The Wealthy Spirit Insider

    Creating Your Life

    Posted on August 22nd, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    234-August 22

    “Man cannot discover new oceans unless he has the courage to lose sight of the shore.”—Andre Gide

    No one who has ever written a story, painted a picture or improvised music will tell you that it came out exactly as envisioned before the moment of creation. Our lives are like paintings that take on a different energy with a single unplanned brush stroke; colors merge and blend, the eyes see form beneath the paint, the arm arcs with power, and a surprising new line is drawn. Novelists speak of their characters as having a life of their own; they whisper to them in dreams in the night, and the plot flows through fingers in tune with a metaphysical channel of energy. Music flows from rhythm and beat; whirling notes cascading from mouths, fingers, horns, and strings. It is the gift of being in what psychologist Mihaly Csikszentmihalyi terms “flow,” in touch with being; what athletes, artists, salespeople, teachers, all who have experienced being completely focused in a moment of creation know as being in “The Zone.”
    Buddha by Gayle Etcheverry

    Our lives are like that. We tune and strengthen our instrument, we gather our paints and canvases, we read and write and perfect our gift of language, and set out upon the road of the world. We cannot see what is around the bend, what lies beyond the next hill, what notes will carry gaily on the air, what musicians will travel in our band. But we have goals, wishes, wants, dreams, plans. We create in our minds what we’d like to see up ahead, and set out in search of the prize. And we always get a prize—just not always the one we were expecting.

    That you set a goal and get something different does not negate the goal setting process. Indeed, without a goal to set your life in motion, you wander aimlessly, a pawn to be used for other people’s goals. Without a goal, there is no action; without action, there are no accomplishments.

    Prizes don’t drop in on you unannounced, while you sip your morning coffee in your bathrobe.

    Today’s Affirmation: “I have what it takes to go out and get what I want!”

    You just never know when a big ship is going to come in. You market and advertise, blog, tweet, post on Facebook, your web site, emails, newsletters, etc. and then one day, AOL News calls and says they want to do an article with a positive slant on the financial situation. They came to the right person, didn’t they?

    Stay Positive Even While Market Swings, Brentwood Financial Adviser Urges
    by Nima Maghame

    As the stock market continues its roller coaster ride, people are on edge when it comes to their wallet.

    Brentwood native Chellie Campbell knows all about the frustration and fear that comes with a bear market recession. She has been working out of her home office in West LA since the early ;90s consulting with locals on what she brands as financial stress reduction®.

    “All we hear in the news is that we should be afraid and most people are driven by fear, which simply makes everything worse…(The media) should reinforce that America is fine and that we go through cycles of booms and busts. During times of recession we shouldn’t be trying to sell everything. If anything, we should be spending more,” Campbell said.

    Campbell urges her clients to take a positive perspective on daily finances. She suggests having three budgets – low, middle, and high – and picking one at the beginning of every month. This will let you save when they need to, she says, and spend when you want.

    “When people hear the word budget, they often hear the word ‘can’t',” she said.

    Campbell argues that finances change and by creating three different budgets instead of only one, spending freedom can be worked in when cash flow increases…

    For the rest of the article, please click on the link below

    Treasure Maps

    Posted on August 21st, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    233-August 21

    “It all comes from the mind. I’ve seen the most incredible success stories…because a person had a dream and it was so powerful no one could touch it. He’d feel it, believe it, think about it all day and night. That would inspire him to do things necessary to get the results he wanted.”—Arnold Schwartzenegger

    Visualizing what you want goes hand in hand with positive affirmations. When you declare what you want and have a clear picture of what it is you want, sooner or later what you want shows up. In order to make more money, you have to have a reason to make more money. What do you want more money for? If you aren’t clear about what you want, it will be much more difficult to get it.

    Treasure mapping is a great tool for becoming clear about your goals. It is also a fun project. You start by collecting lots of magazines that are filled with beautiful color photographs of things you want, places you want to go, representations of the kinds of people you’d like to meet, relationships you’d like to have, spiritual values, etc. Buy some poster board, scissors and glue. Put on some great music and start cutting and pasting—you’re making a collage of all the great things you’d like to have in your life.

    It is a great activity to do with friends, or your family. You can admire each other’s choices and desires and compliment each other’s creativity and artistic expression. With family members, you can create separate treasure maps or one family effort that will have each person’s goals and dreams contained in it. Have fun, smile and laugh a lot while you’re making it!

    When it’s finished, put your treasure map on the wall. Look at it every day, remembering the fun you had making it, and visualizing having all the things represented in your life. Do positive affirmations about having the things you see. Send out ships to actualize these things coming to you. Start a savings account for major goal purchases. You will be amazed at how quickly many of these things will show up.

    One summer, I created a Financial Stress Reduction Graduate Cruise Weekend for people who had taken my workshop. I brought all the materials for treasure mapping and we had a great afternoon on board the ship creating pictures of our dream goals. One of the women put pictures of babies all over her map, because she and her husband wanted to start a family.

    Six weeks later, she told me she was pregnant. And she had twins!

    Today’s Affirmation: “I visualize and create exactly what I want.”

    I read Kucki Low’s book “This is Kucki Your Pilot Speaking: The Inspirational Life Story of South Africa’s First Female Commercial Airline Pilot.” It is a wonderful tale of a bright, strong woman, born in Austria, raised in South West Africa, who fell in love with flying and determined to become a pilot.

    She made sacrifices to follow her dream and used every available extra dollar for flying lessons, eventually becoming a flight instructor at a local airport. One of the first students who phoned to book a lesson was told that he was so lucky the club had just hired the only woman flight instructor in South Africa, and that there was a booking available that afternoon. His comment was, “I’ll try anything once”. One thing led to another and we were married a couple of years later.

    Kucki has followed her bliss throughout her life; trading in her passion for flying for a new found love of husband and family, immigrating to Vancouver, Canada, starting businesses, having adventures, and having fun.

    Now she shares with audiences worldwide the inspirational story of how she found her path to a joyous life by following her passions. To inquire about speaking engagements, please email her at

    Affirmations Are Forever

    Posted on August 20th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    232-August 20

    “Endurance is the most difficult of disciplines, but it is to the one who endures that the final victory comes.”—Buddha

    People sometimes ask me when they can stop practicing their affirmations. I answer with another question: “When can you stop brushing your teeth?”

    Affirmations are forever. It’s a daily maintenance program. I thought negative thoughts for many more years than I’ve been practicing positive ones. I certainly don’t want to backslide, do you? Those old habits are just lying in wait. One of my clients did her affirmations regularly, without fail, and then got more business than she could handle. Frightened, she purposely turned off the flow. She said, “Okay, that’s enough!” and stopped doing them. Business completely dried up. As a matter of fact, all three big jobs she had gotten were canceled. She immediately recognized what she had done and started doing her affirmations again daily. She got another big job that week, and two of the lost projects were restored.

    Every time I run into one of my clients that I haven’t seen for awhile, I always ask how things are going. If they answer, “Great! Business is booming and I’m really happy!” I ask if they’re still doing their affirmations. Invariably, they respond, “Oh, yes! I have them in my wallet, posted on my bathroom mirror, and I do them in the car, too.” Conversely, when things aren’t going well for someone, they sheepishly reply that they somehow just forgot about doing them.

    One attorney, after admitting that he wasn’t practicing his affirmations, vowed to start again that day. A week later he called me. Very excited, he told me that he had collected $6,000 that week and $4,000 of it was unexpected income. “This really works!” he exclaimed. “Tell everybody!”

    Consider yourself told. And knowing about it isn’t the same as doing it.

    Today’s Affirmation: “I am happily practicing my positive affirmations every day!”

    My dear friend Sylvia Silk, Doctor of Divinity, sent me this article from her blog, and I had to share it with you. Humanity is evolving!

    Sylvia Silk

    On the Leading Edge of Conscious Evolution
    Those of us lucky enough to be born in the 20th century are familiar with change. We have witnessed progress induced by the industrial era (the printing press, electricity, automobiles, airplanes, indoor plumbing) and the information age (radios, telephones, computers, internet, cell phones). Prior to a few hundred years ago, life didn’t change during one person’s lifetime. Therefore, the assumption was that human life was irredeemable, unchangeable, un-evolvable. We used to be born into cultures that used the same tools, same modes of transportation and did the same work from birth to death. Generation after generation nothing changed.

    Life was painful. Women and siblings died in childbirth. Husbands and sons were killed in war. Whole villages were raided and plundered. No one was safe. Fear, suffering and dying was the norm. Life was hard; no conveniences like running water, electricity, grocery stores. Life was about competition; competing for food, for a mate, for status in the clan. Life was about survival; it was every man for himself. Life was short; the best we could hope for was 40 or 50 years if not ended sooner by disease or death.

    A few hundred years ago, we started to have history to look back upon and study. We could see where we had come from and how things had changed. We began to recognize humanity is evolving through progress.

    At first we only understood things progressing through history. Then philosophers and spiritual teachers started to see divinity unfolding through history. Biology discovered species are not just created, they mutate and change over time. More recently we have discovered the cosmos is also emerging; there was a moment when this was all a singularity and then it burst forth and has been unfolding through this creative process ever since. Everything is evolving: man, earth, life, even consciousness itself.

    If we look at humanity, not much of it has evolved beyond the lower states of consciousness: guilt, anger, jealousy, hate, fear, revenge, pride. But a persistent, incremental shift is taking place. Ken Wilber reports that 5% of the world population has evolved into the higher states of consciousness, living selflessly with compassion, humility, integrity, kindness and forgiveness. As that percent grows and reaches critical mass, all of humanity may quantum leap into the higher levels of consciousness. Teihard de Chardin, the French paleontologist, saw a new evolutionary potential when he wrote, “The way out for the world, the gates of the future, the entry into the superhuman, will not open ahead to the privileged few or to a single people, elect among all peoples. They will yield only to the thrust of all together (even if it were from the influence and guidance of an elite) in the direction where all can rejoin and complete one another in a spiritual renewal of the Earth.” Then we would have heaven on earth!

    So we are beginning to understand that we are part of evolution and it’s moving in a forward direction. In our lifetime, we will see many changes in our world and in ourselves for we are becoming aware that there is a spiritual evolutionary process going on. When you look at the world through an evolutionary lens it no longer seems to be irredeemable or unchangeable.
    We are beginning to discern and understand the patterns of evolution, spirals of movement toward greater complexity, greater circles of cooperation and unity.

    For eons, the notion that you could create heaven on earth or change human nature seemed preposterous because nothing ever really changed. But now when we look at how change unfolds, how rapidly culture evolves, at the movement of spiritual evolution in ourselves and others, we realize that consciousness is transforming and transmuting into an expression of those higher spiritual potentials revealed to us by the yogis, mystics and other self-realized beings.

    This awakening to the realization that we are evolving is new. As one evolutionary leader puts it, “…..we are discovering the evolutionary impulse.” And our union with God no longer just means union with a transcendent God that lives in the sky; it means union with the manifest God, the immanent God, the Divine Creative Principle that’s unfolding before our very eyes through the receptive human. We can become the expression of that. We can be a vehicle for that in the world. We can choose to consciously evolve by choice instead of by default.

    We are discovering that we can choose to participate in our own individual evolution. All the wisdom traditions are tremendous treasure troves of wisdom and spirit, but our realization that humans are evolving is changing things. A new world is dawning. All aboard!

    Until you return, fill your days with GIGGLES, JOY, and APPRECIATION!

    Sites to explore:

    Sylvia Silk, D.D. Director of the Institute For Balanced Living, Los Angeles,CA, USA
    DoctorofDivinity, SpiritualCoach, ReconnectiveHealingPractitioner, Writer

    It’s Just a Co-Dependent Love Song

    Posted on August 19th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    231-August 19

    “One comes to believe whatever one repeats to oneself sufficiently often, whether the statement be true or false.”—Robert Collier

    Years ago, I heard singer-songwriter named Scott Kalechstein sing a clever, paraphrased version of It’s Just an Old Fashioned Love Song called It’s Just a Co-Dependent Love Song. That made me laugh, but it also made me think. I loved all those old torchy, hurt-so-bad love songs and sang them all the time. Whenever I felt blue, I just put on some records or strummed my guitar and wailed. I sang Crazy, Single Girl, Don’t Think Twice, Too Far Gone, Am I Blue, Mean to Me…get the picture?

    It is emotionally satisfying to sing the blues now and again. But every day? It didn’t cross my mind that, if sung too often, these songs could act as negative affirmations. I just wondered why my love life was a mess.…

    Think about the songs you’re walking around singing. What’s the message you’re giving yourself? Are they positive affirmations, joyful songs? Or heart-breaking, emotional downers? (Not to mention the violent rapper songs. Better to channel all that anger and rebellion into music than into mayhem in the streets, but I wouldn’t be singing along if I were you.)

    Songs are speaking your word, and your word is powerful. Now I make sure to counteract the blues by also singing songs like I’m All Right, Happy Talk, I Feel Lucky, It’s My Life and Thank You For Loving Me.

    Why not write your own positive song or change the lyrics to a favorite tune? If you change lyrics to a tune, it must be an already upbeat song, or your subconscious memory of the negative words will impede your progress. A friend of mine had rewritten the lyrics to Lemon Tree to be Money Tree, but when I sang it, I always remembered the word “impossible” in the song. I didn’t want the word “impossible” connected with my money, so I had to stop singing that one.

    Here’s a song most people know that we can rewrite for our purposes: Change the word “birthday” to “money” in the song Happy Birthday. I think singing “Happy money to me” is a great affirmation! Sing it today!

    Today’s Affirmation: “Happy money to me! Happy money to me!”

    When you stop to think about it, you can start becoming aware of all the negative things you tell yourself on a regular basis, like singing sad songs. It’s fine to roll in the mud sometimes – there is a resonance in shared sorrows that brings people together in compassionate understanding. But too much time there will just make you depressed.

    The daily news of stock market gyrations–is it another bubble or not, whether or not there’s another recession coming, warnings about the continuing lack of affordable housing, consumer debt, lack of retirement savings and high unemployment, makes us want to start singing the old Depression-era song “Brother Can You Spare a Dime”. And all the Tuna out there are joining in that chorus.

    But if you’re here reading this, you aren’t a Tuna, you’re a Dolphin. You don’t follow the crowd down the rabbit hole of gloom and doom, but swim through the waves happily and in communication with your fellow Dolphins, finding your fish, and jumping for joy.

    Now is the time you can have a positive effect on the people around you and the economy. Sing your happy song for all you’re worth. Look at the blessings in your life and celebrate them. Don’t focus on your fears of what you don’t want, but relish creating what you DO want, for that’s what you will manifest in your future.

    Bobbi, Shelley, and me at Villa d’Este outside Rome

    Sure, you can join the crowd of Tuna, wailing about the paper loss on your balance sheet when your home’s value goes down a bit, watch the negative news reports or the arguing politicians, feel the fear of financial insecurity and visualize your future as a bag lady or homeless guy on the street.

    Or instead, you can discipline yourself to focus on your goals, visualizing being happy and rich, having plenty of money, overflowing bank accounts, a jam-packed client roster, plenty of time off for family, friends, and vacations. See yourself in fancy dress in rich surroundings, on an emerald-green golf course, on a Mediterranean cruise, strolling the streets of Paris, laughing with loved ones, fine dining at five-star restaurants, building your dream house in the mountains, lying on a sparkling white beach near crystal clear oceans.

    To paraphrase the Dylan Thomas poem – minds, hold you poison or grapes?

    Singing for My Supper

    Posted on August 18th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    230-August 18

    “Criticism didn’t really stop us and it shouldn’t ever stop anyone, because critics are only the people who can’t get a record deal themselves.”—Sir Paul McCartney

    When you step outside the proverbial box, you have to be prepared for criticism.

    As I went from meeting to meeting, networking my way to successful workshop enrollments, I perfected my thirty-second commercial introduction. I always started with a song: “You’re gonna be rich tomorrow…if you take my class today,” or “We’re in the money…my clients are singing this song.” Generally, people enjoyed the upbeat flavor of my off-beat presentations.

    But then I found myself in a different networking group. Everyone there gave a standard introduction in the exact same format: “Hi, I’m Larry. I am an attorney specializing in real estate law, I’ve been in business for twenty-five years”; “Hi, I’m Susan. I am a CPA specializing in taxes. I’ve been in business for fifteen years.”

    As my turn approached, I hesitated. Maybe I shouldn’t do my singing thing in this room. Then I thought, “Nah,” and went ahead, “Money makes the world go around, that clinking clanking sound…if you want more clinking and clanking in your life, call me.” There were a few shocked faces, but mostly smiles as I looked around me.

    The next time I went to this meeting, a woman came over to me. “There were complaints about you at the last board meeting!” she exclaimed. “It was felt that singing was inappropriate behavior at a business meeting.”

    “Well, I have to tell you,” I replied, “that may be, but ten people came over to me after the meeting and asked for my card and six of them signed up for my workshop, so I think I’m going to keep singing!”

    (Continued on page 230 of The Wealthy Spirit)

    Today’s Affirmation: “There are people everywhere who enjoy the unique gifts I have to share.”

    I’ve always considered myself a little bit “left of center”, but for most of my life I just tried hard to fit in, to do what was expected, do it as well as I could, dress to match the styles others thought best, and make my way in the world following the rules. I was brought up with the phrase “What will the neighbors think?” whenever I strayed from the beaten path.

    It took me years to figure out that if I blended in too perfectly, I became invisible. I felt like wallpaper where nothing stands out. I started to become aware that if everybody likes you, you don’t have any personality. If you go along with the crowd too much of the time, without the crowd you don’t know who you are.

    As Mae West said, “I used to be Snow White, but I drifted.”

    So let yourself drift, today! Figure out what you like about yourself that’s a little unusual, unique, funny, raunchy, strong, sexy, smart, or weird. Let your edges show. Stop blending in and set your own style.

    What will the neighbors think? Some won’t like it at all, they’ll be threatened, or try to squelch you back down into the box. But some will love it, and want to get closer and find out more about you. Deep friendships come with that, and freedom.

    Years ago, I was standing in line at a wedding reception, and next to me in the line was an old friend from Sunday school. We were reminiscing about the old crowd, and Linda kept mentioning different people from the “in-crowd” (that I wasn’t in) and going on about what they were doing now. The food line was long, I was hungry, and when she finally mentioned yet another girl, I decided a little truth might spice up this conversation.

    “I have to tell you, I never liked Jenny x,” I said, “And I don’t care what she’s doing now.”

    Linda’s mouth dropped open, she looked at me wide-eyed in shock and stopped dead in her tracks. Then she smiled at me and said with a twinkle, “You know, I never liked her either!”

    We both broke into peals of laughter, hugged each other, and then started a real conversation about what we really liked and didn’t like. It was fabulous! Instead of party chit-chat that we would have forgotten by the time we got in our cars, we discovered a true friendship.

    Sow some wild seeds today – you never know what might grow from it!

    Sometimes You Have to Ask God for a Sign

    Posted on August 15th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    227-August 15

    “If only God would give me a clear sign! Like making a large deposit in my name at a Swiss bank.”—Woody Allen

    There have been times when I have done everything in hopes of achieving my goals: building ships, sending out ships, dredging ships up from the bottom of the sea, rebuilding the ships, hiring new crews. I have tried to get the job done, but the job remains undone. I try to decipher whether I should keep trying or know “when to fold ‘em.” Is this goal not for me after all? Am I supposed to give this one up? How am I to know?

    For months, my agent, Lisa Hagan, and I searched for a publisher for this book. Many rejections and several almost-deals later, I still didn’t have one. Meanwhile, a friend from my writers group had the most glorious success. She prepared her proposal, met with nine publishers, her book went up for auction, and she got a six-figure advance! I was truly happy for her and celebrated her success. But I couldn’t help asking God,
    “Hey, what about me?”

    I was willing to do whatever it took get a publisher. Lisa told me that most of the publishers disliked the original page-a-day structure. So I revised the proposal and rewrote the book as an eight chapter narrative. I changed the packaging and paid to have a matching cover design for my audio and video tapes. The new packages went out to publishers, and once again, Lisa and I waited.

    Meanwhile, I had a conversation with God. I asked God for a Sign. I told Him I have done everything I knew how to do, and now I needed Him to clearly show me if this goal, this book, was meant for me or not. I let Him know that I am here to do His work, and that I was willing to get my poor human ego out of the way and give this up, if that was what He wanted me to do. But I needed a clear Sign whether not to keep trying.

    Exactly two days later, Deb Werksman at Sourcebooks called to say she was interested in my book. We discussed the narrative version and then she asked, “What’s this page-a-day book that your agent told me about? She says everyone in her office uses it.” After I described it to her, she said, “I want to see that book.” It wasn’t long before I got another call from her: “I just got out of an acquisitions meeting and we would love to publish your book!”

    And you know what? They bought the original version!

    God’s on duty 24/7. He’s just waiting for you to ask.

    Today’s Affirmation: “Thank you, God, for giving me perfect time, money, love, luck, and health at all times now.” (Contributed by Carol Allen)

    Inspired to Succeed: The Most Powerful Effectiveness Tool

    This is the true (if oversimplified) story of two divisions in a manufacturing company.
    There’s been powerful movement in the organization toward using statistical tools to increase accuracy and reliability.

    Doubters dominate one division. They believe data can be manipulated and while they are following the requirements they continue to put their trust in past experience and knowledge, the way they’ve been doing it for over 30 years.

    True believers lead the other division. They are committed to the process. They are engaged and energized. They talk about it, collaborate, problem solve. They are interested in the outcomes. They take pride in the results. They are open to learning, open to being wrong, open to making mistakes and corrections.

    Both divisions are using the tools. However, the doubters use them superficially, simply going through the motions to meet the requirements. The true believers, on the other hand, are excited and in a constant process of discovery and amazement.

    The doubting group spends much of its time trying to get a handle on the reasons behind all their field failures.

    The true believers have no field failures.

    Truly. None.

    5 observations from this story that I want to share with you:
    1. Belief is the most powerful of effectiveness tools (and disbelief is the most powerful of underminers). People who believe in what they’re doing will do it more deeply, more thoroughly, more effectively.
    2. There is a huge difference between doing something just to check the box and having authentic energy for it.
    3. There is no absolute and forever right way. Grow along with the body of knowledge or fall behind.
    4. Protecting your position is no protection at all.
    5. Open minds have more fun.

    We are all in change/growth situations at all times, whether we know it or not. We all have places where we don’t see that we have become stuck or attached to doing things a certain way that no longer serves us. Some business and leadership coaching — check in with yourself.
    • Where are you going through the motions just to check off the boxes?
    • Where are you protecting obsolete ways of being?
    • Where might becoming a true believer make a real difference in meeting your objectives?
    • Where could you open up your mind and more possibilities?
    Perhaps you see other valuable lessons here? If so, I’d love to hear from you.

    Sharon Rich is the founder and Chief Growth Engineer at Leadership Incorporated. She works with smart ambitious leaders in smart ambitious organizations of $5-50M who are committed to growing the business. Her clients have a strong sense of purpose, yet aren’t making progress on critical high value initiatives. Sharon gets them clear, unstuck and achieving their objectives with confidence.

    Breakdown to Breakthrough

    Posted on August 14th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    226-August 14

    “Most of my major disappointments have turned out to be blessings in disguise. So whenever anything bad does happen to me, I kind of sit back and feel, well, if I give this enough time, it’ll turn out that this was good, so I shouldn’t worry about it too much.”—William Gaines

    We set our minds, set our goals, and start sending out ships to make all our dreams come true. We are headed for Breakthrough, for the golden shore where the sun is always shining, the money is rolling in and everything is going our way.

    But Breakthrough is often preceded by Breakdown. This is because much of what you’ve been hanging onto—out of fear of change—has to get out of your way in order for you to live your dream. The challenges strengthen us as we overcome them and we have to grow in order to escape the pain. Dr. Jeffrey Mishlove states that it is the law of nature to push itself to the brink in order to create crises and then evolve. Every system in the Universe evolves through crisis. Looks like we human beings do, too.

    Our crises take place on two fronts: Internal battles and external ones. We fight to overcome our shadow side; to become kind, generous, loving human beings. And as we grow, we struggle to survive the storms at sea that threaten our ships and sometimes even our lives. It’s important to remember, when the waves are pounding, your ship is leaking and you can’t see daylight, that the shore is still there where you left it. The storm is just a test designed to strengthen your resolve, test your nerve and your dedication. You will be better off because of it. Without the storm, you cannot appreciate the peace of calm waters.

    Today’s Affirmation: “My wonderful breakthroughs create my fabulous successes!”

    “The money is in the phone!”

    That’s one of my favorite expressions. I’ve used the phone to sell millions of dollars of workshop enrollments over the past 20 years.

    Yeah, I know. You really don’t want to call people. You want all the marketing you do to work and just have people sign up to buy without having to talk with you.

    That will work for free stuff or a few small sales. But for the big-ticket items, they want to talk with you. They need you to coach them through the buying process, because they are twice as afraid of losing their money as they are hopeful that you will give them what they need.

    I cry for the people who don’t understand the difference between marketing and selling.

    Marketing includes:

    Newsletters, Emails, Blogs, Speaking, Networking, Social Media, Blogging, Publishing books and e-books, Radio interviews, Audio recordings, Free teleclasses, Videos

    You’ll definitely get some interest in your work from this – people will love your content and want more. But then, they may just wait for all the free stuff and never buy anything.

    Sound familiar?

    “The money is in the phone!”

    People buy from you when they know you, like you and trust you. How are they going to get that from a generic email that goes to everyone?

    They want to know if you can help them! If you don’t talk with them, you’re going to leave most of your prospective clients unfulfilled and underserved. And you won’t make the money you deserve.

    Because I make my “Gold Calls”, I’ve been successful with my Financial Stress Reduction® workshops for more than 20 years. I close nearly every sale on the phone.

    Yes, they were reading “The Wealthy Spirit”, yes, they had heard me speak or were on the free teleclass, yes, they were Facebook friends, yes, they met me networking, yes, they read my blog, yes, they got my emails…

    …But they BOUGHT my program because of OUR CONVERSATION.

    You see why I think the money is in the phone?


    Time to Enjoy Your Money

    Posted on August 13th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    225-August 13

    “There’s never enough time to do all the nothing you want.”—Bill Watterson

    “Jerry makes plenty of money,” his wife Judith said when I called. “He doesn’t need your class. What he needs is more time to enjoy the money he makes.”

    I had met Jerry when we appeared together on Paul and Sarah Edwards’ radio show. He was happily making large sums of money in his public relations business, but reacted strongly when I mentioned that my workshop was called Financial Stress Reduction. “I’d really love to keep making money but reduce the stress,” he said. “Call me and let’s talk about it.”

    I called as instructed, and that’s when Judith let me know the real problem: Jerry’s work hours (24/7), his time off for fun (zero), his time with family (minimal) and her frustration with this situation (huge). I commiserated with her, then let her know that my class was not just about making money, but about having lots of time off to enjoy it as well. “Sign us up!” she exclaimed, and enrolled the two of them in the next course on the spot.

    At the beginning of the class, they spoke of the goal they had put on their “Intended Results” list—to take a month off to travel in France with another couple. It seemed unreachable then. Jerry’s fear of losing clients was a palpable force keeping him chained to his telephone at all hours. But as they did the work of the course, they came to see that when they practiced positive thinking about money, sent out ships consistently, and counted the money to keep score, they could relax. The system worked and could be relied upon. Customers could understand—and admire—a commitment to family and balance. They could be alerted to the fact of an impending vacation and get their work in early. Reciprocal deals could be made with other professionals to handle emergencies in Jerry’s absence. As Jerry’s fear decreased each week, he began to relax. He started smiling more often—and so did Judith.

    They had a wonderful time in France.

    And where are you going? When?

    Today’s Affirmation: “I have abundant time to enjoy all my abundant riches!”

    I took one weekend off to enjoy my money with a road trip to Pechanga with my poker buddies, Shelley and Debby. The sun was shining, the birds were singing, and we were delighted with our little jaunt out of town. We had a ball, and I played in two poker tournaments and finished 9th out of 238 in one and one of 7 finalists out of 127 who split the prize pool in the second. Made over $1,000 having fun with my hobby!

    When was the last time you took a long weekend off, skipped town, and just played without checking in for emails, voice mails, Social Media notices, etc.etc.? I suggest you schedule one now, and perhaps a nice long vacation, too. They’re fun to plan, fun to look forward to, fun to enjoy, and then fun to remember. And who knows, you might even turn a profit from it, too.

    Planning for fun in the future is fun in the present, too. And then you have all the fun of your “I can hardly wait until…” every day looking forward to it.  We’ve already planned our next trip, too. I am an expert at multiplying fun!

    You can do it, too,  you know. Make a Fun Plan today!




    High Class, Quality Problems

    Posted on August 12th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    224-August 12

    “Being sober doesn’t mean you won’t have problems. But the quality of your problems will improve.”—Overheard at an Alcoholics Anonymous meeting

    Making more money doesn’t mean you won’t have problems, either. Sometimes the people in my workshops with the most money have the most problems. But they are high class, quality problems!

    I’m reminded of an old story about some villagers who were complaining to God about their problems. Every day, they moaned and groaned, until finally, God called them all together for a meeting in the town square. In the center of the square was a huge oak tree. God told everyone to take their collection of troubles and hang them on the tree. After everyone had done so, He said, “Now walk around the tree, look over all the troubles, and take down the ones you’d rather have.” After the villagers examined all the problems hanging on the tree, each one took back his own set of problems and returned home without complaining again.

    We are afraid to risk the unknown, and so we put up with the problems we’ve got. I say upgrade your problems and upgrade your life! And if you find yourself complaining, stop and look at the troubles other people have. Then you might want to thank God for your high class, quality problems.

    Today’s Affirmation: “As I generate my earthly fortune, I am reminded of my heavenly connection, which is the source of my true wealth.” (Contributed by Shelley Ackerman, in New Woman Magazine)

    With a dash of perspective, here are some really fine problems:

    “Oh, darn, I have to get new tires on my Lexus SC430.”
    “My book only made it to number two on the New York Times Bestseller List.”
    “I can’t decide whether to go to the Prom with David or Jerry.”
    “The electric bill was higher this month.”
    “The bakery was out of my favorite cranberry pecan scones.”

    What can you add to this list?


    Posted on August 11th, 2014 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    223-August 11

    “Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that.”—Martin Luther King, Jr.

    “Everyone sees real estate agents as sharks!” said Arlene. “And most of them are. They’re only out for themselves. I have to work really hard to let people know I’m not like that!”

    To say Arlene was angry was a complete understatement. She seethed and roiled like a mama grizzly bear that just had her cub taken away from her. She was angry at the people she perceived as sharks in her profession, angry at her husband who wasn’t earning money, angry at her sister who wouldn’t loan her money, angry at her life. When at last she turned her anger inward towards herself, she got depressed. Then she’d get mad again at all the people in her life that caused her pain and upset.

    It was a vicious cycle.

    Anger had become her comfortable friend. The angry position has power attached to it: You get to be right—and self-righteous, and you get to be a martyr—suffering but absolutely blameless. It’s never your fault. The difficulty is that you can get stuck there forever. If the problem is always in other people, you are powerless to change your situation. It’s impossible to change other people. But if you accept responsibility for your life, realize you create your reality, you can change everything. Because you cause everything.

    I asked Arlene how long it had been like this. “Years,” she said. I asked her if she wanted it to change. She said, “Yes.” That gave me permission to help. I explained to her that I saw her trapped in her cycle of anger and that there was a way out. I let her know that it would feel uncomfortable at first, because she was used to her anger and kept it with her out of habit. She needed to break free.

    I suggested that she write down everything and everybody she was angry at, in a freeform, let-it-all-out manner. When she had written everything and felt finished, she should go back and rewrite every statement as a positive. For example, if she wrote, “My husband is a burden and never makes any money,” she should reframe it as “My husband is a wonderful support and makes lots of money, too.” This is taking every negative thought—which had operated in her life as a negative affirmation—and making a positive statement out of it. Then four times a day every day she needed to read the positive statements out loud. But most importantly, she needed to stop saying the negative statements. I pointed out that saying positive affirmations for five minutes a day wasn’t going to do a lot of good if she was saying powerful negative affirmations the other twenty-three hours and fifty-five minutes. Tearfully, she agreed to do as I suggested.

    Two weeks later, I called to check up on her. She said she was much better, had sold a house, and was rushing off to sell another one. It works if you work it.

    Today’s Affirmation: “I bless everyone I meet and wish them success and happiness.”

    I read this one little bit of wisdom years ago – “If you want things to change, change yourself. Otherwise, they aren’t going to change.”

    There is an old story about a traveler who journeys to a new city and encounters a wise woman on the path. “What is that city like?” he asks her.

    The wise woman asks, “What was the city like that you just left?”

    “Oh, it was terrible,” he said. “People are angry and fighting and rude. No one is helpful, it’s impossible to do business there.”

    “I’m sorry,” she answered, “The next city is just the same as the one you left.”

    Grumbling, he stomped off.

    Another traveler passed by some time later, and asks the wise woman the same question. She replies the same way, too “What was the city like that you just left?”

    “Oh, it was wonderful!” he said. “People were kind and courteous, everyone was friendly and business was booming!”

    “That’s wonderful,” replied the wise woman. “The next city is just the same as the one you left.”

    And the happy traveler looked ahead to many years of good friendships, love and prosperity.