasion, Allan had a prospective client in his office, who he realized needed an attorney specializing in a kind of law that he didn’t perform. The larger law firm did perform this kind of law, however, so Allan hailed one of their attorneys, David, and introduced him to the prospective client. David said he was sure he could help, and escorted the client off to his office.

    A few days later, Allan saw David in the hall and asked, “Whatever happened with that client I introduced you to?” “Oh, it turned out great!” said David. “He hired us and I’ve spent the last two days just working on his case!” And David rushed off.

    As Allan stood there, glad to have helped out but wishing he had gotten a thank you for his trouble, the head of the law firm approached him. “You’re not paying enough money for using the fax machine in this office. We’re going to have to start charging you more!”

    Poor man. He had no idea just how terrible his timing was.

    Well, Allan bought his own fax machine the next week. And his client referrals are going to another law firm—of dolphins who say, “Thank you!”

    Take another look at the people around you. Are they saying “thank you” enough? Are you?

    Today’s Affirmation: “I thank God and all the people around me for my abundant blessings!”

    I remember when Allan told me this story and how amazed he was that someone would complain about the little fax charges and ignore the big money they were making from his referrals. But people do that all the time. It’s another version of “penny wise and pound foolish”. That old saying applies to earnings as well as expenditures.

    Business owners will often spend a lot of time and energy promoting a product or service that doesn’t bring in much income and ignore working on the big ticket items because the sales process is more involved, or more uncomfortable. I heard someone recently say, “In order to succeed, you have to get comfortable in the uncomfortable places.” That is so true! The sales conversation is often uncomfortable for people, so they don’t do it. I read a statistic years ago that said that 63% of professional sales people never ask for the order! It’s amazing, but true. We don’t want to do “bad sales” and be pushy, so we often just take about how wonderful our product or service is, give plenty of examples, and never complete the sale by saying, “So, would you like to buy this?”

    Amazing amounts of money are left behind that way. People want to buy or they wouldn’t be talking to you. But they need help past their objections. If you really believe your product or service would help this person, you have to be able to coach them past their obstacles and help them see the benefits that will accrue to them after they buy. You’ve worked hard sending out your ships, guiding them into your harbor – don’t stop before the treasure is unloaded at the dock!



    Posted on October 17th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    290-October 17

    “Never hope harder than you work.”—Rita Mae Brown


    A bright young man of about thirty-five, Bob sat in my office and explained that he was looking for bookkeeping help for the new computer company he was trying to get off the ground. I asked him a lot of questions about his background and his prospects. He told me that he had received a $400,000 inheritance the year before. “Great!” I thought to myself, “a client who can afford to pay for my services!” I asked if he had a financial planner or stockbroker who was helping him to manage his assets. “No,” he told me, “the money is all gone now.”

    I felt so sorry for him in that moment. What a gift he had wasted! Here he was, hopeful that he could make back his fortune with his start-up company, which now had no operating capital. He had several potential buyers for his product, a lot of hope, a lot of dreams—but no money. We tried to help him with some bookkeeping for a while, but his company never got off the ground, and he couldn’t pay for our services, so we parted ways.

    He sent me a prospectus on another new start-up company a couple of years later. He wanted me to send it out to possible investors I might know. At the end of the letter, he mentioned I could reach him at a certain phone number and then said if the phone was disconnected (“Oh, the life of an entrepreneur”) I should try his roommate’s number.

    Would you invest your money with this man? Would you ask your friends to invest money with him? No matter what his dreams, his plan, his optimism, Bob had proven himself incapable of managing money. He’s thinking positive which is good, and sending out ships, too. But he hasn’t been counting his money. This makes him a tuna. He may become a dolphin one day, but until there’s proof, only another tuna would give such a person more money.

    Anyone like Bob in your life? As a friend of mine named Clancy said, “Teach him Spanish. I suggest you start with ‘Adios!’”

    Today’s Affirmation: “I invest with success in people who are smart money managers like me!”

    I have to admit that I’m a Tuna-in-Recovery myself. I think I’ve made every Tuna mistake on the planet.  These are some of the Tuna behaviors of which I have been guilty:

    1.   Getting involved (romantically and professionally) with Sharks

    2.   Having low self-esteem

    3.   Not asking for what I wanted

    4.   Not asking for enough money, raises, bonuses, perks, etc. at work

    5.   Not believing I was worthy of success

    6.   N0t saying positive affirmations (whether I believed them or not)

    7.   Not taking the good advice of smart Dolphins

    8.   Getting stuck in the mud and wallowing in it instead of figuring a way out and taking action

    9.   Continuing to do something that wasn’t working because “it’s bound to work someday!”

    10.  Whining and complaining about my life

    This is not an exhaustive list. This is just what came to mind off the top of my head in about 5 minutes.  What would you add to the list? Which ones have you done?

    College Costs

    Posted on October 16th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    289-October 16

    “Too caustic? To hell with the cost, we’ll make the picture anyway.”—Samuel Goldwyn


    According to census figures, here are the average annual earnings of Americans, based on their level of education:

    Education Level                                       Male                            Female*

    No high school diploma                      $16,818                       $8,861

    High school diploma                           $25,453                      $13,407

    College diploma                                    $47,126                      $26,401

    Think it might be a good idea to go to college? College graduates make nearly double the income of high school graduates who don’t go to college.

    If you want to attend college, but are afraid of the cost, read on:

    College is more affordable than people think. A 1997 American Council on Education survey found that 71 percent of respondents said that a college education was “not affordable for most families.” They also thought that the cost of getting a college degree was much more than it actually was. In another study, respondents guessed the cost of annual tuition at a four-year college was nearly $10,000 when in reality it was closer to $3,000.

    So much is written about the high cost of a college education that many people never investigate the possibility. They know it’s expensive so they don’t bother to look into it any further. But there are many financial aid programs available to help at every stage of the process. Contact the financial aid office at the colleges you are interested in. They will assist you to get the help you need, direct you to scholarship possibilities, work-study programs, grants and loans. Read Anna and Robert Leider’s book, Don’t Miss Out: The Ambitious Student’s Guide to Financial Aid. Written from a consumer’s point of view, they list hundreds of scholarship, grant, and loan sources.

    Continued on page 289 of The Wealthy Spirit

    Today’s Affirmation: “I always generate plenty of money to do what I want to do!”

    College costs certainly have escalated since I wrote this back in 2000.  Now it’s not unusual for college to cost $10,000 per year and more. My friend’s son went to medical school and the cost was about $65,00o per year. Yikes! The biggest overall problem I’m seeing is that too many young people are graduating from college saddled with huge debts. And in the current economy, new college graduates are the largest group of the unemployed – a whopping 24% of these young people can’t find jobs.

    I’m not telling you this to disuade you from getting a college education. It’s still an important long-term investment in your future, especially if you need a degree in order to succeed in your chosen profession. But I think it’s reasonable now to consider waiting to go to college until you’re sure of your course of study and exactly how it will pay off in your future. Just to go and get a general education without being certain of your goals is probably not the best choice to maximize your benefits.

    Another choice that can have great benefits is occupational training – learn a trade and become an electrician, contractor, plumber, etc. These jobs pay well and are always in demand. After all, you can’t outsource your plumbing to India or China.

    I look forward to the day when our economy turns around, college costs diminish, and unemployment isn’t so high. As a society, we need to be making a much bigger investment in education overall.


    Are You Keeping Part of What You Earn?

    Posted on October 15th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    288-October 15

    “Dig a well before you’re thirsty.”—Chinese Proverb


    Okay, here’s another of those pages bugging you to save money. So, have you started yet?

    Just think for a moment about all the money you have had pass through your fingers during your lifetime. From your first childhood allowance or your first job to your current salary or business gross income. How much is that? Or if that is too overwhelming to contemplate, just look at your gross income for the last ten years. How much is that?

    What is left over after all that money has been in your hands? How much did you keep? What is the sum total of all the money you currently possess? At a seminar given by Consumer Credit Counselors, I learned that the life savings of the average fifty-year-old is $2,700. If you have more than that, congratulations! If less, you have some work to do.

    During several months in 1999 and 2000, the American savings rate was a negative number. That means we borrowed more than we saved. And in the best economy mankind has ever known!

    Start the savings habit now. Open a savings account for any amount of money and start. Then put 10 percent of all you earn into it—throughout the month with each bit of income you get. You will find that the money you need to pay the bills still comes in. It is part of the way you create abundance—by committing to it and then taking action to do it. Live on 90 percent of your income—you do it when things get tough, so why not do it now in order to save for your future?

    If you can’t do 10 percent, then do 5 percent or whatever it takes to get you started. Just get started. You’ll like yourself—and your money—when you do.

    Then if you get thirsty, you’ll have a well.

    Today’s Affirmation: “I invest wisely and well and my money makes money!”

    The 2012 Nobel Prize in physiology or medicine was awarded to John Gurdon and Shinya Yamanaka. A letter to the Editor of the Los Angeles Times noted that one of Gurdon’s high school teachers, as quoted by the BBC, reported:

    “I believe Gurdon has ideas about becoming a scientist; on his present showing this is quite ridiculous; if he can’t learn simple biological facts, he would have no chance of doing the work of a specialist, and it would be a sheer waste of time, both on his part and of those who would have to teach him.”

    Ah, the Naysayers lurk everywhere on a person’s road to success. I think they are really mentors, whose job it is to show you that you must toughen up and make your dream happen in spite of them!

    The Rule of Three

    Posted on October 14th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    287-October 14

    “Yesterday is a canceled check; tomorrow is a promissory note; today is ready cash—use it.”—Kay Lyons


    I had just received a large cash settlement from an auto accident I had been involved in. Gleefully, I held the $12,000 check in my hand. I thought about what I should do with all this money. At the time, I had debts, so I considered using it all to pay down my debt. That felt good, but not great—I wouldn’t have anything fun to show for my good fortune. Then I thought, I could save all the money, but here again, I wouldn’t have any enjoyment of the money right now. What I really wanted to do was spend all the money on fun and extravagance. But that didn’t feel very responsible. I wrestled with the problem a while, then called a friend of mine, Gale Johnston, a certified financial planner.

    When I confessed my dilemma, Gale laughed and told me about the “Rule of Three.” This is what she told me to do:

    1.      Take a third of the money and put it towards the past—pay off debt.
    2.      Take another third of the money and put it towards the future—invest it.
    3.      Take the last third of the money and have a good time in the present—spend it.

    I did as she suggested, and felt responsible and had fun at the same time.

    I’m praying you receive a large windfall soon, so you can try this out for yourself!

    Today’s Affirmation: “I am successful, generous, and happy!”

    I love feeling responsible. Makes me feel like I am a good citizen, a proper role-model, smart, savvy, and together. I’m taking care of the future, storing my nuts for the winter like the squirrel in my backyard.

    But then I love throwing caution to the winds, escaping the bonds of frugality, and splurging on fun, excitement, travel, poker, and fine dining! I don’t see any critters in my backyard doing that, though…they are all devoted to searching for food, building a nest, attracting a mate.

    Except sometimes, it seems the birds just sit in the trees and sing, apparently for no reason except to revel in the sound of their song.

    I think the life lesson of that is: When you’ve stored some nuts, be sure to take some time off to sing!

    Bringing in the Gold

    Posted on October 13th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”


    286-October 13


    “My optimistic nature would have me going after Moby Dick in a rowboat and taking the tartar sauce with me!”—Zig Ziglar

    “I hate you!” the voice on the answering machine ended, laughing. I was laughing, too. Anne was one of my class participants, and had been resisting sending out ships. I was coaching her about it, and she had called me to report. This was what she said:

    “I went home from class thinking about the golden phone. I know you keep saying that calling people on the phone is what brings in the business, but I didn’t believe it. I decided to prove you wrong. So, the next morning, I pulled out my ‘Dead File’—the file of prospects that I felt were never going to buy from me. One by one, I started calling them. I made about twenty calls. And wouldn’t you know it, I made two sales! I couldn’t believe it. Rats! Now I’m going to have to keep doing this. I hate you!”

    Cracked me up.

    Okay, so hate me all you want. But make those golden phone calls and bring in the gold.

    Today’s Affirmation: “I send out my golden ships and bring in the gold!”

    “The money is in the phone!”

    That’s one of my favorite expressions.  I’ve used the phone to sell millions of dollars of workshop enrollments over the past 20 years.

    I know. You really don’t want to call people. You want all the marketing you do to work and just have people sign up to buy without having to talk with you.

    That will work for a few small sales. But for the big-ticket items, they want to talk with you. They need you to coach them through the buying process!

    Because marketing isn’t selling.

    Marketing includes:





    Social Media


    Publishing books and e-books

    Radio interviews

    Audio recordings

    Free teleclasses,



    You’ll definitely get some interest in your work from this – people will love your content and want more. But then, they may just wait for all the free stuff and never buy anything.

    Sound familiar?

    So you’ve got to make the Gold Calls.

    If you skip this step, you’re not only going to leave most of your prospective clients unfulfilled and underserved, but you’ll leave buckets of cash behind!

    That’s a lose-lose transaction.

    People may want what you have, but they need to talk to you in order to see if what you have can truly help them, to see if you’ve ever helped someone in their situation, and to feel secure about making the investment of time and money in your services. They want to know that you want to help them personally. They want to feel you care about them.

    Because I make my “Gold Calls”, I successfully fill my Financial Stress Reduction® teleclasses year after year - and I close nearly every single sale on the phone.

    Sure, the marketing was effective, too – many of the people who enrolled have been reading The Wealthy Spirit, my newsletters, blogs, etc. for years, so they know me and my work and what I stand for and believe in.

    But people actually enroll in the class after they have a conversation with me.

    And guess what? I had to make the call.

    If you don’t make the call, you’re leaving your prospect alone to make the decision of whether or not your service will help them. They are going to sit with all their objections – time, energy, money – and their fear of spending money on something that won’t work. They need you to point out the future benefits they will have after working with you that will far outweigh their objections. Who knows that better than you?

    With fondest wishes for your most fabulous success,


    Income Possibilities

    Posted on October 11th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    284-October 11

    “By mistake, a man received his pay envelope without a check inside. He asked: ‘What happened? Did my deductions finally catch up with my salary?’”—Anonymous


    It is critically important to do the math and count your money. This is particularly important in the planning stages of creating income either by opening a business or getting a new job. Doing the math is a simple process, but one I find that many people ignore. They get excited about an idea and dream of making a lot of money in their business. But as important as enthusiasm and dreams are, they don’t make you successful unless the numbers add up. It is amazing how often this simple step could save someone months or years of struggle.

    Michael, an energetic young man in the seminar business, sent me his goals for the year, and outlined how he was going to the achieve them. His goal was to make $5,000 per month teaching seminars. He had three different seminars, and this was his enrollment plan:

    15 people in Seminar #1 at $30 per person

    10 people in Seminar #2 at $50 per person

    15 people in Seminar #3 at $50 per person

    As I looked at his plan, I noticed that he hadn’t listed the total amounts he would earn from each seminar, so I did the math:

    15 people x $30 = $ 450

    10 people x $50 = $ 500

    15 people x $50 = $ 750

    Total Income: $1700

    Try as I might, I couldn’t make this enrollment plan add up to a $5,000 per month income. It is $3,300 short! Clearly, this man would be constantly disappointed in trying to meet his income goal of $5,000 per month. He needed to enroll more people or charge more for his seminars.

    Remember that the first three steps to financial stress reduction are:

    1.    Think positive
    2.    Send out ships
    3.    Count your money

    The first two are important, but you can’t forget about the third.

    Today’s Affirmation: “Money is piling up in all of my accounts.”


    I’m always busy sending out ships. For all of you in sales (which is every freelancer, consultant, coach, writer, MLM distributor, small business owner) I sometimes do a couple of free teleclasses and I always get hundreds of people on the calls. It’s great marketing.

    But marketing isn’t selling.

    The sales of the workshop happen after that, when I called the people who were on the free teleclass calls. Most people don’t do this step, just relying on the information in their free teleclasses to sell their products and services – you know, the “Buy now! Don’t miss out! Click the button now!” emails. Unless your product or service is free or very low priced, that kind of marketing doesn’t work very well. There’s too many people doing it – and how many ways can you say you “help people make more money” and stand out from the crowd?

    My 8-week telecourse is very personal, not inexpensive, and so I need to create a personal connection with each member of the small mastermind group that takes my class. On the “Confidence, Charisma and Cash” call, I actually taught people how to network and how to make the follow-up phone calls after that. So it seems natural to follow up the free call with a personal phone call, yes?

    Most people were surprised by my call, and happy to talk with me, which was wonderful! I am always delighted chatting with them and getting to know them and starting a relationship. Some people seemed suspicious, as in “is-this-a-sales-call-I-don’t-want-to-be-pressured-into-anything” and got off the phone right away. One man hung up on me (maybe it was his wife who was on my call). Eeww. But then, so what? “Not My People” is the only reaction you should have to negative responses. Next!

    When you make calls, you don’t know what you’re going to get. You can’t take it personally – it’s not about you. You’re reaching out to help people, but you don’t know who needs you.

    Some people sign up right away, and some are waiting until later…and of course, some people will never actually take my class. That’s always the way it is when you’re in business and selling your products and services. But the secret is this: if you make enough calls, enough people will buy from you fpr you to make a living!

    I wrote a sign that I put near my phone, and each time I look at it, I reaffirm what it is what makes it easy for me to make the calls. It says, “Somebody needs your help.” That’s what keeps me calling. I think of all the people who have been helped by my work, who are happier and more successful, and who send me lovely notes of thanks and blessings. Putting myself out there making the calls is the sacrifice I make on their behalf.

    If you’re in a personal service business, you’ve got to reach out to your potential clients. You can’t just rely on emails or ads or websites or other marketing. After a while all the buzz words and hookey phrases all begin to sound alike. Everyone promises the same benefits – who are you going to believe really delivers?

    Here’s what happens when you reach out and talk to people - I received this note from a woman I called:

    “I’m one of those people who listened to your teleconference and was surprised and pleased that you picked up the phone to contact me afterwards. I’ve thought a lot about our conversation since then. It still makes me smile to know that you practice the techniques that you tell people about. I can’t say that’s true about a lot of people I get solicitations from on a reular basis. Generally they send me e-mails telling me how great their training program is and how I’ll fail if I don’t participate in this program. I’m required to reach out to them if I want more information or to sign up. They never take the time to find out whether the program is even a good fit for me or something I might use in my own classes. Shame on them!

    “You demonstrated what to do to get business. You took the time to talk with me and learn about what my needs are. thanks for calling me and getting to know me. I appreciate that you ‘walk the walk’ and not just ‘talk the talk.’ I hope we have the chance to talk again sometime!”

    So, there’s a little validation of my position. Gotta love it!

    To register to receive the free recording of “Confidence, Charisma and Cash” click here

    To sign up for the Financial Stress Reduction 8-week telecourse, click here

    Or pick up the golden phone (the one with the money in it) and call me at 310-476-1622 and get a Gold Call demonstration. Wishing you big treasure ships in your harbors this week, Dolphins!


    Cruise Ships or Speedboats?

    Posted on October 10th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

     283-October 10

    “Every great oak tree was once a nut that stood its ground.”—Unknown


    Big goals take longer to achieve than small ones. It’s like the difference between the ponderous sailing of big cruise ships and the darting action of speedboats tearing through the waves. The speedboat will get to its destination quicker, but there will be more cargo to unload at the dock when the big ship comes in. When you have a big goal, the most important thing is to work on it regularly. Every day, do a little work on it, and one day it will be accomplished. It’s the Ulysses S. Grant theory, per Michael Korda in Another Life: “Provided you’re always moving forward, even if it’s only a foot a day…eventually you will get to Richmond.”

    When I was president of the Los Angeles Chapter of the National Association of Women Business Owners, I learned an important lesson about sailing big ships. As the owner of a small business with four employees, I was used to getting things done quickly in my little speedboat. It was my show, so if I thought something was a good idea, we did it. But here, I had a twenty-member board of directors, who all had a say in whether or not something got done. Not only that, they were all business owners used to getting their own way, too. My skills of persuasion were going to get quite a workout here.

    Not yet conscious of this situation, however, I tried to pass a motion at my very first board meeting to establish a new program. Pandemonium! I had had lots of time to think about what a great idea it was, but it was a complete surprise to everyone else. They needed time to consider it, discuss it, argue for and against it, identify problems, and come up with solutions. As every board member jumped in with their opinions, I called for a recess. I resumed the meeting sweetly saying, “There are no problems, only opportunities for growth”; there were hoots of laughter. We established a committee to study the feasibility of the new program. Everyone was happy with this idea, and I learned another lesson in patience…

    Continued on page 283 of The Wealthy Spirit

    Today’s Affirmation: “I gather help and support from everyone I meet for my big projects!”

    Sometimes, we’re just stuck in our ego/small self instead of being connected to our evolutionary self. My friend Sylvia had a great lesson in that, so I’m sharing her blog post with you today. Makes me go, “Hmmmm….”

    Lightblub Moment

    Shopping for groceries is not at the top of my list of favorite things to do. I like to get in and get out as fast as I can and be done with it. It is a chore at best and my attitude reflects that. Before I was enlightened by the evolutionary teacher, Craig Hamilton, I thought that’s me. “No,” he said, “You choose it.”

    What? Are you saying I choose to be grumpy and withdrawn instead of cheerful and friendly? In my head, he affirmed that was true.

    This morning, as I drove to the grocery store, I reflected on my grocery store attitude. I realized my default position for grocery shopping was the narrow viewpoint of my ego/small self. I don’t know about your small self but mine when allowed to express complains, contracts, hurries and top of the list, speaks to no one. And when spoken to is not that friendly.

    But that is not who I am. That is not who I want to be. As Craig illuminated, that is an attitude I am choosing. Blink, blink! Lightblub moment here. That is my grandmother’s attitude! Not mine! By not consciously choosing a more expanded view, I default to the small minded, contracted view of my grandmother, better known as the ego/small self viewpoint. Craig’s name for the expanded viewpoint beyond the egos is the evolutionary self. This aspect of me sees the world very differently from my limited ego aspect. It views grocery shopping as a fun adventure and like a child is willing to talk to anyone.

    I parked my car and entered the grocery store consciously choosing to shop from the viewpoint of my evolutionary self. My attitude was more relaxed and not hurried. I flowed through the aisles tossing things into my basket taking time to thoughtfully look at items marked “new”. When I checked out, I bantered with the lady itemizing my items.

    But the real test came when I entered the elevator with my basket. I wasn’t alone. There was a single lady struggling to find her keys lost in her huge purse. My ego self would not have said a word but my evolutionary self was eager to engage. My mouth opened and we conversed the length of one elevator ride.

    As I walked to my car, I noticed I felt good about our exchange. It gave me a lift. I also realized the ride would have been in silence if I had not spoken first. An evolutionary attitude takes the lead. It’s not shy, nor hesitant, nor afraid. It steps up, opens up and evolves the situation in the direction of the good, the true and the beautiful. But I have to choose it. And before I can choose it, I have to remember that I have a choice. Otherwise I default to the ego viewpoint like everyone else. I like me and everyone else better when I am seeing the world through the eyes of my evolutionary self. What about you?

    Until you return, fill your days with GIGGLES, JOY, and APPRECIATION!

    Sylvia Silk, D.D. Director of the Institute For Balanced Living, Los Angeles,CA, USA

    DoctorofDivinity, SpiritualCoach, ReconnectiveHealingPractitioner, Writer





    On a Blue Day

    Posted on October 9th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    282-October 9

    “You must learn from the mistakes of others. You can’t possibly live long enough to make them all yourself.”—Sam Levenson


    I was feeling sad and vulnerable on Monday. But I had an appointment, so I went to the dentist to get my teeth cleaned.

    “Oops,” the dental hygienist said. “I don’t like the look of these two teeth. I’m going to call the doctor.” I never like it when dental professionals or airplane pilots say “Oops.”

    Dr. Neil McLeod, a wonderfully kind man and terrific dentist, peered into my mouth and said, “We need to take some x-rays of these teeth.”

    I smiled gently back at him. “Okay,” I said. “But not today.”

    “Why?” he asked curiously. “It won’t take but a minute, and if the cost is an issue, we can make payment arrangements.”

    “It’s not that,” I assured him. “I’m just feeling a bit blue today. If there’s nothing wrong with my teeth, then the x-rays won’t matter. If there is something wrong, I just can’t handle it today. I’ll come back another day, when I’m stronger.”

    On a blue day, keep all bad news at bay. You may not be able to choose the news, but often, you can choose the timing.

    Today’s Affirmation: “I overcome all challenges—when I’m good and ready!”

    I think this philosophy works on a tired day, too. I’ve been working really hard lately, publicizing my next teleclass, making “Gold Calls” to interested participants, writing emails for my list, writing my daily blogs, Facebooking, Tweeting, etc.

    But some days, although there’s always more work to do, more people to call, another email to write…I just take a break.  I relax, I limber up, I meditate. There will always be tomorrow in which to carry on the work. But today, there is just today, with chirping birds in the backyard, friends and family to play with, a life to enjoy.

    Always take time to create a life while creating a living.



    Pain-Full or Pain-Free

    Posted on October 8th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”


    281-October 8

    “It’s the repetition of affirmations that leads to belief. And once that belief becomes a deep conviction, things begin to happen.”—Claude Bristol


    In tears, Letty called me. A vibrant, happy mother and partner in her husband’s computer consulting business, she wore braces to correct the alignment of her teeth. She had been to the orthodontist and got bad news. Several things were not going as planned, and the orthodontist needed to do some major work on her teeth today. Although she was supposed to come to class this evening, she called me to cancel, fear projecting her into the pain, swelling, and suffering she expected to undergo.

    “Chellie,” she said, “I need some positive affirmations for this process! I’m so depressed and scared that I can’t get my mind on anything but the pain I expect. I know that if I expect pain, I’ll get pain. Help me!”

    “Good job, Letty!” I told her. “You have identified the problem and you know what will help alleviate it. But you don’t need me to give you the affirmations—you can do them yourself.

    “First, take a piece of paper and draw a line vertically down the middle. At the top of the left hand column, write ‘Fear’ and at the top of the right hand column write ‘Affirmation.’ Now start writing down every fear you have about today in the left hand column. Write until you’ve thought of everything. After you’ve completed the ‘Fear’ column, start countering each fear with a positive affirmation on the right hand side of the paper.

    “When you have written an affirmation for every fearful thought, fold the paper so you can only see the affirmations, and start saying them out loud, with positive visions of health and good feelings. Use the mirror technique, and say them aloud while you look yourself in the eye. Say them in the car while you drive to the orthodontist. Focus on them and your vision for your beautiful face with perfect teeth throughout the procedures. Every procedure is bringing you closer to your perfect vision. You may feel sensations as the doctor works, but no pain. And it will be fast and easy!”

    I have used this technique myself on many occasions and had pain-free medical procedures that I was told were going to be pain-full. I remember channeling my anger at having to have the procedure into a determination not to have the pain they told me I was going to have, so that I basically hypnotized myself into a comfort zone from which I refused to emerge. The energy of emotions can be channeled this way: Feel the power of the fear, get mad at whatever made you fearful, feel the power of the anger build, control it, harness it and then channel its flow to the positive vision. You win!

    Today’s Affirmation: “I am healthy! I feel fine and I feel wonderful!”

    Here’s some interesting facts about using social media:

    Facebook Statistics

    Do you post content on social media and then…hear crickets chirping in the background? Here’s an interesting study on Facebook pages from Facebook and journalists with findings about what gets commented on and what doesn’t. My favorite findings:

    • Posts with questions generate 70% more comments than the average post. Other top producers: clever language (120% increase) and asking for input (also a 120% increase). My thinking: these ideas are simple and can be implemented now. Major bang for our social media buck.

    • Passionate debates and touching emotional stories generate two to three times the increase in feedback. My vote: the former is easier to implement than the latter for B2B experts. B2C experts do need more emotional posts.

    • Checking in happens around the workday: morning, noon, after work, and late at night. My observation: those in the entrepreneurial space will find traffic on the weekends, too.

    Many thanks to Dale Collie, who graciously shared this study via SpeakerNet News.

    I think these points apply to books, too. I read many self-help books, and the advice is usually the same, you know. Only the personal stories are different, and when I read a new book, that’s what I’m looking for – engaging personal stories that illustrate a principle, not just another laundry list of “do this, don’t do that”. I want to know what it was like, what happened, and what it’s like now (that’s the instruction given to speakers at AA meetings).

    That’s the formula I used in all my Wealthy Spirit stories. I figured that a lot of people needed some help with their finances, but if I didn’t make it user-friendly through stories, they’d be turned off and wouldn’t read them. I thought if I make the stories interesting enough, people will get the financial points almost like osmosis.

    How’s it working for you, Dolphins?