The Wealthy Spirit Insider

    Carmen the Waitress

    Posted on March 17th, 2015 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    76-March 17

    “Praise, like gold and diamonds, owes its value only to its scarcity.”—Samuel Butler


    I have been very blessed in this life with a wonderful, supportive, loving family. My two sisters are married with children, and live within two blocks of each other in Chatsworth, California. (They family joke is they used to live six blocks from each other, but they couldn’t stand the commute.) I get to be the auntie, and developed the tradition of taking the kids out for a day trip each year for their birthdays.

    One year, the kids and I decided we wanted to go to Disneyland, and since this was a big, fun trip, all the other adults in the family wanted to come, too. So there were eleven of us: Two moms, two dads, grandpa, me and five kids ranging in age from 1-19. After a great day of seeing sights, riding rides, and shopping ‘til we dropped, we all trouped into a restaurant at the Disneyland Hotel to have dinner.

    Hungry and tired parties of eleven, including a baby in a highchair, must seem daunting to most waitresses. But not Carmen. She was bright, she was cheerful, and she managed to make everybody happy. She got the special orders with no problem, all the changes so the kids were happy, and was efficient and upbeat the entire time. She was great!

    At the end of the meal, I excused myself, went to the front desk and asked to see the manager. The hostess tensed when I made my request, and said she’d be back in a minute. I saw her go back into the kitchen and speak briefly with a young man. His shoulders slumped, he hung his head for a moment, then braced himself, straightened his tie and started walking out to see me. When he reached me, he asked tensely, “You wanted to speak to the manager?” As I said, “Yes,” I noticed several other employees were hovering around, trying to look inconspicuous, but very interested in what was going to happen. Some patrons had stopped eating and were listening, too. I was going to have fun giving them all an earful—an earful of praise.

    As I proceeded to tell this young man every wonderful thing I could think of to say about Carmen, his restaurant, and everybody in it, his smile began to turn into a grin and he blushed with pleasure. The other employees started grinning, too, and nodded to each other. The hostess beamed and the patrons caught the smiles also. It was really fun! He thanked me, and said, “You made my day.” I said, “You made mine, too!”

    Make someone’s day—and you’ll find you make yours, too. Never miss a chance to pass along a compliment or a kind word. It’s so easy! People are praise hungry. Feed them.

    Today’s Affirmation: “I am a praise-making machine, and I’m making a lot of it today!”


    Sometimes as hard as you try, as much as you plan, something disastrous happens and all your wonderful ideas land in the black mud instead of hitting pay dirt.

    All you can do is grit your teeth and repeat “There are no problems, only opportunities for growth” and move on. Once we think we’ve got the lesson, bang! We get it again. Sigh. Read below about my free teleclass snafu one October – you may be surprised at what the real lesson turned out to be. It was one I knew was important, but hadn’t thought about in awhile…

    Hi, Dolphin Friends,

    Thank you so much for registering for my complimentary call “Confidence, Charisma, and Cash”. I was delighted to chat with you all who got the message of the correct access code in time to join in. Thanks – it really was so much fun!

    We had a big major OOPS!

    Somehow, the access code number that was sent in your confirmation letter got transposed and was incorrect. As soon as we recognized the problem (thanks for all the calls and emails y’all) we sent out a notice to everyone with the correct number but a lot of you didn’t get it in time to make the call.

    (Isn’t that just like the WORST thing you can think of to happen to you if you’re giving a call?? Sheesh. It’s like you invited everyone to a party and then gave them the wrong address…)

    Oh, well. Overcoming obstacles and surviving the Breakdown so you can Breakthrough is a big part of becoming successful – its Class 6 in my 8-week workshop, so I am just filing this one under “S**t happens” and moving on to recovery!

    So here’s what I’m gonna do…

    And then I gave the Encore call information, and we had that one on Saturday. I called it “Take 2” just like in the movies.

    I created this email to go out to everyone on my list, but I also sent it individually with a personal note to each person who had emailed me about the problem to thank them.

    I hope you have read this far, because here is the gem you need to know about situations like this: “Your People” love you and are pulling for you through thick and thin. They have your back. I received some of the most beautiful, loving, supportive notes from my Dolphins, like these:

    “Thank you Chellie for a wonderful call yesterday. I thoroughly enjoyed it and loved your example of how to handle a bump in the process. It was so graceful and I learned so much on how to break through during break downs. You ROCK Chellie!!!!! Can’t wait for my workshop. I’m a lucky person and I am surrounded by a powerful winning force!!!”—Kimberley Steinke

    “It was awesome! Thanks Chellie! Way to demonstrate how to powerfully deal with a breakdown…you rock!”—Michelle Maher Ford

    “Talk about making lemonade aide out of lemons. You really took what might have a very negative situation and used it to teach lessons & make people feel empathy…Aside from how great your material / delivery/ etc were, the way you handled the challenge could not have been better if you would have set up the circumstance to teach the lesson. Not that you would do that considering like you said you had about 500 people registered…But listening to you, well, as usual my friend, you are an example of how most of us out there want to shine. Thanks for always lighting the path. xoxox, gratefully yours—Zeda Spiegel

    “Thank you for the info and the upcoming encore “performance”! I made it to the call late but enjoyed you thoroughly!! Great information and tons of fun. LOVE your sense of humor and stories. Your glitch was a “gift wrapped in sandpaper.” Have an abundant day!!—Donna from New Jersey

    Warming in the glow of these lovely notes, I remembered back to a similar situation when a bunch of my ships – which I had proudly announced in a newsletter – unceremoniously sunk. TV show cancelled, radio show cancelled, magazine review cancelled. Arggh. So I wrote about that, too. Over 160 people wrote me to share their sunken ship stories, to thank me for sharing honestly, and to give me encouragement!

    I reread what I had written about that event in my book, Zero to Zillionaire:

    “How can you continue to feel bad about a few silly sunken ships when you are surrounded by loving friends like these? It was a great lesson to me to continue to open up, to be vulnerable, that sometimes love comes more easily to you when you need a shoulder to cry on and a cup of tea than when the world is cheering you from the stands. We think we get love from being fabulous and successful and rich, but that isn’t it. Sometimes that’s an impenetrable wall that keeps people isolated. Being perfect is not the best way to reach people. Being vulnerable is. People want to know you need them. People want to know you’re like them Everyone has sinking ships, everyone cries in the night, everyone needs a pat on the back and a hanky upon occasion. Your Dolphin friends love to be there for you when they can see through the chinks in your walls to your tender heart within. Open up. Let them in.”

    Love really is all that matters in the end.

    Praise and Acknowledgment

    Posted on March 16th, 2015 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    75-March 16

    “Let no one ever come to you without leaving better and happier. Be the living expression of God’s kindness: Kindness in your face, kindness in your eyes, kindness in your smile.”—Mother Teresa

    Most of the people I know respond to praise like a thirsty dog getting a drink of water—they lap it up and glow. Unfortunately, some people would rather throw water on you than give you water to drink. But who wants to talk to them? People love being acknowledged for being wonderful. It makes them feel good. It also makes them feel good about you! A motivational speaker I know, Suzy Prudden, calls regularly and asks how I’m doing. When I say “Great!” she always says, “That’s true about you!” I love it when she calls.

    (Continued on page 75 of The Wealthy Spirit)


    Today’s Affirmation: “I am a great people-praiser and people praise me back!”

    Laura Arnold is a fabulous relationship therapist in Los Angeles. I met her through WRS – Worthwhile Referral Sources networking group. Recently, we were both asked to give a testimonial on behalf of WRS at their local Saturday Brunch meeting in Marina del Rey.

    I spoke about how WRS was my first networking meeting ever, and how nervous I was and how I really didn’t know how to craft a 30-second commercial, and how I learned how to be effective by helping others and referring business to them. That in turn helped people get to know me and refer business to me.

    Laura took a different tack. After praising WRS, she gave a terrific list of instructions, and I got her permission to share them with you (they will work for any networking group anywhere).

    Laura Arnold

    Laura Arnold’s Top 10 SUREFIRE ways to sabotage yourself at WRS:
    1.   Arrive late to meetings, and leave before they end. (Extra credit: Be disruptive when you do this.)
    2.   Take a long time to return phone calls, or, better yet, don’t return them at all.)
    3.   Don’t join any committees or do anything to increase your visibility in the organization.
    4.   Isolate yourself from colleagues in the same or related categories as yourself and never refer            business to them.
    5.   Attend meetings sporadically or not at all.
    6.   Never refer business to other members or use their services or products.
    7.   Ignore WRS protocol. Hard sell to everybody whenever you get a chance.
    8.   Never meet with members before, after or between meetings to build relationships.
    9.   Talk incessantly about yourself and never ask anyone about themselves or their businesses.
    10. Be focused only on yourself and what’s in it for you.

    I promise you, if you follow all, or even most, of these guidelines you are GUARANTEED little or no business at WRS.

    The audience howled with laughter. WRS has great training to teach you how to network effectively, and it’s based on Zig Zilar’s saying, “You can have everything in life you want if you just help enough other people get what they want.”

    Here’s Laura’s information if you or someone you know needs a great therapist!

    Laura Arnold, MA, LMFT
    10436 Santa Monica Blvd., Ste. 3030
    Los Angeles, CA 90025
    310 850-5666

    Daughter of Dolphin

    Posted on March 14th, 2015 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    73-March 14

    “None of us has gotten where we are solely by pulling ourselves up from our own bootstraps. We got here because somebody bent down and helped us.”—Thurgood Marshall


    It was December of 1988 and I had just lost the major client of my business management firm. I was struggling with debt, with bills I couldn’t pay, trying to get more business and keep the doors open. My friend, Sharlee Bishin, called me up and asked me if I had seen the article in the paper about the new pilot program the Small Business Administration was starting up called the “Women’s Network of Entrepreneurial Training” or WNET. They had enlisted twelve successful women business owners in California to act as mentors to other women and they were taking applications from potential mentees.

    I had seen the article and had even cut it out and put it on my desk, but hadn’t done anything about it. When I told her that, Sharlee just about leapt through the phone. She said, “This is perfect for you and with what you’re going through, you have to apply for this program. You could get matched up with somebody like Patty DeDominic, who runs a multi-million dollar employment agency here in Los Angeles and was mentioned in the article!” I had had the instinct myself that this would be a good program for me, but I just hadn’t taken action. Sharlee gave me just the push I needed to take the time to fill out the application and send it in.

    Three weeks passed, and I forgot about it until one afternoon when I got a call from an SBA representative. She told me, “We’ve got a mentor for you.” I was delighted. “Who?” I asked. And she said, “Patty DeDominic!” The synchronicity floored me—I knew this was meant to be and was going to be great.

    Patty was incredible. We hit it off immediately the first time we met. When I told her of my recent problems, she told me about the time she had a cash flow crunch early in her career and wasn’t going to be able to make the payroll for all her temporary employees. When the bank turned her down for a loan, she ended up borrowing the money from her accountant. But she weathered the storm, and here she was, one of the most successful women entrepreneurs in the country. She had overcome obstacles and she believed I could, too.

    We worked together over the next year, meeting once every three or four weeks, and talking on the phone regularly. She opened her business, her home, and her heart to me and her faith and sound advice were a lifeline I clung to during some of my darkest hours. Much of what I know about successful business practices, I learned from her. Patty Dolphin DeDominic.

    Have a mentor? Write them a thank you letter today. Don’t have one? Get one. Then be one.

    Today’s Affirmation: “I surround myself with supportive, loving friends and mentors.”


    Mentoring others is such a great pleasure that many people do it for a living: teachers, sports coaches, life coaches, business coaches, therapists, team leaders, self-help authors, public speakers, school counselors. There are people who devote a lot of time, energy, and money helping others through philanthropic organizations and charity work. There are also people who are unofficial helpers – they live their lives as an example that anyone can follow.

    Whether for pay or for free, there is wonderful food for the soul in helping another human being. What Dolphins know – that Sharks and Tuna don’t – is that when the person you’ve helped succeeds, when they win big, when they have a richer, fuller, happier life because of you, you benefit even more than they do. You feel even more thrilled for them than if it had happened to you. You can accomplish wonderful things and have great successes on your own, but when you help others feast at that table, you are unlimited in the successes you can experience.

    Do you see how that can magnify a person’s happiness a zillionfold? It is this quality of joy in being of service that distinguishes Dolphins.

    It doesn’t mean that being mentored is all sweetness and light and compliments. Dolphins will give you the great gift of telling you the truth. You can trust what they say and benefit from their wisdom.  Don’t ask them for feedback unless you want to hear it.  Their criticism may sting a bit, but you know they are right.  If you follow their advice, you will improve your life.

    Some people might think that Simon Cowell, the acerbic judge on the television show, American Idol, is a Shark because he gave such pointed, withering criticisms to some of the singer-contestants.  I consider him a Dolphin.  Dolphins can be tough, but they do it for your own good.  I winced over some of his criticisms when they seemed particularly harsh, but the contestants took that risk when they signed up to participate in the show.  If they are bad singers, they should know better, but if they didn’t before, they will now.  If they are good singers making mistakes, they will learn from him and improve.  Besides, Simon’s tough personality and witty remarks were part of why the show was such a success.  He knew that, and gave the audience—and his fellow investors, backers, producers, and the television station—what they wanted.  It worked for everyone on whatever level they were playing the game.

    I think some of the celebrities we see crash and burn in the media are people without good mentor-critics. They aren’t getting the advice they need to manage their lives in a happy, constructive manner. Because they are famous and rich, they have the ability to surround themselves with “yes people” whose income depends on their being complimentary and agreeable. That creates a bubble of illusion, making the celebrity think they are fine when they’re not. Where are they going to hear the truth that they need to change and grow? Who can they trust?

    Who to you trust? Who are the Dolphins in your life?  Who are your mentors and supporters?  Who can you count on for an uplifting word of encouragement, good advice, or a safe haven from the storms that batter your ships?  Who are the clients, bosses or partners that praise you and pay you? Who do you trust completely, unquestioningly, to hold your highest good in their heart and tell you the truth when it’s tough but you need to hear it in order to grow?

    These are your Dolphins.  They are Your People. Keep them close and learn from them. Then be a Dolphin Mentor yourself. That’s the Circle of Dolphin Life.

    Daughter of Jaws

    Posted on March 13th, 2015 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    72 – March 13

    “Do not try to fight a lion if you are not one yourself.”—African Proverb


    The money is in the phone—but not in every phone call. Let me tell you about Bridget.

    A corporate client of mine invited me to his company trade show which I attended on a crisp fall Saturday. When I arrived, he introduced me to the woman he was sitting with, and very nicely praised my skills as a motivational speaker. The woman, Bridget, said, “Oh, you should come and give a talk where I work at XYZ (a major television station)—they have speakers in all the time.” I thanked her for the suggestion and asked for her card. When I saw that her title was essentially “Big Honcho of Talent and Casting,” I felt as though I had won the lottery!

    I immediately sent Bridget a nice thank you note and my usual speaker’s package of information and testimonials. After a week, I made a follow-up phone call to her office. The secretary asked my name, then put me on hold. The next thing I heard was shouted at me: “Don’t call me! I only met you for five minutes! Don’t call me!”

    I was shocked speechless for a moment, unprepared for this reaction! I said, “Excuse me. When we met, you gave me your card and suggested I send you some information, which I did. This is the first call I have made to follow up.”

    “Don’t call me!! I can’t do anything for you. I got your stuff, I forwarded it on—there’s nothing more I can do for you. I only met you for five minutes! Don’t call me!!”

    Well, I just couldn’t think of anything brilliant to say in that moment so I said, “Okay,” and hung up. I felt awful!

    (Continued on page 72 of The Wealthy Spirit)

    Today’s Affirmation: “The money is in the phone and I get richer and richer with every call!”


    I still remember how shocked I was over the virulent attack of that woman. I was just so unprepared for that! I was used to calling people who were nice to me. Yowch.

    But it was just more training in how to roll with the punches, and to make my “gold calls” no matter what the response was. Not everyone will want what I have, not everyone will like me. It doesn’t matter. Making calls is what it takes for me to be successful in my business. I’ve told people in my workshops that it’s the sacrifice you make on behalf of your customer who needs your product or service and doesn’t know where you are.

    You have to be willing to fail and to have unpleasant experiences sometimes. This is how it works:

    Risks on the Road Between You and the Emerald City

    “Perseverance is a great element of success. If you only knock long enough and loud enough at the gate, you are sure to wake up somebody.”
    —Henry Wadsworth Longfellow

    If you aren’t winning enough in your life, it’s because you aren’t losing enough. “What?!” you may be thinking. “I’m losing plenty, thanks. That can’t be right.”

    It is right. You have to take risks to win. And you don’t win every time you take a risk. Success is a percentage game—and it’s not even a big percentage. The difference between successful people and unsuccessful people is that successful people are willing to fail more often than unsuccessful people. They are willing to hear “no” and get rejected. Millionaire baseball players bat .300—that means they only hit three balls out of ten. But they make millions because most people can’t even hit that many.

    The difference is that winners have an intense, laser-focused attention on the goal—and on winning the goal. They don’t see the goal as out of reach, they believe that they will attain it if they just do the right things. If they don’t know exactly what the right things are, they are willing to experiment, pay for lessons, workshops, coaches, and try different things until they happen upon the things that work, and then they do those things over and over and over, ad infinitum, until the goal is achieved. They send out a ship, and then they send out another one. And another one. And another and another and another. It doesn’t matter how many ships sink, how many people say no to you; it only matters how many people say yes. So keep on going until enough people say yes. You have to have this kind of determination not to quit and to keep going until the yeses arrive like the next ship on the next wave. Or the one after that.

    So how do you remain undefeated in the face of lost ships? How do you garner the strength—mental, physical, and spiritual—to build another? And the one after that? How do you face mounting losses, over and over again?

    It take passion, determination, and single-minded devotedness to purpose. When you’re Dorothy and your goal is the Emerald City, you are willing to take any path to get there – your goal is all that matters. Determination is like an iron fist in your gut. You will not be dissuaded from your dream because there’s a wicked witch on the road, or flying monkeys overhead, or a guard at the gate who denies you entrance between you and the Emerald City. You will never be one of those small people who are content to stay forever in Munchkinland. You will get to the Emerald City or die on the road to the Emerald City. And because you keep on moving down the road, life helps you out by sending you a Glinda, a Tin Man, a Scarecrow, and a Lion to give you encouragement and help you succeed.


    Losing fires up winners. Their response when someone tells them they aren’t good enough, they can’t do it, or they’re a loser, is “Oh, yeah? Watch this!” They use the rejection as an energetic launching pad to redouble their efforts, sharpen their creativity, and prove the naysayers wrong.

    Let me give you a tip: There’s no “there” there. There is no place to get to where you stay put “happily ever after.” Because after you reach your Emerald City, it isn’t long before you’re making plans for the Ruby City next. And the Diamond City after that. As soon as you get one goal, you just set another goal. Goals are not ends in themselves – they are just there to get you out on the road, meeting people, and experiencing life. Be passionate, follow your bliss, and the worst that can happen is you live a life full of great adventures. It’s all good.

    Today is a new day. The yellow brick road beckons you onward. Where are you headed next?

    Go for it! Do it! Yes, you can!

    Making Movies

    Posted on March 12th, 2015 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    71 – March 12

    “Behind every successful woman…is a substantial amount of coffee.”—Stephanie Piro


    My first movie role was in The Lucifer Complex, a low-budget sci-fi movie starring Robert Vaughn, Aldo Ray, and Keenan Wynn. It was about a group of women who are kidnapped by a bunch of neo-Nazis who want to impregnate them with little Hitlers. Very excited, the first day on the set I arrived before my call at 7:00 A.M., adrenaline pumping through my system, eager to participate and learn and enjoy every minute of the experience. I got into costume, makeup, and coffee with some of the other girls on the set.

    Then we got to experience the real truth of being on the working set of a movie: waiting. We waited while they set up the camera, then we waited while they changed the scenery. Next we waited while they reset the camera, tested the sound, changed the scenery again, set the props, reset the camera…get the picture? At 3:00 P.M., they were finally ready for us to shoot a scene. By then, I was exhausted. My excitement had been at fever pitch all morning—now my nerves were shot. But I cranked up my energy to act, determined to do a great job.

    The director blocked the scene for us, showing us where to stand and what to do. Then we did a run through. Then we did another run through. And another. Finally, we were ready to film. We did the scene. Oops, a fly buzzed around the microphone—do it again. Someone flubbed a line—do it again. A plane flew overhead—do it again. And again. By the time we were done, I could barely drag myself home. But I was happy! I was living my dream.

    Today’s Affirmation: “I am happy, healthy, and living my dream!”


    Ah, show biz! Back in the day when I had stardust dreams, I loved acting so much! It was such fun to create a work of art with a team of other players, dance among the wondrous sets, wear beautiful costumes and look gorgeous – or wear rags and look wretched, it didn’t matter – and perform to applause and laughter. I reveled in it.

    My senior year in college, I was cast as Charity Hope Valentine in the musical Sweet Charity at the Park Theater in Santa Barbara. This was 1969-70 and there was a lot of student unrest because of the Vietnam War, and anti-war protests were raging at college campuses across the nation. I took part in some peaceful demonstrations, sit-ins, etc. but was careful to leave when the police moved in and started arresting people.

    One night during a performance of the play, the stage manager called us all together during intermission – the theater owner had an announcement to make.

    “The students at UCSB have rioted, burned down the Bank of America, the Governor has called out the National Guard, and the police have cordoned off the neighboring Isla Vista area,” he said soberly to the bunch of us, breathless and shocked in our brightly colored costumes and makeup. “None of you can go home tonight.”

    “What are we going to do? Where are we going to go?” we asked each other.

    Some of the troupe lived in downtown or in areas outside of the campus and invited the other cast members to stay with them. The owner of the theater took a bunch of us home with him after we finished the performance that night. I remember we stayed up all night, listening to the campus ratio station on a small transistor radio, hungry for the news.

    Finally, in the morning, they announced that the National Guard was letting people back into the area who had ID that proved they lived there. I remember the long wait as the long line of cars inched up the road leading to my neighborhood. (Years later, I found out that Tom Selleck had been one of those National Guards-wouldn’t have minded running into him.) :)

    The school officials took it all very seriously. There were meetings and warnings and endless discussions. I remember cars burning in the streets and being tear-gassed walking home late at night after curfew. Martial Law. The drama department hurriedly scheduled new classes in guerilla theater, and I signed up. We did street theater, political skits, improvisations, comedy; I played and sang protests songs on my guitar, and we stopped traffic on the 101 freeway. It was exhilarating to use our dramatic skills to reflect the will of the people and be a part of a passionate voice for change.

    When the National Guard opened fire on the student protest at Kent State, and four students will killed, our anger and tears intensified the anti-war mood of the country. The politicians were on notice to do whatever it took for us to get out of Vietnam. It still took years too long, but this is where it started.

    The People are powerful. They will suffer a lot for a long time, but like the millions of Egyptians in Tahrir Square who wanted better lives and an end to an oppressive dictatorship, there comes that tipping point when the groundswell for social change has gathered such momentum, it can’t be stopped. The tsunami sweeps all before it.

    Everyone has a right to live their dream.

    The Nay Sayers

    Posted on March 11th, 2015 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    70 – March 11

    “A ship is safe in the harbor, but that is not its purpose.”—Unknown


    No matter who you are, how brightly you shine, how loving, smart, talented, rich, successful, kind, caring, or wonderful you are, there will be someone who doesn’t think so. Some of the most difficult challenges to overcome are the boulders that other people put in our path. They are “The Nay Sayers.”

    Years ago, on the same day, Burt Reynolds and Clint Eastwood were both released from their contracts with a major motion picture studio’s talent development program. They were told they would never make it in show business. Reynolds was told that he couldn’t act and Eastwood that his Adam’s apple was too large.

    As they walked off the studio lot, they passed some workmen who were already painting out their names on their parking spaces. I imagine that they were depressed, hurt and scared. Their dreams of stardom and success must have dimmed on that day. But Reynolds turned to Eastwood and said, “Well, I think I have a better chance than you of becoming a star anyway.”

    Eastwood looked at him suspiciously and asked, “Oh, yeah? Why is that?”

    With a twinkle in his eye and his inimical comic style, Reynolds replied, “Well, I can always learn how to act. But what are you going to do about that Adam’s apple?”

    Both talented men rose to great heights of motion picture stardom. Their faces and films are familiar to me. I know Burt Reynolds’ name. I know Clint Eastwood’s name.

    I don’t know the name of their Nay Sayer. Do you?

    Today’s Affirmation: “All my good is on its way to me now!”


    There are plenty of destroyers out there. Perhaps they are just angry they don’t have the talent to create positive things. Maybe they weren’t loved as a child. It’s a lot easier to criticize than to create. People don’t remember the names of the critics, the people who write nasty comments on blogs and websites, the people who trash others.

    We remember and celebrate the names of the creative people, who set sail when others thought they would fall off the end of the earth, who painted pictures in styles others thought were crazy, who invented machines that flew.

    Never mind if you haven’t had that big success yet, or if the world still doesn’t understand you. With the energy of your attempt, you lift others and spur them on to greatness. You add power to the dreams of everyone.

    Theodore Roosevelt said it best and is often quoted:

    “It is not the critic who counts: not the man who points out how the strong man stumbles or where the doer of deeds could have done better. The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood, who strives valiantly, who errs and comes up short again and again, because there is no effort without error or shortcoming, but who knows the great enthusiasms, the great devotions, who spends himself for a worthy cause; who, at the best, knows, in the end, the triumph of high achievement, and who, at the worst, if he fails, at least he fails while daring greatly, so that his place shall never be with those cold and timid souls who knew neither victory nor defeat.”

    “Citizenship in a Republic,”
    Speech at the Sorbonne, Paris, April 23, 1910

    It really chokes me up every time I read it and I can’t help tearing up a little. I think of all the people I know who have struggled through this last recession, who strive to carry on, learn from their mistakes, and keep their head held high no matter what. I honor you for your perseverance, your dedication, your ideals. For your creativity and your fortitude.

    Forget the critics – especially the inner ones – they don’t have the capability to understand you.

    You are a winner right now, right where you stand. Celebrate yourself today.

    Angels in Disguise

    Posted on March 10th, 2015 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    69 – March 10

    “The person who says it cannot be done should not interrupt the person doing it.”—Chinese Proverb


    It was a beautiful Saturday morning at the L.A. Times’ Festival of Books, held on campus at U.C.L.A. It was fun to roam among the books and booksellers and hear some authors speak of their experiences writing and publishing. At one panel, Chris Bohjalian, author of Midwives, a national bestseller, was asked if he had ever taken any writing courses. He laughed, and said no, but it wasn’t through lack of trying. He had once applied for acceptance into a writing program and had sent in samples of his work. Nervous, nineteen and hopeful, he had entered the monolithic building for his interview with the well-known writing instructor. She sat behind a huge, overpowering desk, looked at him coldly and said, “Be a banker.”

    Whenever you step out of the norm, you will encounter sharks. Out of moments of their own despair, possibly even thinking they’re helping, they will throw challenges at your dream in the shape of criticism. Remember that they do not know you and they do not hear your music. Perhaps they are really angels in disguise, whose mission is to make you angry, to goad you, to create the cement that will glue you to your dream with grit, determination, and power. As a friend of mine once said, “I didn’t know I had a dream until this man told me I couldn’t have it.”

    (Continued on page 69 of The Wealthy Spirit)

    Today’s Affirmation: “I am successful and follow my dreams all the way to reality!”


    My friend and marketing guru Nancy Marmolejo posted this blog on Facebook which I thoroughly enjoyed and thought it would be perfect to share with you. So I wrote both of them and asked if I could have please have Therese Skelly as my guest blogger, too, and of course they were both delighted.


    Surely the scariest place for a business owner is when the phone isn’t ringing, clients are leaving, and you get that dreaded feeling….

    “Oh crap….no one is buying these days. What am I going to do?”

    We’ve all been there and it just sucks! But there is a way out. In this post I’ll talk about some inner game and mindset strategies. So know you aren’t alone if you have felt this, and that there is a way through it!

    And if you are in that space of fear about money, the first thing you must do is to watch your thoughts! Instead of looking at what you don’t have or what you have lost, flip it to notice just how much abundance is all around you. Perhaps you have an abundance of beauty in your yard, or like me feel tremendous wealth in personal relationships. This is where the expression, “What you think about, you bring about” comes in. The more you focus on lack and fear, the more you will see and experience it.

    Your number one job during these sometimes scary times is to manage your energy. We’ve all had the experience of having the desperate person in the bar hitting on us or the pushy car sales person who needed your purchase to pay his rent. That ‘vibe’ can be quite repelling, so you must be vigilant about knowing that your good is right around the corner, and stay in the positive mode of what you have that’s working right now.

    Whatever you do, STOP the talk about what’s going wrong! If you tend to have those ‘woe is me’ conversations you can set a timer and give yourself a few minutes to get it out of your system, or have your friends lovingly remind you when you go down that road, but whatever you do….don’t feed the fear.

    So after you stop the negative conversations, the next piece is to look at the possible gifts in your life even if you can’t see them in the moment. Think of the farmer who has to have faith and trust that the seeds he planted in the ground he so lovingly prepared…will soon take root. That’s the task for you my friend. Finding that level of faith.

    So just to restate it, the mindset tricks when you get scared or they aren’t buying are these:

    • Stay in the day – don’t project into the future with fear
    • Focus on what’s working and expand that
    • Find the gifts so you don’t feel like a victim
    • Refuse to give in to negativity – shift your energy
    • See the abundance all around you and amplify it
    • Reach out and let people support/love you
    • Know there are seasons to everything and this too will change.

    Try these tips and let me know how it works for you. Mainly … don’t give up!

    (c) 2011 Therese Skelly. Discover a simple, yet surprising secret to getting unstuck in your small business by visiting and signing up for her next free workshop and receive a free audio “Uncovering the 7 Biggest Money Drains in Your Business-Tips and Tactics to Stop Losing Money Each Month.”

    Stopping Points

    Posted on March 9th, 2015 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    68 – March 9

    “We can throw stones, complain about them, stumble on them, climb over them, or build with them.”—William Arthur Ward

    Sometimes you’re the one putting the boulders in your path. Then the “Yeah, buts” you hear are in your own mind. Recognize any of these?:

    1.     Yeah, but I don’t have the time.

    2.     Yeah, but I don’t have the money.

    3.     Yeah, but I don’t have the education.

    4.     Yeah, but I don’t have the talent.

    5.     Yeah, but I’m not pretty (handsome, smart, strong, or ____) enough.

    6.     Yeah, but I have too many other things on my plate.

    (Continued on page 68 of The Wealthy Spirit)

    Today’s Affirmation: “I love myself the way I am!”


    A journalist I know wrote me on Facebook to ask what I what I would say to a sad reader who is disabled at 57 and in credit card debt. She gets a small monthly disability check  and has a house paid for, but nothing else. Did I have any words of wisdom for her?

    Well, of course, Teacher Chellie couldn’t resist, so here’s my response:

    People do get themselves into some pickles, don’t they? I know they want a magic answer to have their debt disappear, but it’s going to take money, which means it’s going to take work.

    I have a standard letter that I send when people write me who are in bad financial straits. I adjust it to fit the circumstances, so this is what I’d say to your gal:

    I’m sorry to hear you’re disabled and have debt that needs to be paid off. The good news is that you have a house that’s paid for. Lots of people don’t have a big asset like that, so congratulations are in order for your accomplishment!

    I know life gets tough sometimes.  It’s hard to keep the faith that things will get better when the economy is in trouble and nothing seems to point to a better day. There is a better day coming, but you have to take the right steps to make sure you’re in the sunlight when that day arrives. There is no magic answer. You have to find some work you can do to bring in money – either employment in a job or start your own business.

    I met a woman once who owned a very successful employment agency. When I asked her how she got started, she said she was in a serious car accident and was hospitalized for almost a year. She was her own sole support, and she said she had to find a way to make a living from her hospital bed. Immobilized, she couldn’t move anything but her mouth, so she said to herself, “Well, I can talk on the phone so I’ll do telephone sales.” And that’s how she started her business.

    What talents or skills do you have that people might pay you for? Look in the want ads, post your resume online, talk to friends, old employers, or start your own business.

    It is only your will and determination to succeed that will keep you going. You determine what you want to happen and you dedicate yourself to doing whatever it takes to make that happen.

    If you need better skills in your chosen profession, take classes, read books, listen to tapes (available at the library free!) and get a mentor or partner in the business who knows more than you. Join or start a mastermind group of friends who can help and support you and each other. Read all my past newsletters in the archives on my web site at Follow every instruction and do every exercise in my books “The Wealthy Spirit” and “Zero to Zillionaire”. You can get them free at the library and I wrote them to help people who couldn’t study with me personally. You can do your own self-study program. I am also writing a daily blog which can help you.

    Affirmations work–to put you in the mindset to take action to achieve your goals. The hardest time to do them is when you most need to do them. And you have to act your way into feeling happy and rich while you’re doing them. Your subconscious mind can’t tell the difference between the truth and a lie. So, eventually, what you tell it actually becomes true.

    And that’s when the magic money clicks in – when you’re not looking for it, when you’re busy doing work that helps people – that’s when all manner of unforseen events occur and people send you gifts of money, you win a cash prize, you find money in the street, someone pays you back money you forgot they owed you. The Universe is waiting to shower gifts upon you, but you can only receive them through your happy, joyful, positive thoughts and actions. Your desperate, needy entreaties only get you more of desperate, needy situations. See?

    Good luck! I wish you the very best of success and abundance.



    Getting Past the Past

    Posted on March 5th, 2015 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    64 – March 5

    “The hardest years in life are those between ten and seventy.”—Helen Hayes


    Chuck was having a hard time. He was trying to do his positive affirmations, but the negative voices kept coming up. He was very conflicted about his past, the negative upbringing, the angst in his family. He had many unresolved issues with his parents and as a result, he kept talking on and on about his problems, rather than the solutions to them. You could tell from the look on his face and the energy with which he talked about his past that he relished the struggle. I’ve seen this problem many times, watching people take class after class, ostensibly to learn to overcome their problems and become successful, but, in actuality, to wallow in their difficulties and celebrate their inadequacies. They are victims and it’s never their fault.

    I sensed that Chuck was on the verge of changing this behavior. He was ready to let go of the past and create a new future. He approached me after class one evening, told me of his struggle and asked if he could take me to lunch the next day. “I just know you have the answer and I will be able to get past my past!” he said. “Maybe I do,” I answered, “Let’s go to lunch and see.”

    We met at noon and sat under the trees at the little sidewalk café. For forty-five minutes, he regaled me with stories of his childhood, the struggles with money, the poverty consciousness of his family, and the continuing problems throughout his working career that stemmed from his past. He had been in therapy, had taken classes and read books, and seemed to have a thorough understanding of how the negative programming of his childhood had created negative habit patterns in the present. I could see that he was ready to be done with the past and create a new present.

    “I just know you have the answer,” he said towards the end of our lunch hour.

    “I do,” I said.

    “Great!” he exclaimed. “I knew you would! Tell me the answer! What do I have to do?”

    I paused, looked him straight in the eye and decided to take the risk and tell him the truth straight out. I said, “Get over it.”

    His eyes widened in shock. He looked at me for a long moment, then started to smile and then to laugh. He said, “That’s it exactly. I knew it; I just needed somebody else to confirm it. Thank you.”

    We laughed together, sitting in the sun. After that day, his tension eased, he relaxed, he appeared more self-assured, he started thinking more positively, sending out ships, and his business prospered.

    You may not be ready to “get over it” today. Maybe you need more psychotherapy. Maybe you need more time to wallow. But if you want treasure, one day you must stop mourning over the sunken ships and build new ones.

    Today’s Affirmation: “With a glad heart, I welcome the treasures of today!”


    Write the story of your life. Read it over again. Is it a balanced viewpoint? Or is it weighted towards the negative or the positive aspects of your life?

    Now rewrite it—twice.

    The first time, write it from a loser’s perspective and focus on all the bad breaks you ever had, the people who were mean to you, hurt or robbed or beat you, and all your financial losses.

    When you write the second version, focus on winning. Take pleasure in every good thing that ever happened to you—every win, every success, every raise, bonus, etc.  Look at all the people who helped you, nurtured you, and loved you.

    They are both “The Story of Your Life.” They are both true. But which one do you focus on? Which one shows up on your face? In your body language? In your relationships? Which story do you think about before you go on a job interview?  Make a sales call? Go on a date? Which story of your life is showing up in all your current results—financially, professionally, and personally?

    To illustrate, here are some of the things I include in “The Story of My Life”:

    Version #1:  Lost election for cheerleader twice. Battered wife. Divorced. Failed as an actress—never had a starring role on TV, movies or Broadway. Left at altar three weeks before wedding.Worked for years as a secretary for little money.  Lost major $300,000 a year client right after buying out partners from business. Drowned in credit card debt.  Bought house at high price, high interest mortgage. Couldn’t pay bills. Couldn’t pay mortgage. Filed bankruptcy. Lost home to foreclosure. Robbed at gunpoint. Attacked in bedroom at 3:00 am. Car broken into 3 times, stolen once.  Mother died, followed by uncle, aunt, cousin’s six-month-old baby, best friend—all within 9 months of each other. Abused alcohol. No husband. No children.

    Don’t you just want to say, “Oh, poor thing”?  I feel depressed just writing all that.

    Version #2:  Won election for Pep Club President. Leading roles in school plays. Won Outstanding Senior Speech Arts Award. Graduated Magna Cum Laude from UC Santa Barbara. Selected Outstanding Senior for Drama Department. Worked often and had great fun in professional acting career—member of Screen Actors Guild, Actors Equity, and AFTRA. Found new career in bookkeeping service, grew business from $80,000 annual sales to $450,000 annual sales in four years. Made partner, then bought business. Able to save business after bankruptcy. Invented new business—Financial Stress Reduction® Workshops. Elected President of LA Chapter of National Association of Women Business Owners, won Small Business Administration Women in Business Advocate award, Pacific Palisades Rotarian of the Year, Womens Referral Service Member of the Year, Women in Management Most Inspirational Speaker. Got sober. Make six-figure income. Have fabulous friends and family. Enjoy every day—making money, having fun, and helping people.

    Same life, different perspective. Both versions are true. But if I allow myself to think about the first version, with all the negative things, each day before I make a phone call or write an email or go to a meeting, I’m going to be depressed. And that’s going to show. Then, if I call you and you’re a positive person, you’re going to be put off by the negative undertone you feel from me. However, if you’re a whiner and complainer, you’re going to be ever so attracted to me…see how it works?

    Beware the stories you tell other people. Telling them reinforces your belief about yourself, and creates your future from your past. Everyone has bad things happen to them. Everyone has good things happen to them. Winners focus on the good things and whiners focus on the bad things.

    I used to think that when you became successful, you wouldn’t have any more failures. Now I know that even when you become a fabulous success, you will still have losses. Success is in the margin between the wins and the losses. I learned that from poker: the best player in the world still experiences some bad beats and terrible results sometimes. But as your skill and experience improves, you will have more wins and fewer losses. You will win more money and lose less money. Same thing in business; same thing in life.

    So go, risk, explore, experience, learn, and grow. Improve your margins and improve your life. Every day is a winning day!

    “From Worry to Wealthy: A Woman’s Guide to Financial Success Without the Stress” was just released in February, and was the #1 Hot New Release in Women in Business and #1 Hot New Release in Budgeting and Money Management on Amazon. Filled with juicy stories and instructions on how to solve your love/hate relationship with money, make gold calls instead of cold calls, and live a rich and beautiful life, this is the book that swears nice girls CAN have the corner office! “What a wonderful book! This is a terrific guide to living a rich life – spiritually, mentally, and physically. Filled with wonderful stories and examples, keeping in mind these principles will help you have confidence, charisma and cash in your business and in your life.”—Barbara Stanny, Author Overcoming Underearning and Secrets of Six-Figure Women

    Jury Duty

    Posted on March 4th, 2015 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    63 – March 4

    “Reflect upon your present blessings, of which every man has many…not on your past misfortunes, of which all men have some.”—Charles Dickens


    In Los Angeles, they recently changed the requirements for jury duty so that if called, you only had to serve for one day or one trial. As a single, self-employed person, I had always been excused from jury duty because it would cause a financial hardship. But this new system made it possible for me to participate. Rather than regarding it as an onerous duty, I rather looked forward to the new adventure. It made me think about our system of government and how lucky we are to have a judicial system in which judgments are rendered by a jury of our peers. Beats tyranny and oppression every time.

    So my peers and I showed up at the Van Nuys courtroom, checked in and waited to be called.

    There were about three hundred of us in a large, comfortable waiting room. Fifty at a time, they called our names, upon which we proceeded to a courtroom, where we were to be interviewed as prospective jurors.

    In the courtroom, the panel involved a murder case, expected to last for eight days. The defendant was accused of murdering his estranged wife. One by one, the bailiff called the jurors to the jury box, where they were asked a set of questions. Many jurors were excused, based on their answers. They completed the jury before I was interviewed, and my jury service of one day was over. But the answers I had to the questions they asked struck me:

    Have you ever been a victim of a crime? “Yes, my home has been burglarized three times; my car has been broken into three times, stolen once; I have been robbed at gun point once and physically attacked in my home in the middle of the night once.”

    Have you or anyone you know ever been a victim of domestic violence? “Yes, I have.”

    Have you ever abused alcohol? “Yes, I am a sober member of Alcoholics Anonymous.”

    I had never added up all this information about my past in quite this way. And I saw how much of a victim I had been. I believe it’s because, at that time, I had a victim mentality; I thought negative, fearful thoughts and attracted those experiences to me. I noticed, too, that since I had actively practiced positive thinking, my experiences had also changed, and I was a victim no more.

    Please note I am not blaming all victims here, just noting that if you are a victim over and over again, maybe it has something to do with you. Like the old Marvin Gaye/Kim Weston song says, “It takes two, babee-ee-ee.” So I determined to stop thinking like a victim, stop telling victim stories, and decided to focus on winning. Now I tell success stories. How about you?

    Today’s Affirmation: “I am victorious over my past and creating abundance today!”


    Hallelujah, I am so glad not to be a victim Tuna any more! It’s so nice now just to feel safe, and happy, and prosperous. Ahhhh.

    But I get little reminders from time to time, that I am not perfect at the positive thinking thing after all.

    Once, we were having construction on our street for more than three months. The Department of Water and Power are replacing the water main. The street was filled with “no parking” signs and often got closed. Lots of trucks and drilling and noise.

    One day, I was worried about loud drilling noise during my afternoon teleclass. I hoped they would show up on a different day, or at a different time. But somehow I kept picturing how awful it would be if they started drilling right outside my house during the class.

    Bingo. Sure enough, the truck showed up to drill in front of my house at exactly 15 minutes before the class started and ended about15 minutes after the class was over. Out of the 40 hour work week, they chose the 2 hours that I most needed them not to be here.

    This is a perfect example of the Law of Attraction. I focused on what I didn’t want, and bam! I got what I didn’t want.As Abraham-Hicks noted:

    “The Universe is responding to you in your NOW.  So whatever you’re feeling right NOW means that is what you are sending out vibrationally right NOW, which means that is what you are attracting to yourself right NOW, which means your future is FULL of a bunch of stuff that is gonna feel pretty much like right NOW feels.”

    Remember to always focus on what you DO want instead!

    I am humbled once again, remembering Catherine Aird’s admonition, “If you can’t be a good example, then you’ll just have to be a terrible warning.”

    Today I’m focusing on happiness, clarity, and winning big at everything I do. What are you going to focus on today?